---
title: "Westminster Credit Union Rates - Colorado"
description: "Current personal loan rates from Westminster Credit Union in Colorado. Updated daily with source verification. See who can join Westminster Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/colorado/westminster"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Westminster Credit Union Rates - Colorado

### Personal loan rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Certificate-Secured Loan** personal_secured |  — APR |  2.000% |  — |  Standard |
| **12-Month Share-Secured Loan** personal_secured_12mo |  — APR |  2.250% |  12 mo |  Standard |
| **24-Month Share-Secured Loan** personal_secured_24mo |  — APR |  2.500% |  24 mo |  Standard |
| **Personal Line of Credit** ploc_variable |  — APR |  14.990% |  — |  Standard |
Westminster Credit Union personal loan rates as of October 26, 2026

Westminster Credit Union is a credit union in Colorado. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/westminster) , verified from [Westminster Credit Union's official website](https://www.wfcu.com/)

Loading branch locator…

## About Westminster Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

3K

Assets

$53.4M

Founded

1960

Locations reported

1

NCUA charter

13842

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Ent** Westminster · Westminster · CO · 80031 About 1.0 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Bellco** Westminster · Westminster · CO · 80031-2930 About 1.7 miles away](https://rateapi.dev/credit-unions/colorado/bellco) [**Credit Union of Colorado, A** Arvada Office · Arvada · CO · 80003 About 2.6 miles away](https://rateapi.dev/credit-unions/colorado/credit-union-of-colorado-a) [**Canvas** Broomfield · Broomfield · CO · 80020 About 2.9 miles away](https://rateapi.dev/credit-unions/colorado/canvas) [**Blue** 119th Avenue Branch · Broomfield · CO · 80020 About 3.2 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Westerra** ARVADA BRANCH · Arvada · CO · 80003 About 3.6 miles away](https://rateapi.dev/credit-unions/colorado/westerra)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Westminster Credit Union

Membership eligibility from Westminster Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Westminster Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer APEX, Arvada Fire Protection District
- Association GoWest Foundation: Friends of the Foundation
- Place of worship Foothills Community Church

Verified from [Westminster Credit Union's membership page](https://www.wfcu.com/About-Us/Membership) . Final membership determination is always made by the credit union.

## Membership rules for Westminster Credit Union

Employers 2 · Associations · Places of worship · Family

5 published paths to membership, last verified August 21, 2026, quoted from Westminster Credit Union’s own published criteria.

### Employers 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of APEX

“Anyone who works for APEX or the Arvada Fire Protection District”

> [source ↗](https://www.wfcu.com/About-Us/Membership)

- Employee of APEX
  - Employee of Arvada Fire Protection District

“Anyone who works for APEX or the Arvada Fire Protection District”

> [source ↗](https://www.wfcu.com/About-Us/Membership)

- Employee of Arvada Fire Protection District

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of GoWest Foundation: Friends of the Foundation

“GoWest Foundation: Friends of the Foundation”

> [source ↗](https://www.wfcu.com/About-Us/Membership)

- Member of GoWest Foundation: Friends of the Foundation

### Places of worship 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Foothills Community Church (as written on the source page)

“Regular members of the Foothills Community Church located in Arvada, Colorado”

> [source ↗](https://www.wfcu.com/About-Us/Membership)

- Member of Foothills Community Church

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member Spouse, Parents, Grandparents, In-laws, Siblings, Children, Grandchildren

“Immediate family of a current WFCU member (Spouse, Parents, Grandparents, In-laws, Siblings, Children, Grandchildren)”

> [source ↗](https://www.wfcu.com/About-Us/Membership)

- Family member (Spouse, Parents, Grandparents, In-laws, Siblings, Children, Grandchildren) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Westminster Credit Union? Yes No

## Work at Westminster Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Westminster Credit Union ranks against Colorado peers.

- See which AI assistants fetched Westminster Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Colorado
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=westminster&amp;state=colorado&amp;code=CO&amp;name=Westminster%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Westminster Credit Union offer?

Westminster Credit Union currently offers personal loan rates. The rates shown on this page were last verified October 26, 2026 directly from the credit union's official website.

### How often are Westminster Credit Union rates updated?

RateAPI verifies Westminster Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 26, 2026.

### Where does RateAPI get Westminster Credit Union's rate data?

Rate data is collected directly from Westminster Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Westminster Credit Union?

Westminster Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers, 1 association and 1 places of worship for Westminster Credit Union, each quoted from Westminster Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Westminster Credit Union's rates against national credit-union benchmarks.

[More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.wfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Westminster Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Westminster Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado /westminster " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Westminster Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/colorado/westminster
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
