--- title: "Connect Credit Union Rates (Nov 2026): Vehicle 5.74%, Personal 9.99%" description: "Connect Credit Union rates today: vehicle loans from 5.74% APR, personal loans from 9.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Connect Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/connect-credit-union" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Connect Credit Union Rates (Nov 2026): Vehicle 5.74%, Personal 9.99% ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.490% | 36 mo · new | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 4.990% | new | Standard | | **New Auto Loan** auto_new | — APR | 5.240% | new | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 5.490% | 36 mo · used | Standard | | **Used Auto Loan** auto_used | 5.740% APR | 5.740% | used | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 5.990% | used | Standard | | **Used RV Loan** rv_used | — APR | 6.990% | used | Standard | | **New RV Loan** rv_new | 6.990% APR | 6.490% | new | Standard | | **New Boat Loan** boat_new | — APR | 7.990% | new | Standard | | **Used Boat Loan** boat_used | — APR | 8.990% | used | Standard | Connect Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.500% | — | Standard | Connect Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Debt Consolidation Loan** personal | — APR | 9.990% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | 9.990% APR | 9.990% | — | Standard | Connect Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | 9.490% APR | 9.490% | — | Standard | | **Secured Credit Card** credit_card_secured | — APR | 9.490% | — | Standard | | **Platinum Mastercard Rewards** credit_card_rewards | — APR | 10.490% | — | Standard | Connect Credit Union credit card rates as of November 13, 2026 Vehicle loans available from 5.74% APR. Personal loan rates from 9.99% APR. Credit card rates from 9.49% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/connect-credit-union) , verified from [Connect Credit Union's official website](https://www.connectcu.org/) Best product position **Around the Florida median** personal loan Gap to state best **9 bp** 9 bp from state best Vs. state median **Matches state median** personal loan Products ranked **2** across tracked Florida markets | Product | Published APR | Position | Vs. state best | Vs. state median | | used-car loan | 5.74% | Room to improve vs. the Florida median | 250 bp from state best | 25 bp behind median | | personal loan | 9.99% | Around the Florida median | 9 bp from state best | Matches state median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Connect Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=connect-credit-union&state=florida&code=FL&name=Connect%20Credit%20Union) Loading branch locator… ## About Connect Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.1K Assets $102.9M Founded 1909 Locations reported 4 NCUA charter 67342 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Broward Healthcare** MAIN OFFICE · FORT LAUDERDALE · FL · 33309 About 0.2 miles away](https://rateapi.dev/credit-unions/florida/broward-healthcare) [**Ithink Financial** North Fort Lauderdale · Fort Lauderdale · FL · 33309-1850 About 1.2 miles away](https://rateapi.dev/credit-unions/florida/ithink-financial) [**Space Coast** Space Coast Credit Union-Cypress Creek · Fort Lauderdale · FL · 33309 About 1.7 miles away](https://rateapi.dev/credit-unions/florida/space-coast) [**Tropical Financial** Fort Lauderdale · Fort Lauderdale · FL · 33308 About 4.1 miles away](https://rateapi.dev/credit-unions/florida/tropical-financial) [**We Florida Financial** Lauderhill · Lauderhill · FL · 33313 About 4.1 miles away](https://rateapi.dev/credit-unions/florida/we-florida-financial) [**Brightstar** BirghtStar Credit Union · Lauderhill · FL · 33313-5848 About 4.1 miles away](https://rateapi.dev/credit-unions/florida/brightstar) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Connect Credit Union Membership eligibility from Connect Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Connect Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State of Florida, Florida Department of Transportation, firms who have a current contract with the Florida Department of Transportation Verified from [Connect Credit Union's membership page](https://www.connectcu.org/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Connect Credit Union Employers 3 · Family 4 published paths to membership, last verified August 27, 2026, quoted from Connect Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of State of Florida “Current employees of the State of Florida” > [source ↗](https://www.connectcu.org/about-us/membership) - Employee of State of Florida - Retired employee of Florida Department of Transportation “Retirees of the Florida Department of Transportation” > [source ↗](https://www.connectcu.org/about-us/membership) - Retiree of Florida Department of Transportation - Employee of firms who have a current contract with the Florida Department of Transportation “Employees of firms who have a current contract with the Florida Department of Transportation” > [source ↗](https://www.connectcu.org/about-us/membership) - Employee of firms who have a current contract with the Florida Department of Transportation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Immediate family members of a current member of the Credit Union” > [source ↗](https://www.connectcu.org/about-us/membership) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Connect Credit Union? Yes No ## Work at Connect Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Connect Credit Union ranks against Florida peers. - See which AI assistants fetched Connect Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=connect-credit-union&state=florida&code=FL&name=Connect%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Connect Credit Union offer? Connect Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Connect Credit Union rates updated? RateAPI verifies Connect Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Connect Credit Union's rate data? Rate data is collected directly from Connect Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Connect Credit Union's auto, rv, boat & motorcycle loan rates? As of November 13, 2026, Connect Credit Union offers vehicle loans from 5.74% APR. ### What is Connect Credit Union's personal loan rate? As of November 13, 2026, Connect Credit Union offers personal loans from 9.99% APR. ### Who can join Connect Credit Union? Connect Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 employers for Connect Credit Union, each quoted from Connect Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Connect Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.connectcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Connect Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Connect Credit Union curl "https://api.rateapi.dev/credit-unions/florida /connect-credit-union " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Connect Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/connect-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp