---
title: "Farmers Credit Union Rates - Florida"
description: "Current vehicle loan, personal loan, credit card, and equipment loan rates from Farmers Credit Union in Florida. Updated daily with source verification. See who can join Farmers Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/florida/farmers"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Farmers Credit Union Rates - Florida

### Auto & vehicle rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loan** auto_new |  — APR |  4.490% |  new |  Standard |
| **Used Auto Loan** auto_used |  — APR |  4.790% |  used |  Standard |
| **New RV Loan** rv_new |  — APR |  5.690% |  new |  Standard |
| **New Boat Loan** boat_new |  — APR |  5.690% |  new |  Standard |
| **Used RV Loan** rv_used |  — APR |  5.890% |  used |  Standard |
| **Used Boat Loan** boat_used |  — APR |  5.890% |  used |  Standard |
| **New Motorcycle Loan** motorcycle_new |  — APR |  5.890% |  new |  Standard |
| **Used Motorcycle Loan** motorcycle_used |  — APR |  6.190% |  used |  Standard |
Farmers Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share Loan** personal |  — APR |  2.500% |  — |  Standard |
| **Signature Loan** personal_unsecured |  — APR |  9.250% |  — |  Standard |
Farmers Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  9.990% |  — |  Standard |
Farmers Credit Union credit card rates as of November 13, 2026

### Equipment loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Agricultural Equipment** equipment_new |  — APR |  8.500% |  — |  Standard |
| **Used Agricultural Equipment** equipment_used |  — APR |  9.090% |  — |  Standard |
Farmers Credit Union equipment loan rates as of November 13, 2026

Farmers Credit Union is a credit union in Florida. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/farmers) , verified from [Farmers Credit Union's official website](https://www.farmersfcu.com/)

Loading branch locator…

## About Farmers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.1K

Assets

$22.3M

Founded

1934

Locations reported

4

NCUA charter

26

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile payments
- Financial education
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Navy Federal Credit Union** River City-Jacksonville FL · Jacksonville · FL · 32218 About 2.1 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Vystar** 136-Oceanway · Jacksonville · FL · 32218 About 2.4 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Community First Credit Union of Flo** Lem Turner · Jacksonville · FL · 32218-3029 About 3.5 miles away](https://rateapi.dev/credit-unions/florida/community-first-credit-union-of-flo) [**Alive** Northside · Jacksonville · FL · 32218 About 3.5 miles away](https://rateapi.dev/credit-unions/florida/alive) [**Radifi** Northside Branch · Jacksonville · FL · 32218-6347 About 4.0 miles away](https://rateapi.dev/credit-unions/florida/radifi) [**Together** Jacksonville · Jacksonville · FL · 32218-5546 About 4.2 miles away](https://rateapi.dev/credit-unions/missouri/together)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Farmers Credit Union

Membership eligibility from Farmers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Farmers Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [Farmers Credit Union's membership page](https://www.farmersfcu.com/) . Final membership determination is always made by the credit union.

## Work at Farmers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Farmers Credit Union ranks against Florida peers.

- See which AI assistants fetched Farmers Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Florida
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=farmers&amp;state=florida&amp;code=FL&amp;name=Farmers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Farmers Credit Union offer?

Farmers Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Farmers Credit Union rates updated?

RateAPI verifies Farmers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Farmers Credit Union's rate data?

Rate data is collected directly from Farmers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Farmers Credit Union?

Farmers Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Farmers Credit Union's rates against national credit-union benchmarks.

[More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.farmersfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Farmers Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Farmers Credit Union
curl "https://api.rateapi.dev/credit-unions/florida /farmers " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Farmers Credit Union locations

Search, filter, and browse all 4 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/florida/farmers
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
