--- title: "Metropolitan District Employees Credit Union Rates - Connect" description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Metropolitan District Employees Credit Union in Connecticut. Updated daily with source verification. See who can join Metropolitan District Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/connecticut/metropolitan-district-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Metropolitan District Employees Credit Union Rates - Connect ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **First Place Variable 7/1 year ARM** 7 1 arm | — APR | 6.000% | — | Standard | | **Variable 7/1 year ARM** 7 1 arm | — APR | 7.160% | — | Standard | Metropolitan District Employees Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 33 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 4.990% | 48 mo · used | Standard | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.990% | 36 mo · new | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.990% | 60 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 4.990% | 60 mo · used | Standard | | **24-Month Used Auto Loan** auto_used_24mo | — APR | 4.990% | 24 mo · used | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 4.990% | 36 mo · used | Standard | | **24-Month New Auto Loan** auto_new_24mo | — APR | 4.990% | 24 mo · new | Standard | | **RV Loans (New RVs require 5% down payment Used RVs require 20% down based on NADA vaule)** rv_any | — APR | 5.000% | any | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.500% | 72 mo · used | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.500% | 72 mo · new | Standard | | **Older Used Auto (48 Months)** auto_used_48mo | — APR | 5.500% | 48 mo · used | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.990% | 84 mo · used | Standard | | **Older Used Auto (60 Months)** auto_used_60mo | — APR | 5.990% | 60 mo · used | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | | **48-Month RV Loan** rv_any_48mo | — APR | 6.500% | 48 mo | Standard | | **36-Month Used Motorcycle Loan** motorcycle_used_36mo | — APR | 6.990% | 36 mo · used | Standard | | **24-Month New Motorcycle Loan** motorcycle_new_24mo | — APR | 6.990% | 24 mo · new | Standard | | **36-Month New Motorcycle Loan** motorcycle_new_36mo | — APR | 6.990% | 36 mo · new | Standard | | **48-Month New Motorcycle Loan** motorcycle_new_48mo | — APR | 6.990% | 48 mo · new | Standard | | **60-Month New Motorcycle Loan** motorcycle_new_60mo | — APR | 6.990% | 60 mo · new | Standard | | **24-Month Used Motorcycle Loan** motorcycle_used_24mo | — APR | 6.990% | 24 mo · used | Standard | | **48-Month Used Motorcycle Loan** motorcycle_used_48mo | — APR | 6.990% | 48 mo · used | Standard | | **60-Month Used Motorcycle Loan** motorcycle_used_60mo | — APR | 6.990% | 60 mo · used | Standard | | **60-Month RV Loan** rv_any_60mo | — APR | 7.000% | 60 mo | Standard | | **72-Month RV Loan** rv_any_72mo | — APR | 7.250% | 72 mo | Standard | | **72-Month New Motorcycle Loan** motorcycle_new_72mo | — APR | 7.500% | 72 mo · new | Standard | | **72-Month Used Motorcycle Loan** motorcycle_used_72mo | — APR | 7.500% | 72 mo · used | Standard | | **Older Used Motorcycle (48 Months)** motorcycle_used_48mo | — APR | 7.640% | 48 mo · used | Standard | | **120-Month RV Loan** rv_any_120mo | — APR | 7.750% | 120 mo | Standard | | **Older Used Motorcycle (60 Months)** motorcycle_used_60mo | — APR | 7.890% | 60 mo · used | Standard | | **84-Month Used Motorcycle Loan** motorcycle_used_84mo | — APR | 7.990% | 84 mo · used | Standard | | **84-Month New Motorcycle Loan** motorcycle_new_84mo | — APR | 7.990% | 84 mo · new | Standard | Metropolitan District Employees Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.750% | — | Standard | | **Home Equity Loan** heloc | — APR | 6.000% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.000% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.250% | — | Standard | | **20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | Metropolitan District Employees Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 9 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 5.000% | 12 mo | Standard | | **Short Term Loan** personal | — APR | 5.000% | — | Standard | | **Up to 36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 8.750% | 36 mo | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.250% | — | Standard | | **Up to 48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 9.250% | 48 mo | Standard | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.750% | 60 mo | Standard | | **Up to 72-Month Unsecured Personal Loan** personal_unsecured_72mo | — APR | 12.500% | 72 mo | Standard | | **Up to 84-Month Unsecured Personal Loan** personal_unsecured_84mo | — APR | 13.250% | 84 mo | Standard | | **Up to 120-Month Unsecured Personal Loan** personal_unsecured_120mo | — APR | 15.500% | 120 mo | Standard | Metropolitan District Employees Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | Metropolitan District Employees Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Frozen Share (5 Years)** other | — APY | 2.50% | — | Standard | | **Frozen Share (10 Years)** other | — APY | 4.00% | — | Standard | | **Frozen Share (20 Years)** other | — APY | 5.00% | — | Standard | Metropolitan District Employees Credit Union savings & cd rates as of November 13, 2026 Metropolitan District Employees Credit Union is a credit union in Connecticut. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/connecticut/metropolitan-district-employees) , verified from [Metropolitan District Employees Credit Union's official website](https://www.mdecu.org/) Loading branch locator… ## About Metropolitan District Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $34.2M Founded 1955 Locations reported 1 NCUA charter 65817 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Self-Help** Hartford-Franklin Ave · Hartford · CT · 06114 About 0.4 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) [**Enfield Community** FRANKLIN TRUST · HARTFORD · CT · 06114 About 0.7 miles away](https://rateapi.dev/credit-unions/connecticut/enfield-community) [**Franklin Trust** Corporate Office · Hartford · CT · 06114 About 0.7 miles away](https://rateapi.dev/credit-unions/connecticut/franklin-trust) [**CT Firefighters** Main Office · Hartford · CT · 06114-2317 About 0.7 miles away](https://rateapi.dev/credit-unions/connecticut/ct-firefighters) [**Selfreliance** Wethersfield Branch · Wethersfield · CT · 06109 About 0.9 miles away](https://rateapi.dev/credit-unions/illinois/selfreliance) [**American Eagle Financial** Hartford Hospital Branch · Hartford · CT · 06106 About 1.1 miles away](https://rateapi.dev/credit-unions/connecticut/american-eagle-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Metropolitan District Employees Credit Union Membership eligibility from Metropolitan District Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Metropolitan District Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer The MDC, MDECU, MDC Contractors Verified from [Metropolitan District Employees Credit Union's membership page](https://ww2.mdecu.org/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Metropolitan District Employees Credit Union Employers 4 · Family 2 6 published paths to membership, last verified August 27, 2026, quoted from Metropolitan District Employees Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of The MDC “Employees of The MDC” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Employee of The MDC - Contractor of The MDC “MDC Contractors” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Contractor for The MDC - Employee of MDECU “Employees of the MDECU” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Employee of MDECU - Contractor of contractors “MDC Contractors” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Contractor for contractors ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “family members” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Family member of a member - Family of a member family “family members” > [source ↗](https://ww2.mdecu.org/about-us/membership) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Metropolitan District Employees Credit Union? Yes No ## Work at Metropolitan District Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metropolitan District Employees Credit Union ranks against Connecticut peers. - See which AI assistants fetched Metropolitan District Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Connecticut - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=metropolitan-district-employees&state=connecticut&code=CT&name=Metropolitan%20District%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Metropolitan District Employees Credit Union offer? Metropolitan District Employees Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Metropolitan District Employees Credit Union rates updated? RateAPI verifies Metropolitan District Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Metropolitan District Employees Credit Union's rate data? Rate data is collected directly from Metropolitan District Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Metropolitan District Employees Credit Union? Metropolitan District Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers for Metropolitan District Employees Credit Union, each quoted from Metropolitan District Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Metropolitan District Employees Credit Union's rates against national credit-union benchmarks. [More Connecticut credit unions](https://rateapi.dev/credit-unions/connecticut) [Connecticut mortgage rate leaders](https://rateapi.dev/mortgage-rates/connecticut) [Connecticut auto loan rate leaders](https://rateapi.dev/auto-loan-rates/connecticut) [Connecticut HELOC rate leaders](https://rateapi.dev/heloc-rates/connecticut) [Connecticut personal loan leaders](https://rateapi.dev/personal-loan-rates/connecticut) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mdecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Metropolitan District Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Connecticut credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Metropolitan District Employees Credit Union curl "https://api.rateapi.dev/credit-unions/connecticut /metropolitan-district-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Metropolitan District Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/connecticut/metropolitan-district-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp