--- title: "Grow Financial Credit Union Rates (Nov 2026): HELOC 8.00%" description: "Grow Financial Credit Union rates today: HELOC from 8.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Grow Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/grow-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Grow Financial Credit Union Rates (Nov 2026): HELOC 8.00% ### Mortgage rates 5 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 8.000% | — | Standard | | **3/1 ARM** 3 1 arm | — APR | 6.000% | — | Standard | | **5/5 ARM** 5 5 arm | — APR | 6.375% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.500% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.750% | — | Standard | Grow Financial Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **New RV Loan** rv_new | — APR | 5.000% | new | Standard | | **New cars, trucks and vans** auto_new | — APR | 5.490% | new | Standard | | **Used RV Loan** rv_used | — APR | 5.500% | used | Standard | | **Used cars, trucks and vans** auto_used | — APR | 5.990% | used | Standard | | **New Boat Loan** boat_new | — APR | 7.500% | new | Standard | | **New BMW, Ducati, Harley Davidson & Triumph Motorcycles** motorcycle_new | — APR | 7.750% | new | Standard | | **Used BMW, Ducati, Harley Davidson & Triumph Motorcycles** motorcycle_used | — APR | 8.000% | used | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 8.000% | new | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 8.250% | used | Standard | | **Used Boat Loan** boat_used | — APR | 8.250% | used | Standard | Grow Financial Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Interest-Only HELOC** heloc_variable | 8.000% APR | 8.000% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 9.875% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 10.000% | — | Standard | Grow Financial Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 10.500% | — | Standard | Grow Financial Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Visa Preferred** credit_card | — APR | 10.490% | — | Standard | | **Visa Preferred Secured** credit_card_secured | — APR | 10.490% | — | Standard | | **Rewards Credit Card** credit_card_rewards | — APR | 14.740% | — | Standard | | **Visa Cash Rewards** credit_card_cash_back | — APR | 17.490% | — | Standard | Grow Financial Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Balance less than $25,000** savings | — APY | 1.10% | — | Standard | | **Balance of $25,000 to $49,999.99** savings | — APY | 1.35% | — | Standard | | **Balance of $50,000 to $99,999.99** savings | — APY | 1.55% | — | Standard | | **Balance of $100,000 to $249,999.99** savings | — APY | 1.70% | — | Standard | | **Balance of $250,000 to $499,999.99** savings | — APY | 1.90% | — | Standard | | **Balance of $500,000 and more** savings | — APY | 2.10% | — | Standard | Grow Financial Credit Union savings & cd rates as of November 12, 2026 ### Other rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Intro Offer** other | — % | 1.990% | — | Standard | | **Setting You Up For Success (30 - 35 months)** other | — % | 3.710% | — | Standard | | **Ready to Apply? (30 - 35 months)** other | — % | 3.710% | — | Standard | | **Setting You Up For Success (36 - 47 months)** other | — % | 3.820% | — | Standard | | **Setting You Up For Success (48 - 59 months)** other | — % | 3.820% | — | Standard | | **Ready to Apply? (48 - 59 months)** other | — % | 3.820% | — | Standard | | **Ready to Apply? (36 - 47 months)** other | — % | 3.820% | — | Standard | | **Ready to Apply? (18 - 23 months)** other | — % | 3.920% | — | Standard | | **Setting You Up For Success (18 - 23 months)** other | — % | 3.920% | — | Standard | | **Setting You Up For Success (6 - 11 months)** other | — % | 3.970% | — | Standard | | **Ready to Apply? (6 - 11 months)** other | — % | 3.970% | — | Standard | | **Ready to Apply? (60 months)** other | — % | 4.020% | — | Standard | | **Setting You Up For Success (60 months)** other | — % | 4.020% | — | Standard | | **Setting You Up For Success (12 - 17 months)** other | — % | 4.070% | — | Standard | | **Ready to Apply? (12 - 17 months)** other | — % | 4.070% | — | Standard | | **Ready to Apply? (24 - 29 months)** other | — % | 4.180% | — | Standard | | **Setting You Up For Success (24 - 29 months)** other | — % | 4.180% | — | Standard | Grow Financial Credit Union other rates as of November 12, 2026 HELOC rates from 8% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/grow-financial) , verified from [Grow Financial Credit Union's official website](https://www.growfinancial.org/) Best product position **Room to improve vs. the Florida median** HELOC Gap to state best **301 bp** 301 bp from state best Vs. state median **125 bp behind median** HELOC Products ranked **1** across tracked Florida markets | Product | Published APR | Position | Vs. state best | Vs. state median | | HELOC | 8.00% | Room to improve vs. the Florida median | 301 bp from state best | 125 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Grow Financial Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=grow-financial&state=florida&code=FL&name=Grow%20Financial%20Credit%20Union) Loading branch locator… ## About Grow Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 297.8K Assets $3.9B Founded 1955 Locations reported 28 NCUA charter 9976 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st Street** Florida Customs Federal Credit Union · Tampa · FL · 33605-3769 About 1.0 miles away](https://rateapi.dev/credit-unions/florida/1st-street) [**GTE** Channelside · Tampa · FL · 33602-4203 About 1.2 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Arlington Community** Velera (Co-Op) · Tampa · FL · 33602-5406 About 1.2 miles away](https://rateapi.dev/credit-unions/virginia/arlington-community) [**Family First** Valera Shared Service Centers · Tampa · FL · 33602-5406 About 1.2 miles away](https://rateapi.dev/credit-unions/michigan/family-first) [**First California** CO-OP / Velera · Tampa · FL · 33602 About 1.2 miles away](https://rateapi.dev/credit-unions/california/first-california) [**First Choice** Shared Service Centers/Network · Tampa · FL · 33602-5406 About 1.2 miles away](https://rateapi.dev/credit-unions/florida/first-choice) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Grow Financial Credit Union Membership eligibility from Grow Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Grow Financial Credit Union's website. Check the membership page below to confirm whether you qualify. **Cost to join:** About $1. Verified from [Grow Financial Credit Union's membership page](https://www.growfinancial.org/membership/membership-perks-eligibility/) . Final membership determination is always made by the credit union. ## Work at Grow Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Grow Financial Credit Union ranks against Florida peers. - See which AI assistants fetched Grow Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=grow-financial&state=florida&code=FL&name=Grow%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Grow Financial Credit Union offer? Grow Financial Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Grow Financial Credit Union rates updated? RateAPI verifies Grow Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Grow Financial Credit Union's rate data? Rate data is collected directly from Grow Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Grow Financial Credit Union's HELOC rate? As of November 12, 2026, Grow Financial Credit Union offers home equity lines of credit from 8% APR. ### Who can join Grow Financial Credit Union? Grow Financial Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Grow Financial Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.growfinancial.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Grow Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Grow Financial Credit Union curl "https://api.rateapi.dev/credit-unions/florida /grow-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Grow Financial Credit Union locations Search, filter, and browse all 28 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/grow-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp