Riverbank Credit Union
Verified rate book
Current Riverbank Credit Union rates
39 published offers verified as of August 19, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30 Year Fixed** 60 DAY LOCK as low as30 year fixed | 6.105% APR | 6.000% | — | Standard |
| 15 Year Fixed** 60 DAY LOCK as low as15 year fixed | 5.673% APR | 5.500% | — | Standard |
| 10 Year Fixed** 60 DAY LOCK as low as10 year fixed | 5.746% APR | 5.500% | — | Standard |
| 20 Year Fixed** 60 DAY LOCK as low as20 year fixed | 5.888% APR | 5.750% | — | Standard |
| 12 Year Fixed** 60 DAY LOCK as low asother | 5.709% APR | 5.500% | — | Standard |
| 8 Year Fixed** 60 DAY LOCK as low asother | 5.801% APR | 5.500% | — | Standard |
| 4 Years ($4,000 and higher)other | 9.990% APR | 9.990% | — | Standard |
| Debt Management Loans (24 Months)other | 11.490% APR | 11.490% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicle Loans as low as (APR)auto | 3.740% APR | 3.740% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan as low as (APR)heloc_fixed | 6.448% APR | 6.448% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loans as low as (APR)personal_unsecured | 8.990% APR | 8.990% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday/Vacation Clubsavings | 0.02% APY | 0.02% | — | Specialty offer |
| $1,000 minimum balance required to obtain the .02 APY No minimum balance requirements.savings | 0.02% APY | 0.02% | — | Standard |
| IRA Accumulatorira | 0.05% APY | 0.05% | — | Standard |
| Health Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
| $5,000.00 - $49,999.99savings | 0.70% APY | 0.70% | — | Standard |
| $50,000.00 - $99,999.99savings | 0.80% APY | 0.80% | — | Standard |
| $100,000.00 - $149,999.99savings | 0.90% APY | 0.90% | — | Standard |
| $150,000.00 - $199,999.99savings | 1.10% APY | 1.11% | — | Standard |
| $200,000.00 And Highersavings | 1.20% APY | 1.21% | — | Standard |
| 36-Month Certificatecd_36mo | 2.53% APY | 2.53% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 2.53% APY | 2.53% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.53% APY | 2.53% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 3.56% APY | 3.56% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.56% APY | 3.56% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.56% APY | 3.56% | 18 mo | Standard |
| 48-Month Certificatecd_48mo | 3.74% APY | 3.74% | 48 mo | Standard |
| 24 Month Certificate as high as (APY)cd_24mo | 3.81% APY | 3.81% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 3.99% APY | 3.99% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 4.24% APY | 4.24% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 4.49% APY | 4.49% | 84 mo | Standard |
| 24-Month Certificatecd_24mo | 4.74% APY | 4.74% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 4.74% APY | 4.74% | 36 mo | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5 Year As Low Asother | 6.448% % | 6.448% | — | Standard |
| 10 Year As Low Asother | 6.489% % | 6.489% | — | Standard |
| 15 Year As Low Asother | 6.671% % | 6.671% | — | Standard |
| 25 Year (10 Year Draw, 15 Year Repayment) As Low Asother | 6.750% % | 6.750% | — | Standard |
| Debt Management Loans (36 Months)other | 14.240% % | 14.240% | — | Standard |
| Debt Management Loans (48 Months)other | 15.240% % | 15.240% | — | Standard |
As of August 19, 2026, Riverbank Credit Union offers a 30-year fixed mortgage at 6.105% APR. Auto loans available from 3.74% APR. HELOC rates from 6.448% APR. Personal loan rates from 8.99% APR. Savings and certificate yields up to 4.74% APY.
Source: RateAPI.dev, verified from Riverbank Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Riverbank Credit Union ranks in Connecticut
How Riverbank Credit Union's current published rate compares with other Connecticut credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.11% | #1 of 9 · lowest in Connecticut | State market leader | 35 bp better than median |
| HELOC | 6.45% | Room to improve vs. the Connecticut median | 245 bp from state best | 20 bp behind median |
| personal loan | 8.99% | Around the Connecticut median | 699 bp from state best | Matches state median |
This is the public snapshot. Claim Riverbank Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Riverbank Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.3K
- Assets
- $88M
- Founded
- 1940
- Locations reported
- 1
- NCUA charter
- 3757
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Riverbank Credit Union
Membership eligibility from Riverbank Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hartford
- LocationHartford
Cost to join: About $25.
Verified from Riverbank Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Riverbank Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Riverbank Credit Union ranks against Connecticut peers.
Frequently Asked Questions
What rates does Riverbank Credit Union offer?
Riverbank Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.
How often are Riverbank Credit Union rates updated?
RateAPI verifies Riverbank Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.
Where does RateAPI get Riverbank Credit Union's rate data?
Rate data is collected directly from Riverbank Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Riverbank Credit Union's mortgage rate?
As of August 19, 2026, Riverbank Credit Union offers a 30-year fixed mortgage at 6.105% APR.
What are Riverbank Credit Union's auto loan rates?
As of August 19, 2026, Riverbank Credit Union offers auto loans from 3.74% APR.
What is Riverbank Credit Union's HELOC rate?
As of August 19, 2026, Riverbank Credit Union offers home equity lines of credit from 6.448% APR.
What is Riverbank Credit Union's personal loan rate?
As of August 19, 2026, Riverbank Credit Union offers personal loans from 8.99% APR.
What is Riverbank Credit Union's best CD rate?
As of August 19, 2026, Riverbank Credit Union offers savings and certificate (CD) yields up to 4.74% APY.
Related Rate Data
Compare Riverbank Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Riverbank Credit Union rates
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# Get rates for Riverbank Credit Union
curl "https://api.rateapi.dev/credit-unions/connecticut/riverbank" \
-H "Authorization: Bearer YOUR_API_KEY"