--- title: "Department of Commerce Credit Union Rates - District of Colu" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Department of Commerce Credit Union in District of Columbia. Updated daily with source verification. See who can join Department of Commerce Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/district-of-columbia/department-of-commerce" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Department of Commerce Credit Union Rates - District of Colu ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.990% | — | Standard | Department of Commerce Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Emergency Loan** personal | — APR | 11.990% | — | Context only | | **Line-of-Credit (LOC - includes overdrafts)** personal | — APR | 14.990% | — | Context only | | **Payday Alternative Loan (PAL)** personal | — APR | 28.000% | — | Context only | Department of Commerce Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VISA Credit Card - Classic** credit_card | — APR | 17.990% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 17.990% | — | Standard | Department of Commerce Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Entire balance if qualifications are not met** savings | — APY | 0.05% | — | Context only | | **Checking** checking | — APY | 2.00% | — | Standard | | **Certificate** share_certificate | — APY | 2.33% | — | Standard | | **63-Month Certificate** cd_63mo | — APY | 5.69% | 63 mo | Standard | Department of Commerce Credit Union savings & cd rates as of November 13, 2026 ### Other rates 6 offers | Product | Published | Rate | Term / condition | Status | | **For balances greater than $25,000.01** other | — % | 0.250% | — | Context only | | **For balances from $20,000 to $49,999** other | 1.920% % | 1.900% | — | Standard | | **For balances greater than $50,000** other | 1.970% % | 1.950% | — | Standard | | **75 Months ($15,000 min.)** other | — % | 5.790% | — | Standard | | **84 Months ($30,000 min.)** other | — % | 6.790% | — | Standard | | **72 Months ($20,000 min.)** other | — % | 9.500% | — | Standard | Department of Commerce Credit Union other rates as of November 13, 2026 Department of Commerce Credit Union is a credit union in District of Columbia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/district-of-columbia/department-of-commerce) , verified from [Department of Commerce Credit Union's official website](https://www.docfcu.org/) Loading branch locator… ## About Department of Commerce Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 29K Assets $762.4M Founded 1964 Locations reported 2 NCUA charter 16410 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Treasury Department** Treasury Annex · Washington · DC · 20220 About 0.2 miles away](https://rateapi.dev/credit-unions/district-of-columbia/treasury-department) [**Department of the Interior** DC Branch · Washington · DC · 20240 About 0.4 miles away](https://rateapi.dev/credit-unions/district-of-columbia/department-of-the-interior) [**Advantage Financial** 1319 F ST NW · WASHINGTON · DC · 20004-1146 About 0.4 miles away](https://rateapi.dev/credit-unions/district-of-columbia/advantage-financial) [**Gsa** Branch - NW · Washington · DC · 20405-0001 About 0.4 miles away](https://rateapi.dev/credit-unions/district-of-columbia/gsa) [**Infirst** OPM · Washington · DC · 20415 About 0.4 miles away](https://rateapi.dev/credit-unions/virginia/infirst) [**Agriculture** South Building · Washington · DC · 20250 About 0.5 miles away](https://rateapi.dev/credit-unions/virginia/agriculture) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Department of Commerce Credit Union Membership eligibility from Department of Commerce Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Department of Commerce Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer US Department of Commerce, NOAA or Affiliates, US Department of Commerce Contractor, White House Management & Administration Office, Executive Office of the President - Association American Consumer Council (ACC) Verified from [Department of Commerce Credit Union's membership page](https://www.docfcu.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Department of Commerce Credit Union Employers 4 · Associations · Family 6 published paths to membership, last verified August 21, 2026, quoted from Department of Commerce Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of US Department of Commerce, NOAA or Affiliates “current or retired employees of the following: US Department of Commerce, NOAA or Affiliates” > [source ↗](https://www.docfcu.org/about/) - Employee of US Department of Commerce, NOAA or Affiliates - Contractor of US Department of Commerce Contractor “US Department of Commerce Contractor” > [source ↗](https://www.docfcu.org/about/) - Contractor for US Department of Commerce Contractor - Employee of White House Management & Administration Office “White House Management & Administration Office” > [source ↗](https://www.docfcu.org/about/) - Employee of White House Management & Administration Office - Employee of Executive Office of the President “Executive Office of the President” > [source ↗](https://www.docfcu.org/about/) - Employee of Executive Office of the President ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “A consumer eligible for membership by joining the American Consumer Council (ACC).” > [source ↗](https://www.docfcu.org/about/) - Member of American Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member, household member “A family member or individual that currently lives with a DOCFCU member” > [source ↗](https://www.docfcu.org/about/) - Family member (family member, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Department of Commerce Credit Union? Yes No ## Work at Department of Commerce Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Department of Commerce Credit Union ranks against District of Columbia peers. - See which AI assistants fetched Department of Commerce Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in District of Columbia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=department-of-commerce&state=district-of-columbia&code=DC&name=Department%20of%20Commerce%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Department of Commerce Credit Union offer? Department of Commerce Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Department of Commerce Credit Union rates updated? RateAPI verifies Department of Commerce Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Department of Commerce Credit Union's rate data? Rate data is collected directly from Department of Commerce Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Department of Commerce Credit Union? Department of Commerce Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers and 1 association for Department of Commerce Credit Union, each quoted from Department of Commerce Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Department of Commerce Credit Union's rates against national credit-union benchmarks. [More District of Columbia credit unions](https://rateapi.dev/credit-unions/district-of-columbia) [District of Columbia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/district-of-columbia) [District of Columbia personal loan leaders](https://rateapi.dev/personal-loan-rates/district-of-columbia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.docfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Department of Commerce Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when District of Columbia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Department of Commerce Credit Union curl "https://api.rateapi.dev/credit-unions/district-of-columbia /department-of-commerce " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Department of Commerce Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/district-of-columbia/department-of-commerce Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp