--- title: "Sunwest Credit Union: #1 HELOC in Colorado" description: "Sunwest Credit Union has the lowest tracked HELOC rate in Colorado (8.00% APR) among 17 credit unions we verify. Sunwest Credit Union rates today: vehicle loans from 6.99% APR, HELOC from 8.00% APR, savings & CDs up to 4.03% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Sunwest Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/sunwest" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sunwest Credit Union: #1 HELOC in Colorado ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan (2023–2026)** auto | — APR | 5.240% | — | Standard | | **Auto Loan (2017–2022)** auto | — APR | 5.740% | — | Standard | | **Motorcycle/ATV 2024-2026** motorcycle | 6.990% APR | 6.990% | — | Standard | | **RV/Boat 2024-2026** rv | — APR | 6.990% | — | Standard | | **RV/Boat 2017-2023** rv | — APR | 7.490% | — | Standard | | **Motorcycle/ATV 2023 & Older** motorcycle_used | — APR | 7.740% | used | Standard | Sunwest Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC Fixed LTV <=80%** heloc_fixed | 8.000% APR | 8.000% | — | Standard | | **HELOC Fixed LTV >80%** heloc_fixed | 8.500% APR | 8.500% | — | Standard | Sunwest Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 14.950% | — | Standard | Sunwest Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 21 offers | Product | Published | Rate | Term / condition | Status | | **24 Month $25,000-$99,999.99** cd_24mo | 3.15% APY | 3.20% | 24 mo | Standard | | **24-Month Certificate ($100,000+)** cd_24mo | 3.15% APY | 3.20% | 24 mo | Standard | | **24 Month $500-$24,999.99** cd_24mo | 3.15% APY | 3.20% | 24 mo | Standard | | **36 Month $500-$24,999.99** cd_36mo | 3.25% APY | 3.30% | 36 mo | Standard | | **36 Month $25,000-$99,999.99** cd_36mo | 3.25% APY | 3.30% | 36 mo | Standard | | **36-Month Certificate ($100,000+)** cd_36mo | 3.25% APY | 3.30% | 36 mo | Standard | | **48 Month $25,000-$99,999.99** cd_48mo | 3.30% APY | 3.35% | 48 mo | Standard | | **48 Month $500-$24,999.99** cd_48mo | 3.30% APY | 3.35% | 48 mo | Standard | | **48-Month Certificate ($100,000+)** cd_48mo | 3.30% APY | 3.35% | 48 mo | Standard | | **60 Month $25,000-$99,999.99** cd_60mo | 3.35% APY | 3.40% | 60 mo | Standard | | **60 Month $500-$24,999.99** cd_60mo | 3.35% APY | 3.40% | 60 mo | Standard | | **60-Month Certificate ($100,000+)** cd_60mo | 3.35% APY | 3.40% | 60 mo | Standard | | **12 Month $500-$24,999.99** cd_12mo | 3.59% APY | 3.65% | 12 mo | Standard | | **12 Month $25,000-$99,999.99** cd_12mo | 3.59% APY | 3.65% | 12 mo | Standard | | **12-Month Certificate ($100,000+)** cd_12mo | 3.59% APY | 3.65% | 12 mo | Standard | | **6-Month Certificate ($100,000+)** cd_6mo | 3.69% APY | 3.75% | 6 mo | Standard | | **6 Month $500-$24,999.99** cd_6mo | 3.69% APY | 3.75% | 6 mo | Standard | | **6 Month $25,000-$99,999.99** cd_6mo | 3.69% APY | 3.75% | 6 mo | Standard | | **18 Month $25,000-$99,999.99** cd_18mo | 4.03% APY | 4.10% | 18 mo | Standard | | **18-Month Certificate ($100,000+)** cd_18mo | 4.03% APY | 4.10% | 18 mo | Standard | | **18 Month $500-$24,999.99** cd_18mo | 4.03% APY | 4.10% | 18 mo | Standard | Sunwest Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 6.99% APR. HELOC rates from 8% APR. Savings and certificate yields up to 4.03% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/sunwest) , verified from [Sunwest Credit Union's official website](https://www.sunwestecu.com/) Best product position **#1 of 17** HELOC Gap to state best **0 bp** State market leader Vs. state median **125 bp behind median** HELOC Products ranked **1** across tracked Colorado markets | Product | Published APR | Position | Vs. state best | Vs. state median | | HELOC | 8.00% | #1 of 17 · lowest in Colorado | State market leader | 125 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Sunwest Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=sunwest&state=colorado&code=CO&name=Sunwest%20Credit%20Union) Loading branch locator… ## About Sunwest Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 12.2K Assets $233M Founded 1935 Locations reported 3 NCUA charter 65082 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Minnequa Works** Regency Branch · Pueblo · CO · 81005 About 9.4 miles away](https://rateapi.dev/credit-unions/colorado/minnequa-works) [**Security Service** Southside · Pueblo · CO · 81005-2527 About 9.5 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Power** PCU-Pueblo West · Pueblo West · CO · 81007-2787 About 9.5 miles away](https://rateapi.dev/credit-unions/colorado/power) [**Ent** Pueblo West · Pueblo West · CO · 81007 About 10.1 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Blue** Pueblo Branch · Pueblo · CO · 81004 About 11.9 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Pueblo Government Agencies** Pueblo Government Agencies Federal Credit Union · Pueblo · CO · 81003-3014 About 12.6 miles away](https://rateapi.dev/credit-unions/colorado/pueblo-government-agencies) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sunwest Credit Union Membership eligibility from Sunwest Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Sunwest Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Sunwest Credit Union's membership page](https://www.sunwestecu.com/) . Final membership determination is always made by the credit union. ## Work at Sunwest Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sunwest Credit Union ranks against Colorado peers. - See which AI assistants fetched Sunwest Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sunwest&state=colorado&code=CO&name=Sunwest%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sunwest Credit Union offer? Sunwest Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Sunwest Credit Union rates updated? RateAPI verifies Sunwest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Sunwest Credit Union's rate data? Rate data is collected directly from Sunwest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Sunwest Credit Union's auto, rv & motorcycle loan rates? As of November 12, 2026, Sunwest Credit Union offers vehicle loans from 6.99% APR. ### What is Sunwest Credit Union's HELOC rate? As of November 12, 2026, Sunwest Credit Union offers home equity lines of credit from 8% APR. ### What is Sunwest Credit Union's best CD rate? As of November 12, 2026, Sunwest Credit Union offers savings and certificate (CD) yields up to 4.03% APY. ### Who can join Sunwest Credit Union? Sunwest Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Sunwest Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado HELOC rate leaders](https://rateapi.dev/heloc-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sunwestecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sunwest Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sunwest Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /sunwest " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sunwest Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/sunwest Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp