--- title: "Ficare Credit Union Auto loan Rates & Who Can Join - Florida" description: "Current auto loan rates from Ficare Credit Union in Florida. Updated daily with source verification. See who can join Ficare Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/ficare" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ficare Credit Union Auto loan Rates & Who Can Join - Florida ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **FiCare Rates** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **FiCare Rates** auto_any_48mo | — APR | 7.240% | 48 mo | Standard | Ficare Credit Union auto & vehicle rates as of November 12, 2026 Ficare Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/ficare) , verified from [Ficare Credit Union's official website](https://www.ficarefcu.org/) Loading branch locator… ## About Ficare Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.1K Assets $81.1M Founded 1960 Locations reported 5 NCUA charter 13902 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Grow Financial** Wesley Chapel · Wesley Chapel · FL · 33544 About 3.9 miles away](https://rateapi.dev/credit-unions/florida/grow-financial) [**Navy Federal Credit Union** Lutz FL · Lutz · FL · 33559 About 4.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**San Antonio Citizens** Wesley Chapel · Wesley Chapel · FL · 33543 About 4.4 miles away](https://rateapi.dev/credit-unions/florida/san-antonio-citizens) [**GTE** New Tampa · Tampa · FL · 33647 About 5.5 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Achieva Credit Union** Land O Lakes · Land O Lakes · FL · 34639-5286 About 5.8 miles away](https://rateapi.dev/credit-unions/florida/achieva-credit-union) [**Midflorida** 33-New Tampa · Tampa · FL · 33647 About 5.9 miles away](https://rateapi.dev/credit-unions/florida/midflorida) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ficare Credit Union Membership eligibility from Ficare Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ficare Credit Union's website. Check the membership page below to confirm whether you qualify. - School Healthcare students Verified from [Ficare Credit Union's membership page](https://www.ficarefcu.org/join) . Final membership determination is always made by the credit union. ## Membership rules for Ficare Credit Union Schools · Family 2 3 published paths to membership, last verified August 21, 2026, quoted from Ficare Credit Union’s own published criteria. ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Healthcare students “Healthcare students” > [source ↗](https://www.ficarefcu.org/join) - Student at Healthcare students ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member “Family members of the groups listed above” > [source ↗](https://www.ficarefcu.org/join) - Family member (family member) of a member - Family of a member relative “Relatives of a current member of the credit union” > [source ↗](https://www.ficarefcu.org/join) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ficare Credit Union? Yes No ## Work at Ficare Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ficare Credit Union ranks against Florida peers. - See which AI assistants fetched Ficare Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ficare&state=florida&code=FL&name=Ficare%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ficare Credit Union offer? Ficare Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ficare Credit Union rates updated? RateAPI verifies Ficare Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ficare Credit Union's rate data? Rate data is collected directly from Ficare Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ficare Credit Union? Ficare Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 school for Ficare Credit Union, each quoted from Ficare Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Ficare Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ficarefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ficare Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ficare Credit Union curl "https://api.rateapi.dev/credit-unions/florida /ficare " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ficare Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/ficare Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp