--- title: "City-County Employees Credit Union Rates - Florida" description: "Current vehicle loan, heloc, and personal loan rates from City-County Employees Credit Union in Florida. Updated daily with source verification. See who can join City-County Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/city-county-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # City-County Employees Credit Union Rates - Florida ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New* & Used** (2025-2026)** auto_any_84mo | — APR | 4.700% | 84 mo · any | Standard | | **72-Month Used Auto Loan (2022–2024)** auto_used_72mo | — APR | 5.250% | 72 mo · used | Standard | | **60-Month Used Auto Loan (2019–2021)** auto_used_60mo | — APR | 5.250% | 60 mo · used | Standard | | **Watercraft Loan Rates (36-72 months)** boat_any_72mo | — APR | 6.100% | 72 mo | Standard | | **Watercraft Loan Rates (60-120 months)** boat_any_120mo | — APR | 6.100% | 120 mo | Standard | City-County Employees Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Up to 60 months closed end/fixed rate** heloc_fixed | — APR | 5.750% | — | Standard | | **61 Months Up To 120 Months Closed End/Fixed Rate** heloc_fixed | — APR | 6.250% | — | Standard | | **10 year draw/10 year payout (For a total of 20 years)** heloc | — APR | 6.750% | — | Standard | | **121 Months Up To 180 Months Closed End/Fixed Rate** heloc_fixed | — APR | 6.750% | — | Standard | | **Up to 120 months closed end/fixed rate** heloc_fixed | — APR | 7.500% | — | Standard | | **Up to 240 months closed end/fixed rate** heloc_fixed | — APR | 8.000% | — | Standard | | **10 year draw/15 year payout (For a total of 25 years)** heloc | — APR | 8.000% | — | Standard | City-County Employees Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **SmartLine Line of Credit** ploc_variable | — APR | 8.190% | 60 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 9.950% | 60 mo | Standard | | **60-Month Overdraft Line of Credit** personal_unsecured_60mo | — APR | 12.700% | 60 mo | Standard | City-County Employees Credit Union personal loan rates as of November 13, 2026 City-County Employees Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/city-county-employees) , verified from [City-County Employees Credit Union's official website](https://www.ccecu.org/) Loading branch locator… ## About City-County Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4K Assets $42.2M Founded 1941 Locations reported 2 NCUA charter 67323 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Floridacentral** 43- Clearwater Branch · Clearwater · FL · 33765-2200 About 0.2 miles away](https://rateapi.dev/credit-unions/florida/floridacentral) [**Achieva Credit Union** Drew St · Clearwater · FL · 33765 About 0.5 miles away](https://rateapi.dev/credit-unions/florida/achieva-credit-union) [**GTE** Clearwater · Clearwater · FL · 33765-3918 About 1.0 miles away](https://rateapi.dev/credit-unions/florida/gte) [**Midflorida** 40-Gulf to Bay · Clearwater · FL · 33765 About 1.1 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Navy Federal Credit Union** North Clearwater · Clearwater · FL · 33759-4966 About 1.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Grow Financial** Gulf to Bay Branch · Clearwater · FL · 33759 About 1.7 miles away](https://rateapi.dev/credit-unions/florida/grow-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join City-County Employees Credit Union Membership eligibility from City-County Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on City-County Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location pinellas, pasco — FL - Employer City of Clearwater, Pinellas County, City of Largo, Town of Belleair - Association CWA Local 3108, Friends of the Foundation Verified from [City-County Employees Credit Union's membership page](https://www.ccecu.org/index.php/information-center/about-us) . Final membership determination is always made by the credit union. ## Membership rules for City-County Employees Credit Union Geography 2 counties · Employers 8 · Associations 2 · Family 6 22 published paths to membership, last verified August 27, 2026, quoted from City-County Employees Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Pasco County, FL - Pinellas County, FL “All who live, work, or worship in Pinellas County” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Clearwater “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of: City of Clearwater” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Employee of City of Clearwater - Employee of Pinellas County “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of: City of Clearwater Pinellas County” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Employee of Pinellas County - Employee of City of Largo “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of: City of Clearwater Pinellas County City of Largo” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Employee of City of Largo - Employee of Town of Belleair “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of: City of Clearwater Pinellas County City of Largo Town of Belleair” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Employee of Town of Belleair - Retired employee of City of Clearwater “City of Clearwater” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Retiree of City of Clearwater - Retired employee of Pinellas County “Pinellas County” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Retiree of Pinellas County - Retired employee of City of Largo “City of Largo” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Retiree of City of Largo - Retired employee of Town of Belleair “Town of Belleair” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Retiree of Town of Belleair ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of CWA Local 3108 “Members of CWA Local 3108” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Member of CWA Local 3108 - Member of Friends of the Foundation “Members of Friends of the Foundation” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Member of Friends of the Foundation ### Family 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of:” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member of a member - Family Of Qualified City of Clearwater “City of Clearwater” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member (family member) of an employee of City of Clearwater - Family Of Qualified Pinellas County “Pinellas County” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member (family member) of an employee of Pinellas County - Family Of Qualified City of Largo “City of Largo” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member (family member) of an employee of City of Largo - Family Of Qualified Town of Belleair “Town of Belleair” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member (family member) of an employee of Town of Belleair - Family of someone eligible family “membership to the Credit Union is restricted to employees and retirees (and family of eligible persons) of:” > [source ↗](https://www.ccecu.org/index.php/information-center/about-us) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for City-County Employees Credit Union? Yes No ## Work at City-County Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where City-County Employees Credit Union ranks against Florida peers. - See which AI assistants fetched City-County Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=city-county-employees&state=florida&code=FL&name=City-County%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does City-County Employees Credit Union offer? City-County Employees Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are City-County Employees Credit Union rates updated? RateAPI verifies City-County Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get City-County Employees Credit Union's rate data? Rate data is collected directly from City-County Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join City-County Employees Credit Union? City-County Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 2 counties, 8 employers and 2 associations for City-County Employees Credit Union, each quoted from City-County Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare City-County Employees Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ccecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track City-County Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for City-County Employees Credit Union curl "https://api.rateapi.dev/credit-unions/florida /city-county-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## City-County Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/city-county-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp