--- title: "Tampa Postal Credit Union Rates (Nov 2026): CDs to 3.50%" description: "Tampa Postal Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Tampa Postal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/tampa-postal" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tampa Postal Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loan** auto_used | — APR | 4.700% | used | Standard | | **New Auto Loan** auto_new | — APR | 4.700% | new | Standard | | **New Rec Vehicles (RV)** rv_new | — APR | 6.750% | new | Standard | | **New Boat, Motor & Trailer, Jet Skis** boat_new | — APR | 6.750% | new | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 6.750% | new | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 6.750% | used | Standard | | **Used Rec Vehicles (RV)** rv_used | — APR | 6.750% | used | Standard | Tampa Postal Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.500% | — | Standard | Tampa Postal Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Revolving Line of Credit / Overdraft** ploc_variable | — APR | 10.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.500% | — | Standard | Tampa Postal Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.990% | — | Standard | Tampa Postal Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | 0.05% APY | 0.05% | — | Standard | | **Christmas Club Account** savings | 0.05% APY | 0.05% | — | Specialty offer | | **Share Savings IRA (Traditional & Roth)** ira | 0.25% APY | 0.25% | — | Standard | | **Balance of $1,000 to $9,999** savings | 0.30% APY | 0.30% | — | Standard | | **Balance of $10,000 to $24,999** savings | 0.35% APY | 0.35% | — | Standard | | **Balance of $25,000 to $49,999** savings | 0.45% APY | 0.45% | — | Standard | | **Balance of $50,000+** savings | 0.50% APY | 0.50% | — | Standard | | **36-Month Certificate** cd_36mo | 2.75% APY | 2.72% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 2.75% APY | 2.72% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 2.75% APY | 2.72% | 60 mo | Standard | | **24-Month Certificate** cd_24mo | 3.00% APY | 2.96% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | 3.25% APY | 3.20% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | 3.25% APY | 3.20% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | 3.50% APY | 3.44% | 6 mo | Standard | Tampa Postal Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Harley Davidsons** other | — % | 6.750% | — | Standard | | **Used Harley Davidsons** other | — % | 6.750% | — | Standard | Tampa Postal Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/tampa-postal) , verified from [Tampa Postal Credit Union's official website](https://www.tpcu.org/) Loading branch locator… ## About Tampa Postal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6K Assets $99.7M Founded 1941 Locations reported 4 NCUA charter 4395 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Midflorida** 36-Land O' Lakes · Lutz · FL · 33559 About 2.6 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**GTE** Land O Lakes · Lutz · FL · 33549 About 3.3 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Achieva Credit Union** Land O Lakes · Land O Lakes · FL · 34639-5286 About 3.3 miles away](https://rateapi.dev/credit-unions/florida/achieva-credit-union) [**Grow Financial** Lutz Branch · Lutz · FL · 33548-4535 About 3.4 miles away](https://rateapi.dev/credit-unions/florida/grow-financial) [**Ficare** North · Lutz · FL · 33558 About 3.4 miles away](https://rateapi.dev/credit-unions/florida/ficare) [**Tampa Bay** North Tampa Service Center · Tampa · FL · 33613 About 3.7 miles away](https://rateapi.dev/credit-unions/florida/tampa-bay) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tampa Postal Credit Union Membership eligibility from Tampa Postal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tampa Postal Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer USPS, United States Government - Association National Association of Letter Carriers (NALC), American Postal Workers Union (APWU) - Occupation federal_government_employee Verified from [Tampa Postal Credit Union's membership page](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) . Final membership determination is always made by the credit union. ## Membership rules for Tampa Postal Credit Union Employers 5 · Associations 2 · Family 3 10 published paths to membership, last verified August 27, 2026, quoted from Tampa Postal Credit Union’s own published criteria. ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of USPS “You are a current or retired USPS employee” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Employee of USPS - Employee of United States Government “You are a United States Government Employee or Retiree who works or resides in Lee, Collier, Hendry or Charlotte Counties.” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Employee of United States Government - Retired employee of USPS “You are a current or retired USPS employee” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Retiree of USPS - Occupation “You are a United States Government Employee or Retiree who works or resides in Lee, Collier, Hendry or Charlotte Counties.” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Occupation: federal_government_employee - Occupation “You are a United States Government Employee or Retiree who works or resides in Lee, Collier, Hendry or Charlotte Counties.” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Occupation: federal_government_employee ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of National Association of Letter Carriers (NALC) “You belong to one of the following Postal Organizations: National Association of Letter Carriers (NALC)” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Member of National Association of Letter Carriers (NALC) - Member of American Postal Workers Union (APWU) “You belong to one of the following Postal Organizations: National Association of Letter Carriers (NALC) American Postal Workers Union (APWU)” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Member of American Postal Workers Union (APWU) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family member “You are a family member of a USPS employee or Select Employee Group employee (see below)” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Family member (family member) of a member - Family of a member household member “You are a household member living in the same residence as a current TPCU member and whom maintain a single economic unit” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Family member (household member) of a member - Family of someone eligible family “You are a family member of a USPS employee or Select Employee Group employee (see below)” > [source ↗](https://www.tpcu.org/index.php/resources/join-the-credit-union.html) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tampa Postal Credit Union? Yes No ## Work at Tampa Postal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tampa Postal Credit Union ranks against Florida peers. - See which AI assistants fetched Tampa Postal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tampa-postal&state=florida&code=FL&name=Tampa%20Postal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tampa Postal Credit Union offer? Tampa Postal Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Tampa Postal Credit Union rates updated? RateAPI verifies Tampa Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Tampa Postal Credit Union's rate data? Rate data is collected directly from Tampa Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Tampa Postal Credit Union's best CD rate? As of November 12, 2026, Tampa Postal Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Tampa Postal Credit Union? Tampa Postal Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 5 employers and 2 associations for Tampa Postal Credit Union, each quoted from Tampa Postal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tampa Postal Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tpcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tampa Postal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tampa Postal Credit Union curl "https://api.rateapi.dev/credit-unions/florida /tampa-postal " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tampa Postal Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/tampa-postal Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp