Monroe County Teachers Credit Union
Verified rate book
Current Monroe County Teachers Credit Union rates
39 published offers verified as of August 12, 2026.
Auto & vehicle rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.250% APR | 4.250% | new | Context only |
| 36-Month New Auto Loanauto_new_36mo | 4.500% APR | 4.500% | 36 mo · new | Context only |
| 48-Month New Auto Loanauto_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Context only |
| New Boat Loanboat_new | 5.000% APR | 5.000% | new | Context only |
| Used Vehicles 1-2 yrs. oldauto_used_24mo | 5.000% APR | 5.000% | 24 mo · used | Context only |
| 60-Month New Auto Loanauto_new_60mo | 5.000% APR | 5.000% | 60 mo · new | Context only |
| 72-Month New Auto Loanauto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Context only |
| 84-Month New Auto Loanauto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Context only |
| New Motorcycles (less than 2 model years old)motorcycle_new | 5.500% APR | 5.500% | new | Context only |
| Used Vehicles 1-2 yrs. oldauto_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Context only |
| Used Boats Up to 4 yrs. oldboat_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Context only |
| 36-Month New Boat Loanboat_new_36mo | 5.500% APR | 5.500% | 36 mo · new | Context only |
| Used Vehicles 1-2 yrs. oldauto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Context only |
| Used Boats Up to 4 yrs. oldboat_used_36mo | 6.000% APR | 6.000% | 36 mo · used | Context only |
| 48-Month New Boat Loanboat_new_48mo | 6.000% APR | 6.000% | 48 mo · new | Context only |
| New Motorcycles (less than 2 model years old)motorcycle_new_36mo | 6.000% APR | 6.000% | 36 mo · new | Context only |
| New Motorcycles (less than 2 model years old)motorcycle_new_48mo | 6.500% APR | 6.500% | 48 mo · new | Context only |
| Used Vehicles 1-2 yrs. oldauto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Context only |
| Used Vehicle s 3 years & Olderauto_used_36mo | 7.000% APR | 7.000% | 36 mo · used | Context only |
| Used Motorcycles Up to 4 yrs. oldmotorcycle_used_48mo | 7.000% APR | 7.000% | 48 mo · used | Context only |
| Used Motorcycles Up to 4 yrs. oldmotorcycle_used_36mo | 7.500% APR | 7.500% | 36 mo · used | Context only |
| Used Boats 5 yrs.& olderboat_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Context only |
| Used Motorcycles 5 yrs.& oldermotorcycle_used_60mo | 9.000% APR | 9.000% | 60 mo · used | Context only |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured 1-2 yearspersonal_secured_24mo | 2.500% APR | 2.500% | 24 mo | Standard |
| Share Secured 3 - 5 yearspersonal_secured_60mo | 3.500% APR | 3.500% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Context only |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Sharessavings | 0.25% APY | 0.25% | — | Context only |
| IRA Clubsira | 0.25% APY | 0.25% | — | Context only |
| 12 Month IRA CD - $20,000 minira_cd_12mo | 2.00% APY | 2.00% | 12 mo | Context only |
| 12 Month - $10,000 min.cd_12mo | 2.00% APY | 2.00% | 12 mo | Context only |
| 24 Month - $10,000 min.cd_24mo | 2.50% APY | 2.50% | 24 mo | Context only |
| Coverdell Educatio Savings Clubsavings | 2.50% APY | 2.50% | — | Context only |
| 24 Month IRA CD - $20,000 minira_cd_24mo | 2.50% APY | 2.50% | 24 mo | Context only |
| 36 Month - $10,000 min.cd_36mo | 3.50% APY | 3.50% | 36 mo | Context only |
| 36 Month IRA CD - $20,000 minira_cd_36mo | 3.50% APY | 3.50% | 36 mo | Context only |
| 48 Month IRA CD - $20,000 minira_cd_48mo | 3.75% APY | 3.75% | 48 mo | Context only |
| 48 Month - $10,000 min.cd_48mo | 3.75% APY | 3.75% | 48 mo | Context only |
| 60 Month IRA CD - $20,000 minira_cd_60mo | 4.00% APY | 4.00% | 60 mo | Context only |
| 60 Month - $10,000 min.cd_60mo | 4.00% APY | 4.00% | 60 mo | Context only |
Personal loan rates from 2.5% APR.
Source: RateAPI.dev, verified from Monroe County Teachers Credit Union's official website
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About Monroe County Teachers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $25.1M
- Founded
- 1950
- Locations reported
- 2
- NCUA charter
- 7039
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Monroe County Teachers Credit Union
Membership eligibility from Monroe County Teachers Credit Union's own published criteria. How we verify this.
Membership via employers (Monroe County District School Board +1 more)
- LocationFL
- EmployerMonroe County District School Board, Florida Keys Community College
Verified from Monroe County Teachers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Monroe County Teachers Credit Union?
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Frequently Asked Questions
What rates does Monroe County Teachers Credit Union offer?
Monroe County Teachers Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 12, 2026 directly from the credit union's official website.
How often are Monroe County Teachers Credit Union rates updated?
RateAPI verifies Monroe County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 12, 2026.
Where does RateAPI get Monroe County Teachers Credit Union's rate data?
Rate data is collected directly from Monroe County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Monroe County Teachers Credit Union's personal loan rate?
As of August 12, 2026, Monroe County Teachers Credit Union offers personal loans from 2.5% APR.
Related Rate Data
Compare Monroe County Teachers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Monroe County Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/monroe-county-teachers" \
-H "Authorization: Bearer YOUR_API_KEY"