--- title: "Community First Credit Union of Flo Rates - Florida" description: "Current vehicle loan rates from Community First Credit Union of Flo in Florida. Updated daily with source verification. See who can join Community First Credit Union of Flo — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/community-first-credit-union-of-flo" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Community First Credit Union of Flo Rates - Florida ### Auto & vehicle rates 29 offers | Product | Published | Rate | Term / condition | Status | | **New Auto | 2025 and Newer (0-54 months)** auto_new_54mo | — APR | 5.400% | 54 mo · new | Standard | | **New Auto | 2025 and Newer (55-70 months)** auto_new_70mo | — APR | 5.600% | 70 mo · new | Standard | | **New Auto | 2025 and Newer (71-77 months)** auto_new_77mo | — APR | 5.700% | 77 mo · new | Standard | | **Used Auto Rates | 2019 - 2024 (0-54 months)** auto_used_54mo | — APR | 5.740% | 54 mo · used | Standard | | **Used Auto Rates | 2019 - 2024 (55-70 months)** auto_used_70mo | — APR | 5.890% | 70 mo · used | Standard | | **Used Auto Rates | 2019 - 2024 (71-77 months)** auto_used_77mo | — APR | 6.240% | 77 mo · used | Standard | | **New Motorcycles, Scooters, ATV, Jet Ski | 2025 and Newer (Vehicle Must Have Title) (0-48 months)** motorcycle_new_48mo | — APR | 6.290% | 48 mo · new | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (0-54 months)** boat_new_54mo | — APR | 6.390% | 54 mo · new | Standard | | **New Auto | 2025 and Newer (78-84 months)** auto_new_84mo | — APR | 6.440% | 84 mo · new | Standard | | **New Motorcycles, Scooters, ATV, Jet Ski | 2025 and Newer (Vehicle Must Have Title) (49-60 months)** motorcycle_new_60mo | — APR | 6.640% | 60 mo · new | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (55-70 months)** boat_new_70mo | — APR | 6.740% | 70 mo · new | Standard | | **Used Motorcycles, Scooters, ATV, Jet Ski | 2019 - 2024 (Vehicle Must Have Title) (0-48 months)** motorcycle_used_48mo | — APR | 6.740% | 48 mo · used | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (0-54 months)** boat_used_54mo | — APR | 6.890% | 54 mo · used | Standard | | **Used Auto Rates | 2019 - 2024 (78-84 months)** auto_used_84mo | — APR | 6.940% | 84 mo · used | Standard | | **New Motorcycles, Scooters, ATV, Jet Ski | 2025 and Newer (Vehicle Must Have Title) (61-72 months)** motorcycle_new_72mo | — APR | 7.090% | 72 mo · new | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (71-77 months)** boat_new_77mo | — APR | 7.190% | 77 mo · new | Standard | | **Used Motorcycles, Scooters, ATV, Jet Ski | 2019 - 2024 (Vehicle Must Have Title) (49-60 months)** motorcycle_used_60mo | — APR | 7.190% | 60 mo · used | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (55-70 months)** boat_used_70mo | — APR | 7.240% | 70 mo · used | Standard | | **Older Used Auto Rates | 2013 - 2018 (0-36 months)** auto_used_36mo | — APR | 7.390% | 36 mo · used | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (71-77 months)** boat_used_77mo | — APR | 7.590% | 77 mo · used | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (78-96 months)** boat_new_96mo | — APR | 7.640% | 96 mo · new | Standard | | **Older Used Auto Rates | 2013 - 2018 (37-48 months)** auto_used_48mo | — APR | 7.690% | 48 mo · used | Standard | | **Used Motorcycles, Scooters, ATV, Jet Ski | 2019 - 2024 (Vehicle Must Have Title) (61-72 months)** motorcycle_used_72mo | — APR | 7.740% | 72 mo · used | Standard | | **Older Used Auto Rates | 2013 - 2018 (49-60 months)** auto_used_60mo | — APR | 7.990% | 60 mo · used | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (78-96 months)** boat_used_96mo | — APR | 8.040% | 96 mo · used | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (97-120 months)** boat_new_120mo | — APR | 8.090% | 120 mo · new | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (97-120 months)** boat_used_120mo | — APR | 8.490% | 120 mo · used | Standard | | **New Boats and Recreational Vehicles | 2025 and Newer (121-180 months)** boat_new_180mo | — APR | 8.640% | 180 mo · new | Standard | | **Used Boats and Recreational Vehicles | 2019 - 2024 (121-180 months)** boat_used_180mo | — APR | 8.990% | 180 mo · used | Standard | Community First Credit Union of Flo auto & vehicle rates as of November 12, 2026 Community First Credit Union of Flo is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/community-first-credit-union-of-flo) , verified from [Community First Credit Union of Flo's official website](https://www.communityfirstfl.org/) Loading branch locator… ## About Community First Credit Union of Flo Institution facts reported to the National Credit Union Administration for Invalid Date. Members 191.9K Assets $3.2B Founded 1961 Locations reported 26 NCUA charter 67290 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Vystar** 144-Riverside · Jacksonville · FL · 32204 About 0.3 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Radifi** Main Branch - Park Street · Jacksonville · FL · 32204-2918 About 0.3 miles away](https://rateapi.dev/credit-unions/florida/radifi) [**Navy Federal Credit Union** Brooklyn-Jacksonville FL · Jacksonville · FL · 32202 About 0.7 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Alive** St Vincents Health System - Riverside · Jacksonville · FL · 32204 About 0.7 miles away](https://rateapi.dev/credit-unions/florida/alive) [**First Florida** Jacksonville Downtown Branch · Jacksonville · FL · 32202-3939 About 1.8 miles away](https://rateapi.dev/credit-unions/florida/first-florida) [**Powernet** JAX Office · Jacksonville · FL · 32206 About 2.1 miles away](https://rateapi.dev/credit-unions/florida/powernet) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Community First Credit Union of Flo Membership eligibility from Community First Credit Union of Flo's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Community First Credit Union of Flo's website. Check the membership page below to confirm whether you qualify. - Location baker, brevard, broward, clay, duval, flagler, indian river, lake, martin, nassau, orange, palm beach, putnam, seminole, st. johns, st. lucie, volusia — FL Verified from [Community First Credit Union of Flo's membership page](https://www.communityfirstfl.org/connect/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Community First Credit Union of Flo Geography 17 counties · Family 2 53 published paths to membership, last verified August 27, 2026, quoted from Community First Credit Union of Flo’s own published criteria. ### Geography 17 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Baker County, FL - Brevard County, FL - Broward County, FL - Clay County, FL - Duval County, FL - Flagler County, FL - Indian River County, FL - Lake County, FL - Martin County, FL - Nassau County, FL - Orange County, FL - Palm Beach County, FL - Putnam County, FL - Seminole County, FL - St. Johns County, FL - St. Lucie County, FL - Volusia County, FL “Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.” > [source ↗](https://www.communityfirstfl.org/connect/become-a-member) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member.” > [source ↗](https://www.communityfirstfl.org/connect/become-a-member) - Family member of a member - Family of a member relative “Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member.” > [source ↗](https://www.communityfirstfl.org/connect/become-a-member) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Community First Credit Union of Flo? Yes No ## Work at Community First Credit Union of Flo? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Community First Credit Union of Flo ranks against Florida peers. - See which AI assistants fetched Community First Credit Union of Flo’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=community-first-credit-union-of-flo&state=florida&code=FL&name=Community%20First%20Credit%20Union%20of%20Flo) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Community First Credit Union of Flo offer? Community First Credit Union of Flo currently offers vehicle loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Community First Credit Union of Flo rates updated? RateAPI verifies Community First Credit Union of Flo's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Community First Credit Union of Flo's rate data? Rate data is collected directly from Community First Credit Union of Flo's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Community First Credit Union of Flo? Community First Credit Union of Flo publishes its membership criteria on its own website. RateAPI tracks 53 published membership paths covering 17 counties for Community First Credit Union of Flo, each quoted from Community First Credit Union of Flo's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Community First Credit Union of Flo's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.communityfirstfl.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Community First Credit Union of Flo rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Community First Credit Union of Flo curl "https://api.rateapi.dev/credit-unions/florida /community-first-credit-union-of-flo " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Community First Credit Union of Flo locations Search, filter, and browse all 26 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/community-first-credit-union-of-flo Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp