--- title: "Florida Credit Union Mortgage Rates & Who Can Join - Florida" description: "Current mortgage rates from Florida Credit Union in Florida. Updated daily with source verification. See who can join Florida Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/florida" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Florida Credit Union Mortgage Rates & Who Can Join - Florida ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **5/1 ARM** 5 1 arm | — APR | 6.375% | — | Standard | Florida Credit Union mortgage rates as of November 13, 2026 Florida Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/florida) , verified from [Florida Credit Union's official website](https://flcu.org/) Loading branch locator… ## About Florida Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 180.8K Assets $2.7B Founded 1954 Locations reported 16 NCUA charter 60497 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Radiant** Archer Road · Gainesville · FL · 32608 About 1.3 miles away](https://rateapi.dev/credit-unions/florida/radiant) [**Campus Usa** Tower Square · Gainesville · FL · 32608 About 1.8 miles away](https://rateapi.dev/credit-unions/florida/campus-usa) [**Vystar** 129-Gainesville · Gainesville · FL · 32608 About 2.5 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Midflorida** 2217 - Gainesville - Oaks Office · Gainesville · FL · 32607 About 4.4 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Ficare** Gainesville · Gainesville · FL · 32606 About 6.8 miles away](https://rateapi.dev/credit-unions/florida/ficare) [**Calhoun Liberty** FRECU Branch Office · Keystone Heights · FL · 32656 About 31.6 miles away](https://rateapi.dev/credit-unions/florida/calhoun-liberty) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Florida Credit Union Membership eligibility from Florida Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Florida Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Florida Credit Union's membership page](https://flcu.org/) . Final membership determination is always made by the credit union. ## Work at Florida Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Florida Credit Union ranks against Florida peers. - See which AI assistants fetched Florida Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=florida&state=florida&code=FL&name=Florida%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Florida Credit Union offer? Florida Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Florida Credit Union rates updated? RateAPI verifies Florida Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Florida Credit Union's rate data? Rate data is collected directly from Florida Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Florida Credit Union? Florida Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Florida Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida mortgage rate leaders](https://rateapi.dev/mortgage-rates/florida) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://flcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Florida Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Florida Credit Union curl "https://api.rateapi.dev/credit-unions/florida /florida " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Florida Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/florida Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp