--- title: "T M H Credit Union Rates (Nov 2026): CDs to 3.40%" description: "T M H Credit Union rates today: savings & CDs up to 3.40% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join T M H Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/t-m-h" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # T M H Credit Union Rates (Nov 2026): CDs to 3.40% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **New Auto/ Used Auto (Five Years or Newer)** auto_any_60mo | — APR | 3.350% | 60 mo · any | Standard | | **New Auto/ Used Auto (Five Years or Newer)** auto_any_72mo | — APR | 3.950% | 72 mo · any | Standard | | **New/Used RVs** rv_any_180mo | — APR | 4.800% | 180 mo · any | Standard | | **New Auto/ Used Auto (Five Years or Newer)** auto_any_84mo | — APR | 4.950% | 84 mo · any | Standard | | **New Sport Vehicle** auto_new_48mo | — APR | 5.240% | 48 mo · new | Standard | | **Used Auto (Ten Years or Newer)** auto_used_60mo | — APR | 5.290% | 60 mo · used | Standard | | **New/ Used Boats (Five Years or Newer)** boat_any_120mo | — APR | 5.540% | 120 mo · any | Standard | | **Used Auto (Over Ten Years Old )** auto_used_60mo | — APR | 5.790% | 60 mo · used | Standard | | **Non-Motorized Camper** rv_any_84mo | — APR | 5.800% | 84 mo | Standard | T M H Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal / Personal LOC** ploc_variable | — APR | 9.490% | 48 mo | Standard | | **Candy Cane Loan - Up to $1,000 Holiday Loan** personal_unsecured_12mo | — APR | 18.000% | 12 mo | Standard | | **Sugar Cookie Loan - Up to $500 Holiday Loan** personal_unsecured_12mo | — APR | 18.000% | 12 mo | Standard | T M H Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Visa® Premier Gold** credit_card | — APR | 8.990% | — | Standard | | **Visa® Classic Gold** credit_card | — APR | 9.990% | — | Standard | | **Visa® Classic** credit_card | — APR | 10.990% | — | Standard | | **Freedom Visa®** credit_card | — APR | 12.990% | — | Standard | T M H Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** share_certificate_6mo | 3.04% APY | 3.00% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.20% APY | 3.15% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.25% APY | 3.20% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.30% APY | 3.25% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.35% APY | 3.30% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.40% APY | 3.35% | 60 mo | Standard | T M H Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.40% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/t-m-h) , verified from [T M H Credit Union's official website](https://www.tmhfcu.org/) Loading branch locator… ## About T M H Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.6K Assets $89M Founded 1962 Locations reported 2 NCUA charter 15175 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Commerce** Blairstone Financial Center · Tallahassee · FL · 32301 About 0.4 miles away](https://rateapi.dev/credit-unions/florida/first-commerce) [**First Florida** Blairstone Branch · Tallahassee · FL · 32301-5903 About 0.5 miles away](https://rateapi.dev/credit-unions/florida/first-florida) [**Campus Usa** Governor's Crossing · Tallahassee · FL · 32301-2878 About 1.1 miles away](https://rateapi.dev/credit-unions/florida/campus-usa) [**Florida A & M University** FAMU Federal Credit Union · Tallahassee · FL · 32301-5524 About 1.4 miles away](https://rateapi.dev/credit-unions/florida/florida-a-m-university) [**Gulf Winds** Mahan · Tallahassee · FL · 32308 About 1.5 miles away](https://rateapi.dev/credit-unions/florida/gulf-winds) [**Calhoun Liberty** FRECU Office · Tallahassee · FL · 32301-3731 About 1.5 miles away](https://rateapi.dev/credit-unions/florida/calhoun-liberty) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join T M H Credit Union Membership eligibility from T M H Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on T M H Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [T M H Credit Union's membership page](https://www.tmhfcu.org/tmhfcu-membership) . Final membership determination is always made by the credit union. ## Membership rules for T M H Credit Union Family 2 2 published paths to membership, last verified August 22, 2026, quoted from T M H Credit Union’s own published criteria. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://www.tmhfcu.org/tmhfcu-membership) - Family member (spouse) of a member - Family of a member immediate family, household member “members of the immediate family or household” > [source ↗](https://www.tmhfcu.org/tmhfcu-membership) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for T M H Credit Union? Yes No ## Work at T M H Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where T M H Credit Union ranks against Florida peers. - See which AI assistants fetched T M H Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=t-m-h&state=florida&code=FL&name=T%20M%20H%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does T M H Credit Union offer? T M H Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are T M H Credit Union rates updated? RateAPI verifies T M H Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get T M H Credit Union's rate data? Rate data is collected directly from T M H Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is T M H Credit Union's best CD rate? As of November 13, 2026, T M H Credit Union offers savings and certificate (CD) yields up to 3.40% APY. ### Who can join T M H Credit Union? T M H Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths for T M H Credit Union, each quoted from T M H Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare T M H Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tmhfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track T M H Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for T M H Credit Union curl "https://api.rateapi.dev/credit-unions/florida /t-m-h " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## T M H Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/t-m-h Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp