--- title: "Champions First Credit Union Rates (Nov 2026): CDs to 2.25%" description: "Champions First Credit Union rates today: savings & CDs up to 2.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Champions First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/champions-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Champions First Credit Union Rates (Nov 2026): CDs to 2.25% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Promotional Auto Loan Rates (Up to 60 months)** auto_any_60mo | — APR | 3.990% | 60 mo | Standard | | **New & Pre-Owned Auto Loans (60 months)** auto_used_60mo | — APR | 3.990% | 60 mo · used | Standard | | **New & Pre-Owned Auto Loans (72 months)** auto_used_72mo | — APR | 4.490% | 72 mo · used | Standard | | **New & Pre-Owned Auto Loans (84 months)** auto_used_84mo | — APR | 5.490% | 84 mo · used | Standard | | **New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (60 months)** motorcycle_used_60mo | — APR | 5.990% | 60 mo · used | Standard | | **New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (48 months)** motorcycle_used_48mo | — APR | 5.990% | 48 mo · used | Standard | | **New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (72 months)** motorcycle_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (84 months)** motorcycle_used_84mo | — APR | 7.490% | 84 mo · used | Standard | Champions First Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.990% | — | Standard | Champions First Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | Champions First Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 26 offers | Product | Published | Rate | Term / condition | Status | | **Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($0.01 - $4,999.99)** savings | — APY | 0.05% | — | Eligibility restricted | | **Main Share Savings ($100 - $2,499.99)** share_savings | 0.05% APY | 0.05% | — | Standard | | **Money Mint Account ($1,000.00 - $4,999.99)** savings | — APY | 0.05% | — | Standard | | **Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($5,000 - $24,999.99)** savings | — APY | 0.10% | — | Eligibility restricted | | **Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($50,000 - $74,999.99)** savings | — APY | 0.10% | — | Eligibility restricted | | **Main Share Savings ($2,500 - $4,999.99)** share_savings | 0.10% APY | 0.10% | — | Standard | | **Money Mint Account ($5,000.00 - $74,999.99)** savings | — APY | 0.10% | — | Standard | | **Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($25,000 - $49,999.99)** savings | — APY | 0.10% | — | Eligibility restricted | | **Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($75,000 and greater)** savings | — APY | 0.15% | — | Eligibility restricted | | **Main Share Savings ($5,000 and greater)** share_savings | 0.15% APY | 0.15% | — | Standard | | **IRA ($500–$4,999.99)** ira | 0.45% APY | 0.45% | — | Standard | | **IRA ($5,000–$24,999.99)** ira | 0.50% APY | 0.50% | — | Standard | | **IRA ($25,000–$124,999.99)** ira | 0.95% APY | 0.95% | — | Standard | | **IRA ($125,000–$249,999.99)** ira | 1.85% APY | 1.83% | — | Standard | | **IRA ($125,000–$249,999.99)** ira | — APY | 1.85% | — | Standard | | **$50,000 And Greater** savings | — APY | 1.98% | — | Standard | | **IRA ($250,000+)** ira | 2.25% APY | 2.23% | — | Standard | | **IRA ($250,000+)** ira | — APY | 2.25% | — | Standard | | **All Other Certificates (24 months)** cd_24mo | — APY | 3.44% | 24 mo | Standard | | **All Other Certificates (6 months)** cd_6mo | — APY | 3.44% | 6 mo | Standard | | **All Other Certificates (36 months)** cd_36mo | — APY | 3.49% | 36 mo | Standard | | **All Other Certificates (18 months)** cd_18mo | — APY | 3.54% | 18 mo | Standard | | **All Other Certificates (12 months)** cd_12mo | — APY | 3.68% | 12 mo | Standard | | **Promotional Certificates (9 months)** cd_9mo | — APY | 4.00% | 9 mo | Standard | | **Promotional Certificates (21 months)** cd_21mo | — APY | 4.30% | 21 mo | Standard | | **True Student Savings ($5.00 - $1,000.00 without True Student Checking)** savings | — APY | 6.00% | — | Eligibility restricted | Champions First Credit Union savings & cd rates as of November 13, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Business Money Mint ($1,000.00 - $24,999.99)** other | — % | 1.000% | — | Standard | | **Business Money Mint ($25,000.00 - $99,999.99)** other | — % | 1.490% | — | Standard | | **Business Money Mint ($100,000 - $199,999.99)** other | — % | 1.980% | — | Standard | | **Business Money Mint ($200,000 and greater)** other | — % | 2.710% | — | Standard | Champions First Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 2.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/champions-first) , verified from [Champions First Credit Union's official website](https://championsfirst.org/) Loading branch locator… ## About Champions First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 32.9K Assets $535.8M Founded 1991 Locations reported 9 NCUA charter 67874 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Commerce** Westside Financial Center · Tallahassee · FL · 32303 About 3.5 miles away](https://rateapi.dev/credit-unions/florida/first-commerce) [**Loyalty** Appleyard · Tallahassee · FL · 32304 About 4.3 miles away](https://rateapi.dev/credit-unions/florida/loyalty) [**First Florida** Appleyard · Tallahassee · FL · 32304-3801 About 4.4 miles away](https://rateapi.dev/credit-unions/florida/first-florida) [**Vystar** 169-Tallahassee · Tallahassee · FL · 32304-3348 About 4.8 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Addition Financial** Appleyard Branch · Tallahassee · FL · 32304-2808 About 4.8 miles away](https://rateapi.dev/credit-unions/florida/addition-financial) [**Midflorida** 2235 - Tallahassee - Main Office · Tallahassee · FL · 32312 About 5.5 miles away](https://rateapi.dev/credit-unions/florida/midflorida) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Champions First Credit Union Membership eligibility from Champions First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Champions First Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer organizations that are part of the FSU community, businesses that do business with or have offices at FSU, HarborChase Senior Living Community, Champions First Credit Union - Association organizations that are part of the FSU community, businesses that do business with or have offices at FSU - School FSU Verified from [Champions First Credit Union's membership page](https://championsfirst.org/connect/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Champions First Credit Union Employers 4 · Associations 2 · Schools 2 · Family 2 10 published paths to membership, last verified August 27, 2026, quoted from Champions First Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of organizations that are part of the FSU community (as written on the source page) “Members and employees of organizations that are part of the FSU community” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Employee of organizations that are part of the FSU community - Employee of Business “Members and employees of businesses that do business with or have offices at FSU” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Employee of Business - Employee of HarborChase Senior Living Community “Employees and residents of HarborChase Senior Living Community located at 100 John Knox Rd.” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Employee of HarborChase Senior Living Community - Employee of Champions First Credit Union “Employees of Champions First Credit Union” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Employee of Champions First Credit Union ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of organizations that are part of the FSU community “Members and employees of organizations that are part of the FSU community” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Member of organizations that are part of the FSU community - Member of businesses that do business with or have offices at FSU “Members and employees of businesses that do business with or have offices at FSU” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Member of businesses that do business with or have offices at FSU ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of FSU “FSU students in good academic standing” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Student at FSU - School employee of FSU “FSU faculty and staff” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Employee of FSU ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Family members of existing Champions First Credit Union members” > [source ↗](https://championsfirst.org/bank/open-an-account/) - Family member of a member - Family of a member family “Family members of existing Champions First Credit Union members” > [source ↗](https://championsfirst.org/connect/about-us/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Champions First Credit Union? Yes No ## Work at Champions First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Champions First Credit Union ranks against Florida peers. - See which AI assistants fetched Champions First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=champions-first&state=florida&code=FL&name=Champions%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Champions First Credit Union offer? Champions First Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Champions First Credit Union rates updated? RateAPI verifies Champions First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Champions First Credit Union's rate data? Rate data is collected directly from Champions First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Champions First Credit Union's best CD rate? As of November 13, 2026, Champions First Credit Union offers savings and certificate (CD) yields up to 2.25% APY. ### Who can join Champions First Credit Union? Champions First Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 4 employers, 2 associations and 2 schools for Champions First Credit Union, each quoted from Champions First Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Champions First Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida auto loan rate leaders](https://rateapi.dev/auto-loan-rates/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://championsfirst.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Champions First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Champions First Credit Union curl "https://api.rateapi.dev/credit-unions/florida /champions-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Champions First Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/champions-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp