--- title: "Alive Credit Union Rates - Florida" description: "Current heloc, personal loan, and savings & cd rates from Alive Credit Union in Florida. Updated daily with source verification. See who can join Alive Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/alive" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alive Credit Union Rates - Florida ### HELOC rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Variable / Fixed Promotion** heloc_fixed | — APR | 5.000% | — | Standard | | **7-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | | **Up to 10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.000% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 7.500% | — | Standard | | **Up to 15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.500% | — | Standard | | **HELOC (Fixed)** heloc_fixed | — APR | 8.500% | — | Standard | Alive Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Medical Loan** personal | — APR | 7.890% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.250% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 11.250% | — | Standard | | **Credit Builder Loan** personal | — APR | 12.000% | — | Standard | Alive Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **From $0 - $2,500** savings | — APY | 0.60% | — | Standard | | **From $2,501 - $10,000** savings | — APY | 0.65% | — | Standard | | **From $10,001 - $25,000** savings | — APY | 0.70% | — | Standard | | **From $25,001 - $50,000** savings | — APY | 0.75% | — | Standard | | **From $50,001 - And Up** savings | — APY | 0.75% | — | Standard | Alive Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Tactical Loan** other | — % | 5.000% | — | Standard | | **Easy Cash Plus Loan** other | — % | 17.500% | — | Standard | Alive Credit Union other rates as of November 12, 2026 Alive Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/alive) , verified from [Alive Credit Union's official website](https://www.alivecu.coop/) Loading branch locator… ## About Alive Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.6K Assets $294.2M Founded 1991 Locations reported 10 NCUA charter 67316 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Vystar** 122-Beaches & 295E · Jacksonville · FL · 32246 About 0.4 miles away](https://rateapi.dev/credit-unions/florida/vystar) [**Navy Federal Credit Union** St Johns Sq-Jacksonville FL · Jacksonville · FL · 32246 About 1.2 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Community First Credit Union of Flo** UNF · Jacksonville · FL · 32224-7699 About 1.5 miles away](https://rateapi.dev/credit-unions/florida/community-first-credit-union-of-flo) [**First Florida** Tamaya Branch · Jacksonville · FL · 32246 About 1.7 miles away](https://rateapi.dev/credit-unions/florida/first-florida) [**Radifi** Glen Kernan Parkway · Jacksonville · FL · 32224-0131 About 3.4 miles away](https://rateapi.dev/credit-unions/florida/radifi) [**Publix Employees** PEFCU/Kendall Town Branch · Jacksonville · FL · 32225 About 3.9 miles away](https://rateapi.dev/credit-unions/florida/publix-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alive Credit Union Membership eligibility from Alive Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alive Credit Union's website. Check the membership page below to confirm whether you qualify. - Location duval, clay, nassau, baker, st. johns — FL - Employer UF Health, Ascension St. Vincent's Riverside, Baptist Health, Baptist MD Anderson, Memorial Hospital, Mayo Clinic, Brooks Rehabilitation Hospital, Boca Raton Regional Hospital, Bacon County Hospital, Florida Blue, The City of Jacksonville, Jacksonville Sheriff's Office, Jacksonville Port Authority Police, Clerk of the Court, Jacksonville City Motor Pool, Jacksonville Parks & Recreation Department, Jacksonville Transportation Authority, Florida Highway Patrol, Florida Marine Patrol, Florida Game & Fresh Water Fish Commission, Florida Beverage Commission, Florida Department of Law Enforcement, Office of the Judiciary, Florida State Attorney's Office, Florida Public Defender, Clay County Sheriff's Office, Nassau County Sheriff's Office, Jacksonville Beach Police Department, Orange Park Police Department, Fernandina Beach Police Department, St. Johns County Sheriff's Office, Saint Augustine Police Department, University of North Florida Police Department, Baldwin Police Department, Rogers, Towers, Bailey, Jones & Gay, P.A., Lewis & Landau, P.A., Hiday & Ricke, P.A., Real Estate Professionals, Southeastern Grocers, Allstate Workplace Division, Ferrara Fire, Stein Mart, Inc. Verified from [Alive Credit Union's membership page](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) . Final membership determination is always made by the credit union. ## Membership rules for Alive Credit Union Geography 5 counties · Employers 43 · Family 2 55 published paths to membership, last verified August 27, 2026, quoted from Alive Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Baker County, FL - Clay County, FL - Duval County, FL - Nassau County, FL - St. Johns County, FL “Anyone living or working in Duval, Clay, Nassau, Baker or St. Johns Counties” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) ### Employers 43 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of UF Health “UF Health” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of UF Health - Employee of Ascension St. Vincent's Riverside “Ascension St. Vincent's Riverside” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Ascension St. Vincent's Riverside - Employee of Baptist Health “Baptist Health” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Baptist Health - Employee of Baptist MD Anderson “Baptist MD Anderson” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Baptist MD Anderson - Employee of Memorial Hospital “Memorial Hospital” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Memorial Hospital - Employee of Mayo Clinic “Mayo Clinic” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Mayo Clinic - Employee of Brooks Rehabilitation Hospital “Brooks Rehabilitation Hospital” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Brooks Rehabilitation Hospital - Employee of Boca Raton Regional Hospital “Boca Raton Regional Hospital” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Boca Raton Regional Hospital - Employee of Bacon County Hospital “Bacon County Hospital” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Bacon County Hospital - Employee of Florida Blue “Florida Blue” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Blue - Employee of The City of Jacksonville “The City of Jacksonville” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of The City of Jacksonville - Employee of Jacksonville Sheriff's Office “Jacksonville Sheriff's Office” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville Sheriff's Office - Employee of Jacksonville Port Authority Police “Jacksonville Port Authority Police” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville Port Authority Police - Employee of Clerk of the Court “Clerk of the Court” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Clerk of the Court - Employee of Jacksonville City Motor Pool “Jacksonville City Motor Pool” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville City Motor Pool - Employee of Jacksonville Parks & Recreation Department “Jacksonville Parks & Recreation Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville Parks & Recreation Department - Employee of Jacksonville Transportation Authority “Jacksonville Transportation Authority” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville Transportation Authority - Employee of Florida Highway Patrol “Florida Highway Patrol” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Highway Patrol - Employee of Florida Marine Patrol “Florida Marine Patrol” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Marine Patrol - Employee of Florida Game & Fresh Water Fish Commission “Florida Game & Fresh Water Fish Commission” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Game & Fresh Water Fish Commission - Employee of Florida Beverage Commission “Florida Beverage Commission” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Beverage Commission - Employee of Florida Department of Law Enforcement “Florida Department of Law Enforcement” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Department of Law Enforcement - Employee of Office of the Judiciary “Office of the Judiciary” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Office of the Judiciary - Employee of Florida State Attorney's Office “Florida State Attorney's Office” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida State Attorney's Office - Employee of Florida Public Defender “Florida Public Defender” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Florida Public Defender - Employee of Clay County Sheriff's Office “Clay County Sheriff's Office” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Clay County Sheriff's Office - Employee of Nassau County Sheriff's Office “Nassau County Sheriff's Office” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Nassau County Sheriff's Office - Employee of Jacksonville Beach Police Department “Jacksonville Beach Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Jacksonville Beach Police Department - Employee of Orange Park Police Department “Orange Park Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Orange Park Police Department - Employee of Fernandina Beach Police Department “Fernandina Beach Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Fernandina Beach Police Department - Employee of St. Johns County Sheriff's Office “St. Johns County Sheriff's Office” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of St. Johns County Sheriff's Office - Employee of Saint Augustine Police Department “Saint Augustine Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Saint Augustine Police Department - Employee of University of North Florida Police Department “University of North Florida Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of University of North Florida Police Department - Employee of Baldwin Police Department “Baldwin Police Department” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Baldwin Police Department - Employee of Rogers, Towers, Bailey, Jones & Gay, P.A. “Rogers, Towers, Bailey, Jones & Gay, P.A.” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Rogers, Towers, Bailey, Jones & Gay, P.A. - Employee of Lewis & Landau, P.A. “Lewis & Landau, P.A.” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Lewis & Landau, P.A. - Employee of Hiday & Ricke, P.A. “Hiday & Ricke, P.A.” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Hiday & Ricke, P.A. - Employee of Real Estate Professionals “Real Estate Professionals” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Real Estate Professionals - Employee of Southeastern Grocers “Southeastern Grocers” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Southeastern Grocers - Employee of Allstate Workplace Division “Allstate Workplace Division” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Allstate Workplace Division - Employee of Ferrara Fire “Ferrara Fire” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Ferrara Fire - Employee of Stein Mart, Inc. (as written on the source page) “Stein Mart, Inc.” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Stein Mart, Inc. - Employee of Stein Mart, Inc. “Stein Mart, Inc.” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Employee of Stein Mart, Inc. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Immediate family of those eligible for Alive Credit Union membership” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Family member of a member - Family of someone eligible Immediate family “Immediate family of those eligible for Alive Credit Union membership” > [source ↗](https://www.alivecu.coop/member-resources/become-a-member/membership-eligibility.html) - Family member (Immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Alive Credit Union? Yes No ## Work at Alive Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alive Credit Union ranks against Florida peers. - See which AI assistants fetched Alive Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alive&state=florida&code=FL&name=Alive%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alive Credit Union offer? Alive Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Alive Credit Union rates updated? RateAPI verifies Alive Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Alive Credit Union's rate data? Rate data is collected directly from Alive Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Alive Credit Union? Alive Credit Union publishes its membership criteria on its own website. RateAPI tracks 55 published membership paths covering 5 counties and 43 employers for Alive Credit Union, each quoted from Alive Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Alive Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [Florida HELOC rate leaders](https://rateapi.dev/heloc-rates/florida) [Florida personal loan leaders](https://rateapi.dev/personal-loan-rates/florida) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.alivecu.coop/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alive Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alive Credit Union curl "https://api.rateapi.dev/credit-unions/florida /alive " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alive Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/alive Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp