---
title: "South Atlantic Credit Union Rates - Florida"
description: "Current vehicle loan, and personal loan rates from South Atlantic Credit Union in Florida. Updated daily with source verification. See who can join South Atlantic Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/florida/south-atlantic"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# South Atlantic Credit Union Rates - Florida

### Auto & vehicle rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Collateralized (new/used vehicles)** auto_any |  — APR |  4.850% |  any |  Context only |
| **New Boat Loan** boat_new |  8.500% APR |  8.500% |  new |  Context only |
| **Used Boat Loan** boat_used |  8.500% APR |  8.500% |  used |  Context only |
| **Motorcycle Loan** motorcycle |  — APR |  8.500% |  — |  Context only |
South Atlantic Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Un-collateralized (Personal Loans)** personal_secured |  — APR |  10.950% |  — |  Context only |
South Atlantic Credit Union personal loan rates as of November 12, 2026

South Atlantic Credit Union is a credit union in Florida. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/south-atlantic) , verified from [South Atlantic Credit Union's official website](https://www.safcu1.org/)

Loading branch locator…

## About South Atlantic Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.1K

Assets

$17.7M

Founded

1973

Locations reported

1

NCUA charter

21202

Charter type

Federal credit union

### Services and member support

- Electronic statements
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Space Coast** Space Coast Credit Union - Camino Real · Boca Raton · FL · 33432 About 0.6 miles away](https://rateapi.dev/credit-unions/florida/space-coast) [**Baptist Health South Florida** Boca Branch · Boca Raton · FL · 33486 About 1.7 miles away](https://rateapi.dev/credit-unions/florida/baptist-health-south-florida) [**JM Associates** Deerfield · Deerfield Beach · FL · 33442-1701 About 2.9 miles away](https://rateapi.dev/credit-unions/florida/jm-associates) [**Dort Financial** BOCA RATON BRANCH · BOCA RATON · FL · 33487-4901 About 3.6 miles away](https://rateapi.dev/credit-unions/michigan/dort-financial) [**Ithink Financial** Boca Raton · Boca Raton · FL · 33487 About 3.9 miles away](https://rateapi.dev/credit-unions/florida/ithink-financial) [**Brightstar** BrightStar Credit Union · Pompano Beach · FL · 33062-7517 About 7.1 miles away](https://rateapi.dev/credit-unions/florida/brightstar)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join South Atlantic Credit Union

Membership eligibility from South Atlantic Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on South Atlantic Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [South Atlantic Credit Union's membership page](https://www.safcu1.org/index.php/about-us/faqs) . Final membership determination is always made by the credit union.

## Membership rules for South Atlantic Credit Union

Family

1 published path to membership, last verified August 22, 2026, quoted from South Atlantic Credit Union’s own published criteria.

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026

  - Family of a member

“Q. Can my family members join the Credit Union? A. Yes - family members are eligible for membership.”

> [source ↗](https://www.safcu1.org/index.php/about-us/faqs)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for South Atlantic Credit Union? Yes No

## Work at South Atlantic Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where South Atlantic Credit Union ranks against Florida peers.

- See which AI assistants fetched South Atlantic Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Florida
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=south-atlantic&amp;state=florida&amp;code=FL&amp;name=South%20Atlantic%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does South Atlantic Credit Union offer?

South Atlantic Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are South Atlantic Credit Union rates updated?

RateAPI verifies South Atlantic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get South Atlantic Credit Union's rate data?

Rate data is collected directly from South Atlantic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join South Atlantic Credit Union?

South Atlantic Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for South Atlantic Credit Union, each quoted from South Atlantic Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare South Atlantic Credit Union's rates against national credit-union benchmarks.

[More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.safcu1.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track South Atlantic Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for South Atlantic Credit Union
curl "https://api.rateapi.dev/credit-unions/florida /south-atlantic " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## South Atlantic Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/florida/south-atlantic
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
