--- title: "University Credit Union Rates & Who Can Join - Florida" description: "University Credit Union is a credit union in Florida. Rate data is being verified. See who can join University Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/university" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # University Credit Union Rates & Who Can Join - Florida No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. University Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/university) , verified from [University Credit Union's official website](https://ucumiami.org/) Loading branch locator… ## About University Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16.1K Assets $233.4M Founded 1947 Locations reported 4 NCUA charter 67348 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Baptist Health South Florida** Administrative Office · Miami · FL · 33186 About 0.5 miles away](https://rateapi.dev/credit-unions/florida/baptist-health-south-florida) [**Space Coast** Space Coast Credit Union-Kendall Breeze · Miami · FL · 33186-6599 About 0.8 miles away](https://rateapi.dev/credit-unions/florida/space-coast) [**Baxter** Kendall · Miami · FL · 33196 About 1.3 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**Tropical Financial** KENDALL · Miami · FL · 33176-1509 About 3.2 miles away](https://rateapi.dev/credit-unions/florida/tropical-financial) [**Dade County** Kendall Branch · Miami · FL · 33176 About 3.3 miles away](https://rateapi.dev/credit-unions/florida/dade-county) [**Educational** Kendall · Miami · FL · 33183-3825 About 3.4 miles away](https://rateapi.dev/credit-unions/florida/educational) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join University Credit Union Membership eligibility from University Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on University Credit Union's website. Check the membership page below to confirm whether you qualify. - Location miami-dade — FL - Employer UHealth, Legal Field, University of Miami, Florida International University, St. Thomas University - Association Florida Consumer Council - School University of Miami, Florida International University, St. Thomas University Verified from [University Credit Union's membership page](https://ucumiami.org/about/membership) . Final membership determination is always made by the credit union. ## Membership rules for University Credit Union Geography 1 county · Employers 9 · Associations · Schools 9 · Family 22 published paths to membership, last verified August 27, 2026, quoted from University Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Miami Dade County, FL “Anyone working or living in Miami-Dade County” > [source ↗](https://ucumiami.org/about/membership) ### Employers 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of UHealth “UHealth staff and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of UHealth - Employee of Legal Field “Anyone working in the Legal Field in Law Firms, the Court System or in any business that provide services to the legal community in Miami-Dade, Broward, Palm Beach and Monroe Counties” > [source ↗](https://ucumiami.org/about/membership) - Employee of Legal Field - Employee of University of Miami (as written on the source page) “University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of University of Miami - Employee of UHealth - Family of a member immediate family “UHealth staff and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of UHealth and Family member (immediate family) of a member - Employee of Florida International University (as written on the source page) “Florida International University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of Florida International University - Employee of St. Thomas University (as written on the source page) “St. Thomas University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of St. Thomas University - Employee of University of Miami “University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of University of Miami - Employee of Florida International University “Florida International University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of Florida International University - Employee of St. Thomas University “St. Thomas University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Employee of St. Thomas University ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Florida Consumer Council “Membership in Florida Consumer Council.” > [source ↗](https://ucumiami.org/about/membership) - Member of Florida Consumer Council ### Schools 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of University of Miami “Membership is open to University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at University of Miami - Student of Florida International University “Florida International University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at Florida International University - Student of St. Thomas University “St. Thomas University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at St. Thomas University - Student of University of Miami - Family of a member immediate family “University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at University of Miami and Family member (immediate family) of a member - Alumni of University of Miami “University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Alumnus of University of Miami - Student of Florida International University - Family of a member immediate family “Florida International University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at Florida International University and Family member (immediate family) of a member - Alumni of Florida International University “Florida International University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Alumnus of Florida International University - Student of St. Thomas University - Family of a member immediate family “St. Thomas University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Student at St. Thomas University and Family member (immediate family) of a member - Alumni of St. Thomas University “St. Thomas University faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Alumnus of St. Thomas University ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate families “Membership is open to University of Miami faculty, staff, students, alumni and their immediate families” > [source ↗](https://ucumiami.org/about/membership) - Family member (immediate families) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for University Credit Union? Yes No ## Work at University Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where University Credit Union ranks against Florida peers. - See which AI assistants fetched University Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=university&state=florida&code=FL&name=University%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does University Credit Union offer? University Credit Union is a credit union in Florida. Rate data is currently being verified. ### How often are University Credit Union rates updated? RateAPI verifies University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get University Credit Union's rate data? Rate data is collected directly from University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join University Credit Union? University Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 1 county, 9 employers, 1 association and 9 schools for University Credit Union, each quoted from University Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare University Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ucumiami.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track University Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for University Credit Union curl "https://api.rateapi.dev/credit-unions/florida /university " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## University Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/university Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp