--- title: "Orlando Credit Union Rates - Florida" description: "Current mortgage, auto loan, heloc, personal loan, credit card, and savings & cd rates from Orlando Credit Union in Florida. Updated daily with source verification. See who can join Orlando Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/orlando" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Orlando Credit Union Rates - Florida ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage Lending** other | — APR | 7.261% | — | Standard | Orlando Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Financing** auto | — APR | 4.000% | — | Standard | Orlando Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Orlando Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.490% | — | Standard | Orlando Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.990% | — | Standard | Orlando Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 3.80% | — | Standard | Orlando Credit Union savings & cd rates as of November 12, 2026 Orlando Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/orlando) , verified from [Orlando Credit Union's official website](https://www.orlandocreditunion.org/) Loading branch locator… ## About Orlando Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 27.4K Assets $364.2M Founded 1936 Locations reported 7 NCUA charter 68706 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Priority** Main Office · Orlando · FL · 32806-4539 About 0.8 miles away](https://rateapi.dev/credit-unions/florida/priority) [**Midflorida** 2232-Orlando South Downtown · Orlando · FL · 32806 About 1.0 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Mccoy** McCoy Federal Credit Union · Orlando · FL · 32806 About 1.1 miles away](https://rateapi.dev/credit-unions/florida/mccoy) [**Insight** Gore Street · Orlando · FL · 32806-1222 About 1.6 miles away](https://rateapi.dev/credit-unions/florida/insight) [**Addition Financial** South Orlando Branch · Orlando · FL · 32809 About 2.2 miles away](https://rateapi.dev/credit-unions/florida/addition-financial) [**Vystar** 168-Downtown Orlando (branch) · Orlando · FL · 32801-2619 About 2.3 miles away](https://rateapi.dev/credit-unions/florida/vystar) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Orlando Credit Union Membership eligibility from Orlando Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Orlando Credit Union's website. Check the membership page below to confirm whether you qualify. - Location brevard, hillsborough, lake, orange, osceola, polk, seminole, volusia — FL - Association Orlando Credit Union Charitable Foundation Verified from [Orlando Credit Union's membership page](https://www.orlandocreditunion.org/) . Final membership determination is always made by the credit union. ## Membership rules for Orlando Credit Union Geography 8 counties · Associations · Family 26 published paths to membership, last verified November 8, 2026, quoted from Orlando Credit Union’s own published criteria. ### Geography 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Brevard County, FL - Hillsborough County, FL - Lake County, FL - Orange County, FL - Osceola County, FL - Polk County, FL - Seminole County, FL - Volusia County, FL “Membership is open to individuals who live, work, or worship in in the following counties : Brevard Hillsborough Lake Orange Osceola Polk Seminole Volusia” > [source ↗](https://www.orlandocreditunion.org/) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of Orlando Credit Union Charitable Foundation “Anyone living in the United States can become a member if they join the Orlando Credit Union Charitable Foundation .” > [source ↗](https://www.orlandocreditunion.org/) - Member of Orlando Credit Union Charitable Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, sibling, parent, step-parents, grandchild, grandparent “Family members of current Orlando Credit Union members also qualify. Family members include a spouse, children, siblings, parents, step-parents, grandchildren and grandparents.” > [source ↗](https://www.orlandocreditunion.org/) - Family member (spouse, child, sibling, parent, step-parents, grandchild, grandparent) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Orlando Credit Union? Yes No ## Work at Orlando Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Orlando Credit Union ranks against Florida peers. - See which AI assistants fetched Orlando Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=orlando&state=florida&code=FL&name=Orlando%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Orlando Credit Union offer? Orlando Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Orlando Credit Union rates updated? RateAPI verifies Orlando Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Orlando Credit Union's rate data? Rate data is collected directly from Orlando Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Orlando Credit Union? Orlando Credit Union publishes its membership criteria on its own website. RateAPI tracks 26 published membership paths covering 8 counties and 1 association for Orlando Credit Union, each quoted from Orlando Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Orlando Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.orlandocreditunion.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Orlando Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Orlando Credit Union curl "https://api.rateapi.dev/credit-unions/florida /orlando " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Orlando Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/orlando Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp