Innovations Financial Credit Union

Panama City, Florida
Last verified: July 28, 2026
Work at Innovations Financial Credit Union? Claim this profile →

Verified rate book

Current Innovations Financial Credit Union rates

6 published offers verified as of July 28, 2026.

How we verify rates

Personal loan rates

1 offer
Innovations Financial Credit Union personal loan rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable9.990% APR9.990%—Standard

Credit card rates

5 offers
Innovations Financial Credit Union credit card rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
Platinum VISA® Balance Transfercredit_card_balance_transfer7.500% APR7.500%—Standard
Platinum VISA® Cash Advancescredit_card_platinum7.500% APR7.500%—Standard
PlatinumEdge VISA® Awards Balance Transfercredit_card_balance_transfer8.500% APR8.500%—Standard
PlatinumEdge VISA® Awards Cash Advancescredit_card_platinum8.500% APR8.500%—Standard
Business VISA® Balance Transfercredit_card_business9.500% APR9.500%—Standard

Personal loan rates from 9.99% APR. Credit card rates from 7.5% APR.

Source: RateAPI.dev, verified from Innovations Financial Credit Union's official website

Loading branch locator…

About Innovations Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
27.6K
Assets
$674M
Founded
1952
Locations reported
10
NCUA charter
68732
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Champions FirstPanama City · Panama City · FL · 32405Branch in the same ZIPPanhandlePanhandle Credit Union · Panama City · FL · 32405-4408Branch in the same ZIPFirst CommerceStanford Centre Panama City Financial Center · Panama City · FL · 32405-3689About 0.8 miles awayLoyaltyPanama City · Panama City · FL · 32405-4406About 1.2 miles awayTyndallPanama City · Panama City · FL · 32405-5312About 1.5 miles awayHelloMain Office · Panama City · FL · 32405-4705About 1.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Innovations Financial Credit Union

Membership eligibility from Innovations Financial Credit Union's own published criteria. How we verify this.

Community charter: live/work in Bay, Holmes, Washington +7 more

  • LocationBay, Holmes, Washington, Jackson, Calhoun, Gulf, Walton, Okaloosa, Franklin, Liberty

Cost to join: About $5.

Verified from Innovations Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Innovations Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Innovations Financial Credit Union ranks against Florida peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Innovations Financial Credit Union offer?

Innovations Financial Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified July 28, 2026 directly from the credit union's official website.

How often are Innovations Financial Credit Union rates updated?

RateAPI verifies Innovations Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 28, 2026.

Where does RateAPI get Innovations Financial Credit Union's rate data?

Rate data is collected directly from Innovations Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Innovations Financial Credit Union's personal loan rate?

As of July 28, 2026, Innovations Financial Credit Union offers personal loans from 9.99% APR.

Related Rate Data

Compare Innovations Financial Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Innovations Financial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Innovations Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/innovations-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude