--- title: "Afl Cio Employees Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Afl Cio Employees Credit Union has the lowest tracked 30-year fixed mortgage rate in District of Columbia (6.54% APR) among 6 credit unions we verify. Afl Cio Employees Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Afl Cio Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/district-of-columbia/afl-cio-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Afl Cio Employees Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30 Year Fixed - Home Ready** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Afl Cio Employees Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Afl Cio Employees Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/district-of-columbia/afl-cio-employees) , verified from [Afl Cio Employees Credit Union's official website](https://www.aflcioefcu.org/) Best product position **#1 of 6** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **46 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked District of Columbia markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | #1 of 6 · lowest in District of Columbia | State market leader | 46 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Afl Cio Employees Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=afl-cio-employees&state=district-of-columbia&code=DC&name=Afl%20Cio%20Employees%20Credit%20Union) Loading branch locator… ## About Afl Cio Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.4K Assets $49.5M Founded 1952 Locations reported 1 NCUA charter 7992 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. 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Distances are straight-line estimates, not driving distance. ## Who Can Join Afl Cio Employees Credit Union Membership eligibility from Afl Cio Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Afl Cio Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer AFL-CIO Employees Federal Credit Union, affiliated unions, AFL-CIO, State and Local (county and city) Central Bodies of the American Federation of Labor and Congress of Industrial Organizations - Association Office and Professional Employees International Union (OPEIU)-Local 2, United Food and Commercial Workers Union (UFCW)-Local 400, United Food and Commercial Workers Union (UFCW)-Local 2013, National Football League Players Association (NFLPA), International Union of Painters Allied Trades (IUPAT)-District Council 51, Washington-Baltimore News Guild- TNG-CWA- Local 32035, American Federation of Teachers (AFT), American Postal Workers Union (APWU) Verified from [Afl Cio Employees Credit Union's membership page](https://www.aflcioefcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Afl Cio Employees Credit Union Employers 7 · Associations 8 · Family 2 17 published paths to membership, last verified August 27, 2026, quoted from Afl Cio Employees Credit Union’s own published criteria. ### Employers 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of AFL-CIO Employees Federal Credit Union “Membership eligibility is granted to individuals who are currently employed by, or have retired from, our credit union” > [source ↗](https://www.aflcioefcu.org/) - Employee of AFL-CIO Employees Federal Credit Union - Retired employee of AFL-CIO Employees Federal Credit Union “Membership eligibility is granted to individuals who are currently employed by, or have retired from, our credit union” > [source ↗](https://www.aflcioefcu.org/) - Retiree of AFL-CIO Employees Federal Credit Union - Employee of affiliated unions “Membership eligibility is granted to individuals who are currently employed by, or have retired from, our credit union, any eligible field of membership, or any employees of its affiliated unions.” > [source ↗](https://www.aflcioefcu.org/) - Employee of affiliated unions - Employee of AFL-CIO (as written on the source page) - Work Location the National Office (as written on the source page) “The AFL-CIO, Employees of the American Federation of Labor and Congress of Industrial Organizations, and the departments thereof, who are paid from the National Office in Washington, D. C.;” > [source ↗](https://www.aflcioefcu.org/membership) - Employee of AFL-CIO and Works at the National Office - Employee of state - Works in country:US “Employees of the International Unions which are affiliated with the American Federation of Labor and Congress of Industrial Organizations (except Communications Workers of America, United Automobile, Aircraft and Agricultural Implement Workers of America, and Textile Workers Union of America,) and…” > [source ↗](https://www.aflcioefcu.org/membership) - Employee of state and Works in the United States - Employee of AFL-CIO - Work Location the National Office (as written on the source page) “The AFL-CIO, Employees of the American Federation of Labor and Congress of Industrial Organizations, and the departments thereof, who are paid from the National Office in Washington, D. C.;” > [source ↗](https://www.aflcioefcu.org/membership) - Employee of AFL-CIO and Works at the National Office - Employee of State and Local (county and city) Central Bodies of the American Federation of Labor and Congress of Industrial Organizations (as written on the source page) - Works in country:US “Employees of the International Unions which are affiliated with the American Federation of Labor and Congress of Industrial Organizations (except Communications Workers of America, United Automobile, Aircraft and Agricultural Implement Workers of America, and Textile Workers Union of America,) and…” > [source ↗](https://www.aflcioefcu.org/membership) - Employee of State and Local (county and city) Central Bodies of the American Federation of Labor and Congress of Industrial Organizations and Works in the United States ### Associations 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Office and Professional Employees International Union (OPEIU)-Local 2 “Office and Professional Employees International Union (OPEIU)-Local 2” > [source ↗](https://www.aflcioefcu.org/membership) - Member of Office and Professional Employees International Union (OPEIU)-Local 2 - Member of United Food and Commercial Workers Union (UFCW)-Local 400 “United Food and Commercial Workers Union (UFCW)-Local 400” > [source ↗](https://www.aflcioefcu.org/membership) - Member of United Food and Commercial Workers Union (UFCW)-Local 400 - Member of United Food and Commercial Workers Union (UFCW)-Local 2013 “United Food and Commercial Workers Union (UFCW)-Local 2013” > [source ↗](https://www.aflcioefcu.org/membership) - Member of United Food and Commercial Workers Union (UFCW)-Local 2013 - Member of National Football League Players Association (NFLPA) “National Football League Players Association (NFLPA)” > [source ↗](https://www.aflcioefcu.org/membership) - Member of National Football League Players Association (NFLPA) - Member of International Union of Painters Allied Trades (IUPAT)-District Council 51 “International Union of Painters Allied Trades (IUPAT)-District Council 51” > [source ↗](https://www.aflcioefcu.org/membership) - Member of International Union of Painters Allied Trades (IUPAT)-District Council 51 - Member of Washington-Baltimore News Guild- TNG-CWA- Local 32035 “Washington-Baltimore News Guild- TNG-CWA- Local 32035” > [source ↗](https://www.aflcioefcu.org/membership) - Member of Washington-Baltimore News Guild- TNG-CWA- Local 32035 - Member of American Federation of Teachers (AFT) “American Federation of Teachers (AFT)” > [source ↗](https://www.aflcioefcu.org/membership) - Member of American Federation of Teachers (AFT) - Member of American Postal Workers Union (APWU) “American Postal Workers Union (APWU)” > [source ↗](https://www.aflcioefcu.org/membership) - Member of American Postal Workers Union (APWU) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships “If you’re a member, all your immediate family members are also eligible to join, no matter where they live. Immediate family members include: your spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships.” > [source ↗](https://www.aflcioefcu.org/membership) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships) of a member - Family of a member household member “If you’re a member, your household members are also eligible to join.” > [source ↗](https://www.aflcioefcu.org/membership) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Afl Cio Employees Credit Union? Yes No ## Work at Afl Cio Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Afl Cio Employees Credit Union ranks against District of Columbia peers. - See which AI assistants fetched Afl Cio Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in District of Columbia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=afl-cio-employees&state=district-of-columbia&code=DC&name=Afl%20Cio%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Afl Cio Employees Credit Union offer? Afl Cio Employees Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Afl Cio Employees Credit Union rates updated? RateAPI verifies Afl Cio Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Afl Cio Employees Credit Union's rate data? Rate data is collected directly from Afl Cio Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Afl Cio Employees Credit Union's mortgage rate? As of November 12, 2026, Afl Cio Employees Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Afl Cio Employees Credit Union? Afl Cio Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 7 employers and 8 associations for Afl Cio Employees Credit Union, each quoted from Afl Cio Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Afl Cio Employees Credit Union's rates against national credit-union benchmarks. [More District of Columbia credit unions](https://rateapi.dev/credit-unions/district-of-columbia) [District of Columbia mortgage rate leaders](https://rateapi.dev/mortgage-rates/district-of-columbia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.aflcioefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Afl Cio Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when District of Columbia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Afl Cio Employees Credit Union curl "https://api.rateapi.dev/credit-unions/district-of-columbia /afl-cio-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Afl Cio Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/district-of-columbia/afl-cio-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp