--- title: "Tobacco Valley Teachers Credit Union Rates - Connecticut" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Tobacco Valley Teachers Credit Union in Connecticut. Updated daily with source verification. See who can join Tobacco Valley Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/connecticut/tobacco-valley-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tobacco Valley Teachers Credit Union Rates - Connecticut ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **6 & 7 Years 1** auto_any_84mo | — APR | 4.850% | 84 mo | Standard | | **13 - 15 Years Old (2011 - 2013)** auto_any_180mo | — APR | 6.000% | 180 mo | Standard | | **Up to 48-Month RV Loan** rv_any_48mo | — APR | 9.500% | 48 mo | Standard | | **Recreational Vehicles* (5 to 7 Years)** rv_any_84mo | — APR | 12.500% | 84 mo | Standard | Tobacco Valley Teachers Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Loan to Value is 80% and Below** heloc | — APR | 5.900% | — | Standard | | **Loan to Value is 80.01% - 90%** heloc | — APR | 7.500% | — | Standard | Tobacco Valley Teachers Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shared Secured (Up to 3 Years)** personal_secured_36mo | — APR | 4.000% | 36 mo | Standard | | **Shared Secured (4 to 7 Years)** personal_secured_84mo | — APR | 6.000% | 84 mo | Standard | Tobacco Valley Teachers Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Annual Percentage Rate for Transfer Balances & Cash Advances** credit_card | — APR | 9.990% | — | Standard | Tobacco Valley Teachers Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate** cd_36mo | — APY | 4.10% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.35% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.60% | 60 mo | Standard | Tobacco Valley Teachers Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates** other | — % | 4.100% | — | Standard | Tobacco Valley Teachers Credit Union other rates as of November 13, 2026 Tobacco Valley Teachers Credit Union is a credit union in Connecticut. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/connecticut/tobacco-valley-teachers) , verified from [Tobacco Valley Teachers Credit Union's official website](https://www.tvtfcu.org/) Loading branch locator… ## About Tobacco Valley Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.2K Assets $71.3M Founded 1936 Locations reported 2 NCUA charter 1077 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Brightbridge** Enfield · Enfield · CT · 06082-4647 About 0.5 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**Enfield Community** Enfield Community FCU · Enfield · CT · 06082 About 1.0 miles away](https://rateapi.dev/credit-unions/connecticut/enfield-community) [**American Eagle Financial** Enfield · ENFIELD · CT · 06082 About 1.2 miles away](https://rateapi.dev/credit-unions/connecticut/american-eagle-financial) [**360** Enfield Branch · Enfield · CT · 06082-1920 About 2.9 miles away](https://rateapi.dev/credit-unions/connecticut/360) [**America's First Network** CSP · Enfield · CT · 06082 About 2.9 miles away](https://rateapi.dev/credit-unions/connecticut/americas-first-network) [**Greater Springfield** Branch · East Longmeadow · MA · 01028 About 5.2 miles away](https://rateapi.dev/credit-unions/massachusetts/greater-springfield) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tobacco Valley Teachers Credit Union Membership eligibility from Tobacco Valley Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tobacco Valley Teachers Credit Union's website. Check the membership page below to confirm whether you qualify. - Location CT - Employer Community Health Resources, Enfield Fire Department - School Enfield High School Verified from [Tobacco Valley Teachers Credit Union's membership page](https://www.tvtfcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Tobacco Valley Teachers Credit Union Geography 6 · Employers 4 · Schools · Family 2 13 published paths to membership, last verified September 13, 2026, quoted from Tobacco Valley Teachers Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - East Windsor, CT - Enfield, CT - Somers, CT - Suffield, CT - Windsor Locks, CT - Windsor, CT “All public and non-public school employees who work in the towns of Enfield, East Windsor, Windsor, Windsor Locks, Suffield and Somers, Connecticut.” > [source ↗](https://www.tvtfcu.org/become-a-member) ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Employee of Community Health Resources “Employees of Community Health Resources.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Employee of Community Health Resources - Employee of Enfield Fire Department “Employees, commissioners, and volunteers of the Enfield Fire Department.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Employee of Enfield Fire Department - Retired employee of Community Health Resources “Persons retired as pensioners or annuitants from the above employment.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Retiree of Community Health Resources - Retired employee of Enfield Fire Department “Persons retired as pensioners or annuitants from the above employment.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Retiree of Enfield Fire Department ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Student of Enfield High School “Enfield High School students.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Student at Enfield High School ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of a member immediate family, household member “Immediate family or household of existing members.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Family member (immediate family, household member) of a member - Family Of Deceased surviving spouse “Plus, spouses of persons who have passed away while within the field of membership of this credit union.” > [source ↗](https://www.tvtfcu.org/become-a-member) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tobacco Valley Teachers Credit Union? Yes No ## Work at Tobacco Valley Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tobacco Valley Teachers Credit Union ranks against Connecticut peers. - See which AI assistants fetched Tobacco Valley Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Connecticut - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tobacco-valley-teachers&state=connecticut&code=CT&name=Tobacco%20Valley%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tobacco Valley Teachers Credit Union offer? Tobacco Valley Teachers Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Tobacco Valley Teachers Credit Union rates updated? RateAPI verifies Tobacco Valley Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Tobacco Valley Teachers Credit Union's rate data? Rate data is collected directly from Tobacco Valley Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tobacco Valley Teachers Credit Union? Tobacco Valley Teachers Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 6 geographic areas, 4 employers and 1 school for Tobacco Valley Teachers Credit Union, each quoted from Tobacco Valley Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tobacco Valley Teachers Credit Union's rates against national credit-union benchmarks. [More Connecticut credit unions](https://rateapi.dev/credit-unions/connecticut) [Connecticut auto loan rate leaders](https://rateapi.dev/auto-loan-rates/connecticut) [Connecticut HELOC rate leaders](https://rateapi.dev/heloc-rates/connecticut) [Connecticut personal loan leaders](https://rateapi.dev/personal-loan-rates/connecticut) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tvtfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tobacco Valley Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Connecticut credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tobacco Valley Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/connecticut /tobacco-valley-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tobacco Valley Teachers Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/connecticut/tobacco-valley-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp