---
title: "Local 606 Electrical Workers Credit Union Rates: Vehicle 5.90%"
description: "Local 606 Electrical Workers Credit Union rates today: vehicle loans from 5.90% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Local 606 Electrical Workers Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/florida/local-606-electrical-workers"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Local 606 Electrical Workers Credit Union Rates: Vehicle 5.90%

### Mortgage rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New/Near New Mobile Home** other |  — APR |  7.000% |  — |  Standard |
| **Used Mobile Home** other |  — APR |  9.500% |  — |  Standard |
Local 606 Electrical Workers Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New/Near New Vehicle** auto_new_48mo |  5.900% APR |  5.900% |  48 mo · new |  Standard |
| **New/Near New Motorcycles** motorcycle_new_48mo |  — APR |  5.900% |  48 mo · new |  Standard |
| **120-Month Used Auto Loan** auto_used_120mo |  6.500% APR |  6.500% |  120 mo · used |  Standard |
| **120-Month Used Motorcycle Loan** motorcycle_used_120mo |  — APR |  6.500% |  120 mo · used |  Standard |
| **New/Near New RV** rv_new_48mo |  — APR |  7.850% |  48 mo · new |  Standard |
| **New/Near New Boat** boat_new_48mo |  — APR |  8.600% |  48 mo · new |  Standard |
| **120-Month Used RV Loan** rv_used_120mo |  — APR |  9.350% |  120 mo · used |  Standard |
| **120-Month Used Boat Loan** boat_used_120mo |  — APR |  9.500% |  120 mo · used |  Standard |
Local 606 Electrical Workers Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Unsecured Personal Loan** personal_unsecured |  — APR |  18.000% |  — |  Standard |
Local 606 Electrical Workers Credit Union personal loan rates as of November 12, 2026

Vehicle loans available from 5.9% APR for 48 months.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/local-606-electrical-workers) , verified from [Local 606 Electrical Workers Credit Union's official website](https://www.local606fcu.org/)

Best product position **Room to improve vs. the Florida median** new-car loan

Gap to state best **266 bp** 266 bp from state best

Vs. state median **73 bp behind median** new-car loan

Products ranked **2** across tracked Florida markets

| Product |  Published APR |  Position |  Vs. state best |  Vs. state median |
| new-car loan |  5.90% |  Room to improve vs. the Florida median |  266 bp from state best |  73 bp behind median |
| used-car loan |  6.50% |  Room to improve vs. the Florida median |  326 bp from state best |  101 bp behind median |
Published rate position by product as of November 13, 2026

This is the public snapshot. Claim Local 606 Electrical Workers Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

[See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=local-606-electrical-workers&amp;state=florida&amp;code=FL&amp;name=Local%20606%20Electrical%20Workers%20Credit%20Union)

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## About Local 606 Electrical Workers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

411

Assets

$5.4M

Founded

1965

Locations reported

1

NCUA charter

16979

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Addition Financial** Mills Branch · Orlando · FL · 32803-3229 About 1.0 miles away](https://rateapi.dev/credit-unions/florida/addition-financial) [**Adventhealth** AHCU - Orlando · Orlando · FL · 32803 About 1.9 miles away](https://rateapi.dev/credit-unions/florida/adventhealth) [**Vystar** 168-Downtown Orlando (branch) · Orlando · FL · 32801-2619 About 2.1 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Orlando** City Hall Office · Orlando · FL · 32801-3360 About 2.2 miles away](https://rateapi.dev/credit-unions/florida/orlando) [**Fairwinds** Downtown Orlando · Orlando · FL · 32801 About 2.2 miles away](https://rateapi.dev/credit-unions/florida/fairwinds) [**Insight** Gore Street · Orlando · FL · 32806-1222 About 2.4 miles away](https://rateapi.dev/credit-unions/florida/insight)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Local 606 Electrical Workers Credit Union

Membership eligibility from Local 606 Electrical Workers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Local 606 Electrical Workers Credit Union's website. Check the membership page below to confirm whether you qualify.

- Association IBEW Local 606

Verified from [Local 606 Electrical Workers Credit Union's membership page](https://www.local606fcu.org/index.php/join/membership) . Final membership determination is always made by the credit union.

## Membership rules for Local 606 Electrical Workers Credit Union

Associations · Family

2 published paths to membership, last verified August 21, 2026, quoted from Local 606 Electrical Workers Credit Union’s own published criteria.

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of IBEW Local 606

“Membership is open to all members of IBEW Local 606”

> [source ↗](https://www.local606fcu.org/index.php/join/membership)

- Member of IBEW Local 606

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member

“Membership is open to all members of IBEW Local 606 and their immediate families.”

> [source ↗](https://www.local606fcu.org/index.php/join/membership)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Local 606 Electrical Workers Credit Union? Yes No

## Work at Local 606 Electrical Workers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Local 606 Electrical Workers Credit Union ranks against Florida peers.

- See which AI assistants fetched Local 606 Electrical Workers Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Florida
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=local-606-electrical-workers&amp;state=florida&amp;code=FL&amp;name=Local%20606%20Electrical%20Workers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Local 606 Electrical Workers Credit Union offer?

Local 606 Electrical Workers Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Local 606 Electrical Workers Credit Union rates updated?

RateAPI verifies Local 606 Electrical Workers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Local 606 Electrical Workers Credit Union's rate data?

Rate data is collected directly from Local 606 Electrical Workers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What are Local 606 Electrical Workers Credit Union's auto, rv, boat & motorcycle loan rates?

As of November 12, 2026, Local 606 Electrical Workers Credit Union offers vehicle loans from 5.9% APR.

### Who can join Local 606 Electrical Workers Credit Union?

Local 606 Electrical Workers Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Local 606 Electrical Workers Credit Union, each quoted from Local 606 Electrical Workers Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Local 606 Electrical Workers Credit Union's rates against national credit-union benchmarks.

[More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.local606fcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Local 606 Electrical Workers Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Local 606 Electrical Workers Credit Union
curl "https://api.rateapi.dev/credit-unions/florida /local-606-electrical-workers " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Local 606 Electrical Workers Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/florida/local-606-electrical-workers
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
