--- title: "1st Street Credit Union Rates & Who Can Join - Florida" description: "1st Street Credit Union is a credit union in Florida. Rate data is being verified. See who can join 1st Street Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/florida/1st-street" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # 1st Street Credit Union Rates & Who Can Join - Florida No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. 1st Street Credit Union is a credit union in Florida. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/florida/1st-street) , verified from [1st Street Credit Union's official website](https://1streetcu.com/) Loading branch locator… ## About 1st Street Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $33.8M Founded 1951 Locations reported 6 NCUA charter 67309 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Michigan** Sarasota - Downtown · Sarasota · FL · 34236 About 1.7 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Midflorida** 2230 - Sarasota · Sarasota · FL · 34236 About 1.8 miles away](https://rateapi.dev/credit-unions/florida/midflorida) [**Achieva Credit Union** Bee Ridge Rd · Sarasota · FL · 34239 About 3.6 miles away](https://rateapi.dev/credit-unions/florida/achieva-credit-union) [**Everence** Sarasota · Sarasota · FL · 34239 About 3.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/everence) [**GTE** Sarasota · Sarasota · FL · 34237 About 3.8 miles away](https://rateapi.dev/credit-unions/florida/gte) [**USF Federal Credit Union** Sarasota-Clark · Sarasota · FL · 34231-8405 About 4.9 miles away](https://rateapi.dev/credit-unions/florida/usf-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join 1st Street Credit Union Membership eligibility from 1st Street Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on 1st Street Credit Union's website. Check the membership page below to confirm whether you qualify. - Location charlotte, manatee, sarasota — FL - Employer City of Sarasota, County of Sarasota, any Governmental Agency (Federal, State and Local), any Non-Profit Organization, 1st Street Credit Union, City of Sarasota General Employees Pension Fund, Sarasota Fire Department Pension Fund Verified from [1st Street Credit Union's membership page](https://1streetcu.com/membership-information/) . Final membership determination is always made by the credit union. ## Membership rules for 1st Street Credit Union Geography 3 counties · Employers 8 · Family 2 25 published paths to membership, last verified August 27, 2026, quoted from 1st Street Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Charlotte County, FL - Manatee County, FL - Sarasota County, FL “Anyone who lives, works, attends school, worships or volunteers in Charlotte County, Manatee County or Sarasota County” > [source ↗](https://1streetcu.com/membership-information/) ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Sarasota “Employees of the City of Sarasota” > [source ↗](https://1streetcu.com/membership-information/) - Employee of City of Sarasota - Employee of County of Sarasota “Employees of the County of Sarasota” > [source ↗](https://1streetcu.com/membership-information/) - Employee of County of Sarasota - Employee of any Governmental Agency (Federal, State and Local) “Employees of any Governmental Agency (Federal, State and Local)” > [source ↗](https://1streetcu.com/membership-information/) - Employee of any Governmental Agency (Federal, State and Local) - Employee of any Non-Profit Organization “Employees of any Non-Profit Organization” > [source ↗](https://1streetcu.com/membership-information/) - Employee of any Non-Profit Organization - Employee of 1st Street Credit Union (as written on the source page) “Employees of this Credit Union” > [source ↗](https://1streetcu.com/membership-information/) - Employee of 1st Street Credit Union - Retired employee of City of Sarasota General Employees Pension Fund “Persons receiving retirement benefits from the City of Sarasota General Employees Pension Fund” > [source ↗](https://1streetcu.com/membership-information/) - Retiree of City of Sarasota General Employees Pension Fund - Belongs to Non-Profit Organization (as written on the source page) “Employees of any Non-Profit Organization” > [source ↗](https://1streetcu.com/membership-information/) - Employee of Non-Profit Organization (class, not a named organization) - Retired employee of Fire Department “Persons receiving retirement benefits from the City of Sarasota General Employees Pension Fund, the Sarasota Fire Department Pension Fund or the Pension Fund of the Police Department of the City of Sarasota” > [source ↗](https://1streetcu.com/membership-information/) - Retiree of Fire Department ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member blood relative, spouse, adopted relative “Anyone related to an existing member by blood, marriage or adoption” > [source ↗](https://1streetcu.com/membership-information/) - Family member (blood relative, spouse, adopted relative) of a member - Family of a member relative “Anyone related to an existing member by blood, marriage or adoption” > [source ↗](https://1streetcu.com/membership-information/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for 1st Street Credit Union? Yes No ## Work at 1st Street Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where 1st Street Credit Union ranks against Florida peers. - See which AI assistants fetched 1st Street Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Florida - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=1st-street&state=florida&code=FL&name=1st%20Street%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does 1st Street Credit Union offer? 1st Street Credit Union is a credit union in Florida. Rate data is currently being verified. ### How often are 1st Street Credit Union rates updated? RateAPI verifies 1st Street Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get 1st Street Credit Union's rate data? Rate data is collected directly from 1st Street Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join 1st Street Credit Union? 1st Street Credit Union publishes its membership criteria on its own website. RateAPI tracks 25 published membership paths covering 3 counties and 8 employers for 1st Street Credit Union, each quoted from 1st Street Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare 1st Street Credit Union's rates against national credit-union benchmarks. [More Florida credit unions](https://rateapi.dev/credit-unions/florida) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://1streetcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track 1st Street Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for 1st Street Credit Union curl "https://api.rateapi.dev/credit-unions/florida /1st-street " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## 1st Street Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/florida/1st-street Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp