--- title: "Provident Credit Union Rates - Delaware" description: "Current vehicle loan, personal loan, and credit card rates from Provident Credit Union in Delaware. Updated daily with source verification. See who can join Provident Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/delaware/provident" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Provident Credit Union Rates - Delaware ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.260% | new | Standard | | **New Car Buyout** auto_new | — APR | 4.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 6.260% | used | Standard | | **Used Car Buyout** auto_used | — APR | 7.990% | used | Standard | | **New RV / Boat Loan** rv_new | — APR | 8.990% | new | Standard | | **Used RV / Boat Loan** rv_used | — APR | 9.990% | used | Standard | | **Auto Loan** auto | — APR | 10.750% | — | Standard | Provident Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Collateral Loan** personal_secured | — APR | 8.750% | — | Standard | | **Debt Freedom Loan** personal | — APR | 9.000% | — | Standard | | **Signature / Unsecured Loan** personal_unsecured | — APR | 10.750% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 12.500% | — | Standard | Provident Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.000% | — | Standard | Provident Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates** other | — % | 4.260% | — | Standard | Provident Credit Union other rates as of November 12, 2026 Provident Credit Union is a credit union in Delaware. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/delaware/provident) , verified from [Provident Credit Union's official website](https://www.providentfcu.com/) Loading branch locator… ## About Provident Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.6K Assets $12M Founded 1964 Locations reported 2 NCUA charter 16364 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Dover** Saulsbury Rd. · Dover · DE · 19904-2720 About 2.4 miles away](https://rateapi.dev/credit-unions/delaware/dover) [**American Spirit** American Spirit - Dover · Dover · DE · 19904 About 2.6 miles away](https://rateapi.dev/credit-unions/delaware/american-spirit) [**Delaware State Police** Cheswold · Dover · DE · 19901 About 6.2 miles away](https://rateapi.dev/credit-unions/delaware/delaware-state-police) [**Hanscom** Sudlersville · Sudlersville · MD · 21668 About 14.2 miles away](https://rateapi.dev/credit-unions/massachusetts/hanscom) [**Tidemark** Tidemark Federal Credit Union · Milford · DE · 19963 About 19.8 miles away](https://rateapi.dev/credit-unions/delaware/tidemark) [**Dexsta** Middletown · Middletown · DE · 19709-5806 About 20.8 miles away](https://rateapi.dev/credit-unions/delaware/dexsta) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Provident Credit Union Membership eligibility from Provident Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Provident Credit Union's website. Check the membership page below to confirm whether you qualify. - Location DE - Employer Kraft Foods, Aerotek Contract Engineering Services, DI Corporation-Central, a division of CDI Corporation, Kelly Services, AZZ Enclosure Systems, American Dental, Eden Hill Medical Center, Women’s Care Associates of Dover, Precious Moments Education and Community Center, Holy Trinity Union American Methodist Episcopal Church - Place of worship Holy Trinity Union American Methodist Episcopal Church - School Precious Moments Education and Community Center Verified from [Provident Credit Union's membership page](https://www.providentfcu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Provident Credit Union Employers 14 · Schools · Places of worship · Family 8 24 published paths to membership, last verified August 27, 2026, quoted from Provident Credit Union’s own published criteria. ### Employers 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Kraft Foods “All Kraft Foods Employees and family members located at the Dover, DE location” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Kraft Foods - Contractor of Aerotek Contract Engineering Services “Aerotek Contract Engineering Services” > [source ↗](https://www.providentfcu.com/membership/) - Contractor for Aerotek Contract Engineering Services - Contractor of DI Corporation-Central, a division of CDI Corporation “DI Corporation-Central, a division of CDI Corporation” > [source ↗](https://www.providentfcu.com/membership/) - Contractor for DI Corporation-Central, a division of CDI Corporation - Contractor of Kelly Services “Kelly Services” > [source ↗](https://www.providentfcu.com/membership/) - Contractor for Kelly Services - Employee of AZZ Enclosure Systems “AZZ Enclosure Systems” > [source ↗](https://www.providentfcu.com/membership/) - Employee of AZZ Enclosure Systems - Employee of American Dental “American Dental” > [source ↗](https://www.providentfcu.com/membership/) - Employee of American Dental - Employee of Eden Hill Medical Center “Eden Hill Medical Center” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Eden Hill Medical Center - Employee of Women’s Care Associates of Dover “Women’s Care Associates of Dover” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Women’s Care Associates of Dover - Employee of Kraft Foods - Family of a member family - Works in city:DE:dover “All Kraft Foods Employees and family members located at the Dover, DE location” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Kraft Foods and Family member (family) of a member and Works in Dover, DE - Employee of Aerotek Contract Engineering Services “Aerotek Contract Engineering Services” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Aerotek Contract Engineering Services - Employee of DI Corporation-Central, a division of CDI Corporation “DI Corporation-Central, a division of CDI Corporation” > [source ↗](https://www.providentfcu.com/membership/) - Employee of DI Corporation-Central, a division of CDI Corporation - Employee of Kelly Services “Kelly Services” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Kelly Services - Employee of Precious Moments Education and Community Center “Precious Moments Education and Community Center” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Precious Moments Education and Community Center - Employee of Holy Trinity Union American Methodist Episcopal Church (as written on the source page) “Holy Trinity Union American Methodist Episcopal Church” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Holy Trinity Union American Methodist Episcopal Church ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - School employee of Precious Moments Education and Community Center (as written on the source page) “Precious Moments Education and Community Center” > [source ↗](https://www.providentfcu.com/membership/) - Employee of Precious Moments Education and Community Center ### Places of worship 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Holy Trinity Union American Methodist Episcopal Church (as written on the source page) “Holy Trinity Union American Methodist Episcopal Church” > [source ↗](https://www.providentfcu.com/membership/) - Member of Holy Trinity Union American Methodist Episcopal Church ### Family 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “All Kraft Foods Employees and family members located at the Dover, DE location” > [source ↗](https://www.providentfcu.com/membership/) - Family member of a member - Family Of Qualified AZZ Enclosure Systems “AZZ Enclosure Systems” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of AZZ Enclosure Systems - Family Of Qualified American Dental “American Dental” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of American Dental - Family Of Qualified Precious Moments Education and Community Center “Precious Moments Education and Community Center” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of Precious Moments Education and Community Center - Family Of Qualified Eden Hill Medical Center “Eden Hill Medical Center” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of Eden Hill Medical Center - Family Of Qualified Women’s Care Associates of Dover “Women’s Care Associates of Dover” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of Women’s Care Associates of Dover - Family Of Qualified Holy Trinity Union American Methodist Episcopal Church (as written on the source page) “Holy Trinity Union American Methodist Episcopal Church” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family member) of an employee of Holy Trinity Union American Methodist Episcopal Church - Family of someone eligible family “Other eligible select employee groups and their family members include:” > [source ↗](https://www.providentfcu.com/membership/) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Provident Credit Union? Yes No ## Work at Provident Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Provident Credit Union ranks against Delaware peers. - See which AI assistants fetched Provident Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Delaware - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=provident&state=delaware&code=DE&name=Provident%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Provident Credit Union offer? Provident Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Provident Credit Union rates updated? RateAPI verifies Provident Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Provident Credit Union's rate data? Rate data is collected directly from Provident Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Provident Credit Union? Provident Credit Union publishes its membership criteria on its own website. RateAPI tracks 24 published membership paths covering 14 employers, 1 school and 1 places of worship for Provident Credit Union, each quoted from Provident Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Provident Credit Union's rates against national credit-union benchmarks. [More Delaware credit unions](https://rateapi.dev/credit-unions/delaware) [Delaware auto loan rate leaders](https://rateapi.dev/auto-loan-rates/delaware) [Delaware personal loan leaders](https://rateapi.dev/personal-loan-rates/delaware) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.providentfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Provident Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Delaware credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Provident Credit Union curl "https://api.rateapi.dev/credit-unions/delaware /provident " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Provident Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/delaware/provident Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp