--- title: "Midflorida Credit Union Rates - Florida" description: "Current vehicle loan, heloc, and personal loan rates from Midflorida Credit Union in Florida. Updated daily with source verification. See who can join Midflorida Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/midflorida" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Midflorida Credit Union Rates - Florida ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **72-Month Auto Loan (2025 and Newer)** auto_any_72mo | — APR | 5.890% | 72 mo | Standard | | **72-Month Auto Loan (2024)** auto_any_72mo | — APR | 6.140% | 72 mo | Standard | | **72-Month Auto Loan (2023)** auto_any_72mo | — APR | 6.640% | 72 mo | Standard | | **2022 and 2021 Autos** auto_any_72mo | — APR | 7.390% | 72 mo | Standard | | **New Recreational** powersports_new_60mo | — APR | 8.700% | 60 mo · new | Standard | | **Used Recreational** powersports_used_60mo | — APR | 9.710% | 60 mo · used | Standard | Midflorida Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.780% | — | Standard | Midflorida Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.010% | — | Standard | | **Closed End Personal Loan** personal_unsecured | — APR | 11.220% | — | Standard | | **Premium Line of Credit** ploc_variable | — APR | 14.000% | — | Standard | Midflorida Credit Union personal loan rates as of November 13, 2026 Midflorida Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/midflorida) , verified from [Midflorida Credit Union's official website](https://www.midflorida.com/) Loading branch locator… ## About Midflorida Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 493.8K Assets $9.8B Founded 1954 Locations reported 69 NCUA charter 68600 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Michigan** Lakeland · Lakeland · FL · 33801 About 3.5 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Faith Connection** Florida Office · Lakeland · FL · 33815 About 3.9 miles away](https://rateapi.dev/credit-unions/georgia/faith-connection) [**Trax** North Lakeland · Lakeland · FL · 33805 About 4.7 miles away](https://rateapi.dev/credit-unions/florida/trax) [**GTE** Lakeland - South · Lakeland · FL · 33803 About 5.1 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Publix Employees** PEFCU/Oakbridge Branch · Lakeland · FL · 33803-0458 About 5.3 miles away](https://rateapi.dev/credit-unions/florida/publix-employees) [**Floridacentral** 50- Lakeland Branch · Lakeland · FL · 33813-2122 About 6.3 miles away](https://rateapi.dev/credit-unions/florida/floridacentral) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Midflorida Credit Union Membership eligibility from Midflorida Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in FL - Location FL **Cost to join:** About $50. Verified from [Midflorida Credit Union's membership page](https://www.midflorida.com/become-a-member) . Final membership determination is always made by the credit union. ## Work at Midflorida Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Midflorida Credit Union ranks against Florida peers. - See which AI assistants fetched Midflorida Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=midflorida&state=florida&code=FL&name=Midflorida%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Midflorida Credit Union offer? Midflorida Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Midflorida Credit Union rates updated? RateAPI verifies Midflorida Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Midflorida Credit Union's rate data? Rate data is collected directly from Midflorida Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Midflorida Credit Union? Community charter: live/work in FL ## Related Rate Data Compare Midflorida Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.midflorida.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Midflorida Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Midflorida Credit Union curl "https://api.rateapi.dev/credit-unions/florida /midflorida " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Midflorida Credit Union locations Search, filter, and browse all 69 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/midflorida Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp