--- title: "Mccoy Credit Union Rates - Florida" description: "Current mortgage, auto loan, personal loan, and credit card rates from Mccoy Credit Union in Florida. Updated daily with source verification. See who can join Mccoy Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/mccoy" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mccoy Credit Union Rates - Florida ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage** other | — APR | 6.000% | — | Standard | Mccoy Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.400% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.650% | used | Standard | Mccoy Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 12.500% | — | Standard | Mccoy Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 12.000% | — | Standard | Mccoy Credit Union credit card rates as of November 12, 2026 Mccoy Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/mccoy) , verified from [Mccoy Credit Union's official website](https://www.mccoyfcu.org/) Loading branch locator… ## About Mccoy Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 81.1K Assets $1B Founded 1954 Locations reported 16 NCUA charter 9915 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Priority** Main Office · Orlando · FL · 32806-4539 About 0.8 miles away](https://rateapi.dev/credit-unions/florida/priority) [**Midflorida** 2232-Orlando South Downtown · Orlando · FL · 32806 About 1.0 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Orlando** SODO · Orlando · FL · 32806-1212 About 1.6 miles away](https://rateapi.dev/credit-unions/florida/orlando) [**Insight** Gore Street · Orlando · FL · 32806-1222 About 1.6 miles away](https://rateapi.dev/credit-unions/florida/insight) [**Addition Financial** South Orlando Branch · Orlando · FL · 32809 About 2.2 miles away](https://rateapi.dev/credit-unions/florida/addition-financial) [**Vystar** 168-Downtown Orlando (branch) · Orlando · FL · 32801-2619 About 2.3 miles away](https://rateapi.dev/credit-unions/florida/vystar) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mccoy Credit Union Membership eligibility from Mccoy Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mccoy Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Mccoy Credit Union's membership page](https://www.mccoyfcu.org/resources/) . Final membership determination is always made by the credit union. ## Membership rules for Mccoy Credit Union Geography 4 counties · Family 5 published paths to membership, last verified August 21, 2026, quoted from Mccoy Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lake County, FL - Orange County, FL - Osceola County, FL - Seminole County, FL “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lake County, FL; Orange County, FL; Osceola County, FL; Seminole County, FL” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, household member “members of the immediate family or household” > [source ↗](https://www.mccoyfcu.org/resources/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mccoy Credit Union? Yes No ## Work at Mccoy Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mccoy Credit Union ranks against Florida peers. - See which AI assistants fetched Mccoy Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mccoy&state=florida&code=FL&name=Mccoy%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mccoy Credit Union offer? Mccoy Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mccoy Credit Union rates updated? RateAPI verifies Mccoy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mccoy Credit Union's rate data? Rate data is collected directly from Mccoy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mccoy Credit Union? Mccoy Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 4 counties for Mccoy Credit Union, each quoted from Mccoy Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mccoy Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mccoyfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mccoy Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mccoy Credit Union curl "https://api.rateapi.dev/credit-unions/florida /mccoy " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mccoy Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/mccoy Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp