--- title: "Publix Employees Credit Union Rates (Nov 2026): CDs to 3.69%" description: "Publix Employees Credit Union rates today: savings & CDs up to 3.69% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Publix Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/publix-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Publix Employees Credit Union Rates (Nov 2026): CDs to 3.69% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **30YR FIXED** 30 year fixed | — APR | 6.440% | — | Standard | | **15YR FIXED** 15 year fixed | — APR | 5.920% | — | Standard | | **20YR FIXED** 20 year fixed | — APR | 6.180% | — | Standard | Publix Employees Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **New Auto & Truck** auto_new | — APR | 4.840% | new | Standard | | **Used Auto & Truck** auto_used | — APR | 5.090% | used | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 7.100% | new | Standard | | **Jet Ski** boat | — APR | 7.300% | — | Standard | | **New Boat & Recreational Vehicle (RV)** boat_new | — APR | 7.300% | new | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 7.500% | used | Standard | | **Used Boat & Recreational Vehicle (RV)** boat_used | — APR | 7.500% | used | Standard | Publix Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Publix Stock (60%)** personal | — APR | 5.750% | — | Standard | | **Publix Stock (80%)** personal | — APR | 6.250% | — | Standard | | **Publix Stock Line of Credit** ploc_variable | — APR | 6.740% | — | Standard | | **Emergency Disaster Loan** personal | — APR | 8.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.500% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.000% | — | Standard | Publix Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Opal Visa Credit Card** credit_card | — APR | 11.240% | — | Standard | | **Jade Visa Credit Card w/ Perx Rewards** credit_card_rewards | — APR | 13.240% | — | Standard | | **Topaz Visa Credit Card** credit_card | — APR | 17.990% | — | Standard | Publix Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Prime Share** savings | 0.05% APY | 0.05% | — | Standard | | **Special Clubs** savings | 0.20% APY | 0.20% | — | Standard | | **Prime IRA Club** ira | 0.25% APY | 0.25% | — | Standard | | **$1,000 - $24,999** savings | — APY | 1.04% | — | Standard | | **Money Market** money_market | — APY | 1.04% | — | Standard | | **High-Yield Money Market Tiers*** money_market | 1.05% APY | 1.04% | — | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.05% | 48 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.20% | 6 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.30% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.40% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | 3.44% APY | 3.45% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.60% | 12 mo | Standard | | **Youth Cert.**** savings | 3.65% APY | 3.60% | — | Eligibility restricted | | **$25,000 - $99,999** savings | 3.69% APY | 3.69% | — | Standard | | **>$250,000** savings | — APY | 3.69% | — | Standard | | **$100,000 - $249,999** savings | 3.69% APY | 3.69% | — | Standard | | **Stock Club** savings | — APY | 4.94% | — | Standard | Publix Employees Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New Small Collateral** other | — % | 7.000% | — | Standard | Publix Employees Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.69% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/publix-employees) , verified from [Publix Employees Credit Union's official website](https://www.pefcu.com/) Loading branch locator… ## About Publix Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 124.8K Assets $1.8B Founded 1978 Locations reported 11 NCUA charter 23020 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Midflorida** 49-Harden · Lakeland · FL · 33803 About 2.1 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Faith Connection** Florida Office · Lakeland · FL · 33815 About 2.2 miles away](https://rateapi.dev/credit-unions/georgia/faith-connection) [**Lake Michigan** Lakeland · Lakeland · FL · 33801 About 2.5 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**GTE** Lakeland - South · Lakeland · FL · 33803 About 3.0 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Trax** South Lakeland · Lakeland · FL · 33811 About 3.1 miles away](https://rateapi.dev/credit-unions/florida/trax) [**Baxter** Lakeland · Lakeland · FL · 33811-2882 About 4.7 miles away](https://rateapi.dev/credit-unions/illinois/baxter) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Publix Employees Credit Union Membership eligibility from Publix Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Publix Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Publix Super Markets, Inc. Verified from [Publix Employees Credit Union's membership page](https://www.pefcu.com/about/about-us/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Publix Employees Credit Union Employers 2 · Family 2 4 published paths to membership, last verified August 21, 2026, quoted from Publix Employees Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Publix Super Markets, Inc. “Publix Super Markets, Inc. Associates” > [source ↗](https://www.pefcu.com/about/about-us/membership-eligibility/) - Employee of Publix Super Markets, Inc. - Retired employee of Publix Super Markets, Inc. “Retired Associates of Publix Super Markets, Inc.” > [source ↗](https://www.pefcu.com/about/about-us/membership-eligibility/) - Retiree of Publix Super Markets, Inc. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family “Immediate Family Members of Publix Associates” > [source ↗](https://www.pefcu.com/about/about-us/membership-eligibility/) - Family member (immediate family) of a member - Family of a member household member “Household Members of Publix Associates” > [source ↗](https://www.pefcu.com/about/about-us/membership-eligibility/) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Publix Employees Credit Union? Yes No ## Work at Publix Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Publix Employees Credit Union ranks against Florida peers. - See which AI assistants fetched Publix Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=publix-employees&state=florida&code=FL&name=Publix%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Publix Employees Credit Union offer? Publix Employees Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Publix Employees Credit Union rates updated? RateAPI verifies Publix Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Publix Employees Credit Union's rate data? Rate data is collected directly from Publix Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Publix Employees Credit Union's best CD rate? As of November 12, 2026, Publix Employees Credit Union offers savings and certificate (CD) yields up to 3.69% APY. ### Who can join Publix Employees Credit Union? Publix Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers for Publix Employees Credit Union, each quoted from Publix Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Publix Employees Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Publix Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Publix Employees Credit Union curl "https://api.rateapi.dev/credit-unions/florida /publix-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Publix Employees Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/publix-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp