--- title: "First Commerce Credit Union Rates & Who Can Join - Florida" description: "First Commerce Credit Union is a credit union in Florida. Rate data is being verified. See who can join First Commerce Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/first-commerce" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Commerce Credit Union Rates & Who Can Join - Florida No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. First Commerce Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/first-commerce) , verified from [First Commerce Credit Union's official website](https://www.firstcommercecu.org/) Loading branch locator… ## About First Commerce Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 74K Assets $1.2B Founded 1940 Locations reported 14 NCUA charter 68301 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Vystar** 172-Tallahassee-Mahan Drive · Tallahassee · FL · 32308-5510 About 6.4 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Campus Usa** Mahan Village · Tallahassee · FL · 32308-2503 About 6.5 miles away](https://rateapi.dev/credit-unions/florida/campus-usa) [**Blue Coast** BCFCU-TLH Mahan · Tallahassee · FL · 32308-5505 About 6.7 miles away](https://rateapi.dev/credit-unions/florida/blue-coast) [**Champions First** Capital Circle Northeast Branch · Tallahassee · FL · 32308-5502 About 6.7 miles away](https://rateapi.dev/credit-unions/florida/champions-first) [**Loyalty** Capital Circle · Tallahassee · FL · 32308-4455 About 6.8 miles away](https://rateapi.dev/credit-unions/florida/loyalty) [**Hello** Tallahassee Office · Tallahassee · FL · 32311 About 6.8 miles away](https://rateapi.dev/credit-unions/florida/hello) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Commerce Credit Union Membership eligibility from First Commerce Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Commerce Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer American Postal Workers Union, American Institute of Architects, Florida Pharmacy Association, The Florida Bar, Florida League of Cities, Florida Optometric Association, Florida National Guard, Florida Engineering Society, Six Pillars Financial Advisors, FCCU Foundation, Inc., Goodwill Industries – Big Bend, Inc. - Association FCCU Foundation Verified from [First Commerce Credit Union's membership page](https://www.firstcommercecu.org/join-today/) . Final membership determination is always made by the credit union. ## Membership rules for First Commerce Credit Union Employers 11 · Associations · Family 2 14 published paths to membership, last verified August 27, 2026, quoted from First Commerce Credit Union’s own published criteria. ### Employers 11 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of American Postal Workers Union “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of American Postal Workers Union - Employee of American Institute of Architects “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of American Institute of Architects - Employee of Florida Pharmacy Association “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Florida Pharmacy Association - Employee of The Florida Bar “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of The Florida Bar - Employee of Florida League of Cities “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Florida League of Cities - Employee of Florida Optometric Association “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Florida Optometric Association - Employee of Florida National Guard “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Florida National Guard - Employee of Florida Engineering Society “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Florida Engineering Society - Employee of Six Pillars Financial Advisors “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Six Pillars Financial Advisors - Employee of FCCU Foundation, Inc. “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of FCCU Foundation, Inc. - Employee of Goodwill Industries – Big Bend, Inc. “Employees of the following participating employers are eligible as well: American Postal Workers Union American Institute of Architects Florida Pharmacy Association The Florida Bar Florida League of Cities Florida Optometric Association Florida National Guard Florida Engineering Society Six Pillars…” > [source ↗](https://www.firstcommercecu.org/join-today/) - Employee of Goodwill Industries – Big Bend, Inc. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of FCCU Foundation (as written on the source page) “Anyone who joins the FCCU Foundation is eligible for membership in First Commerce Credit Union by making a minimum contribution of $15.” > [source ↗](https://www.firstcommercecu.org/join-today/) - Member of FCCU Foundation ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family member “You are also eligible for membership if an immediate family member is already a member.” > [source ↗](https://www.firstcommercecu.org/join-today/) - Family member (immediate family member) of a member - Family of a member immediate family “You are also eligible for membership if an immediate family member is already a member.” > [source ↗](https://www.firstcommercecu.org/join-today/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Commerce Credit Union? Yes No ## Work at First Commerce Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Commerce Credit Union ranks against Florida peers. - See which AI assistants fetched First Commerce Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-commerce&state=florida&code=FL&name=First%20Commerce%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Commerce Credit Union offer? First Commerce Credit Union is a credit union in Florida. Rate data is currently being verified. ### How often are First Commerce Credit Union rates updated? RateAPI verifies First Commerce Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get First Commerce Credit Union's rate data? Rate data is collected directly from First Commerce Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Commerce Credit Union? First Commerce Credit Union publishes its membership criteria on its own website. RateAPI tracks 14 published membership paths covering 11 employers and 1 association for First Commerce Credit Union, each quoted from First Commerce Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Commerce Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstcommercecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Commerce Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Commerce Credit Union curl "https://api.rateapi.dev/credit-unions/florida /first-commerce " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Commerce Credit Union locations Search, filter, and browse all 14 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/first-commerce Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp