--- title: "CGR Credit Union Rates - Georgia" description: "Current auto loan, heloc, credit card, and savings & cd rates from CGR Credit Union in Georgia. Updated daily with source verification. See who can join CGR Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/georgia/cgr" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # CGR Credit Union Rates - Georgia ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 3.750% | — | Standard | CGR Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 4.990% | — | Standard | CGR Credit Union heloc rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.900% | — | Standard | CGR Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 3.50% | — | Standard | CGR Credit Union savings & cd rates as of November 13, 2026 CGR Credit Union is a credit union in Georgia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/georgia/cgr) , verified from [CGR Credit Union's official website](https://www.cgrcu.org/) Loading branch locator… ## About CGR Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11.2K Assets $119.5M Founded 1991 Locations reported 5 NCUA charter 67367 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Midsouth Community** Lasseter Office · Macon · GA · 31204-0301 About 1.1 miles away](https://rateapi.dev/credit-unions/georgia/midsouth-community) [**Five Star** Five Star Credit Union- Macon Forsyth · MACON · GA · 31210 About 1.6 miles away](https://rateapi.dev/credit-unions/alabama/five-star) [**Macon-Bibb Employees Credit Union** The Store House · Macon · GA · 31204-1750 About 1.7 miles away](https://rateapi.dev/credit-unions/georgia/macon-bibb-employees-credit-union) [**Robins Financial** Riverside Branch · Macon · GA · 31204 About 2.3 miles away](https://rateapi.dev/credit-unions/georgia/robins-financial) [**Macon Firemen's** MACON FIREMENS CREDIT UNION · MACON · GA · 31201-6801 About 2.4 miles away](https://rateapi.dev/credit-unions/georgia/macon-firemens) [**Georgia Guard** Macon-Main Office · Macon · GA · 31211 About 4.0 miles away](https://rateapi.dev/credit-unions/georgia/georgia-guard) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join CGR Credit Union Membership eligibility from CGR Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on CGR Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bibb, baldwin, houston, jones, monroe, peach, putnam — GA - Employer healthcare, Georgia Power, Department of Corrections, Ingleside Electric Company, Ivan Allen Company, Sheridan, Solomon, and Kernaghan, Jones Grissom Printers, L. E. Schwartz & Son, Inc., Corsini Architects, Central Georgia Healthcare Linens, Preston Testing and Engineering Co., Trans America Athletic Conference, Ocmulgee Arts Inc., Ocmulgee Fields, Inc., The ARC of Macon, Crowne Plaza, Golden Opportunities, Sid’s Sandwich Shop, Riverside Ford, Inc., Tift Regional Medical Center, Department of Veterans Services, Cook Medical Center Verified from [CGR Credit Union's membership page](https://www.cgrcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for CGR Credit Union Geography 7 counties · Employers 22 · Family 2 38 published paths to membership, last verified August 27, 2026, quoted from CGR Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Baldwin County, GA - Bibb County, GA - Houston County, GA - Jones County, GA - Monroe County, GA - Peach County, GA - Putnam County, GA “We are a full-service community credit union serving individuals who live and work in Bibb, Baldwin, Houston, Jones, Monroe, Peach or Putnam Counties in Georgia.” > [source ↗](https://www.cgrcu.org/membership) ### Employers 22 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of healthcare “We also support those working in healthcare, Georgia Power, the Department of Corrections, and several local government groups.” > [source ↗](https://www.cgrcu.org/membership) - Employee of healthcare - Employee of Georgia Power “We also support those working in healthcare, Georgia Power, the Department of Corrections, and several local government groups.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Georgia Power - Employee of Department of Corrections “We also support those working in healthcare, Georgia Power, the Department of Corrections, and several local government groups.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Department of Corrections - Employee of Ingleside Electric Company “Ingleside Electric Company*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Ingleside Electric Company - Employee of Ivan Allen Company “Ivan Allen Company*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Ivan Allen Company - Employee of Sheridan, Solomon, and Kernaghan “Sheridan, Solomon, and Kernaghan*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Sheridan, Solomon, and Kernaghan - Employee of Jones Grissom Printers “Jones Grissom Printers*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Jones Grissom Printers - Employee of L. E. Schwartz & Son, Inc. “L. E. Schwartz & Son, Inc.*” > [source ↗](https://www.cgrcu.org/membership) - Employee of L. E. Schwartz & Son, Inc. - Employee of Corsini Architects “Corsini Architects*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Corsini Architects - Employee of Central Georgia Healthcare Linens “Central Georgia Healthcare Linens” > [source ↗](https://www.cgrcu.org/membership) - Employee of Central Georgia Healthcare Linens - Employee of Preston Testing and Engineering Co. “Preston Testing and Engineering Co.*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Preston Testing and Engineering Co. - Employee of Trans America Athletic Conference “Trans America Athletic Conference*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Trans America Athletic Conference - Employee of Ocmulgee Arts Inc. “Ocmulgee Arts Inc.*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Ocmulgee Arts Inc. - Employee of Ocmulgee Fields, Inc. “Ocmulgee Fields, Inc.*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Ocmulgee Fields, Inc. - Employee of The ARC of Macon “The ARC of Macon*” > [source ↗](https://www.cgrcu.org/membership) - Employee of The ARC of Macon - Employee of Crowne Plaza, Golden Opportunities “Crowne Plaza, Golden Opportunities*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Crowne Plaza, Golden Opportunities - Employee of Sid’s Sandwich Shop “Sid’s Sandwich Shop*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Sid’s Sandwich Shop - Employee of Riverside Ford, Inc. “Riverside Ford, Inc.*” > [source ↗](https://www.cgrcu.org/membership) - Employee of Riverside Ford, Inc. - Employee of Tift Regional Medical Center “Tift County Currently serve only the employees of Tift Regional Medical Center (including Cook Medical Center) and its associated businesses.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Tift Regional Medical Center - Employee of Department of Veterans Services “Hancock County Currently serve only the employees of the Department of Corrections* as well as the Department of Veterans Services.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Department of Veterans Services - Employee of Cook Medical Center (as written on the source page) “Currently serve only the employees of Tift Regional Medical Center (including Cook Medical Center) and its associated businesses.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Cook Medical Center - Employee of Cook Medical Center “Currently serve only the employees of Tift Regional Medical Center (including Cook Medical Center) and its associated businesses.” > [source ↗](https://www.cgrcu.org/membership) - Employee of Cook Medical Center ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family members, household member “When you join, your family members and the people in your household can join as well.” > [source ↗](https://www.cgrcu.org/membership) - Family member (family members, household member) of a member - Family of a member family, household member “Family members and persons living in the same household of these eligible employee groups can also be members.” > [source ↗](https://www.cgrcu.org/membership) - Family member (family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for CGR Credit Union? Yes No ## Work at CGR Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where CGR Credit Union ranks against Georgia peers. - See which AI assistants fetched CGR Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Georgia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cgr&state=georgia&code=GA&name=CGR%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does CGR Credit Union offer? CGR Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are CGR Credit Union rates updated? RateAPI verifies CGR Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get CGR Credit Union's rate data? Rate data is collected directly from CGR Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join CGR Credit Union? CGR Credit Union publishes its membership criteria on its own website. RateAPI tracks 38 published membership paths covering 7 counties and 22 employers for CGR Credit Union, each quoted from CGR Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare CGR Credit Union's rates against national credit-union benchmarks. [More Georgia credit unions](https://rateapi.dev/credit-unions/georgia) [Georgia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/georgia) [Georgia HELOC rate leaders](https://rateapi.dev/heloc-rates/georgia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cgrcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track CGR Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for CGR Credit Union curl "https://api.rateapi.dev/credit-unions/georgia /cgr " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## CGR Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/georgia/cgr Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp