--- title: "Rio Grande Credit Union Rates - Colorado" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Rio Grande Credit Union in Colorado. Updated daily with source verification. See who can join Rio Grande Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/rio-grande" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Rio Grande Credit Union Rates - Colorado ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **2nd Mortgages (Up to 60 months)** other | — APR | 4.750% | — | Standard | | **2nd Mortgages (Up to 360 months)** other | — APR | 5.900% | — | Standard | Rio Grande Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **60-Month New Motorcycle Loan** motorcycle_new_60mo | — APR | 2.890% | 60 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 2.890% | 84 mo · new | Advertised floor | | **75-Month Used Auto Loan** auto_used_75mo | — APR | 2.890% | 75 mo · used | Advertised floor | | **48-Month Used Motorcycle Loan** motorcycle_used_48mo | — APR | 3.490% | 48 mo · used | Standard | | **Less than $15,000** auto_any_60mo | — APR | 6.890% | 60 mo | Standard | | **Over $35,000** auto_any_180mo | — APR | 6.890% | 180 mo | Standard | Rio Grande Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 3.750% | — | Standard | Rio Grande Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Share-Secured Loan** personal_secured_36mo | — APR | 3.000% | 36 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 10.500% | 48 mo | Standard | Rio Grande Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **84-Month Certificate ($15,000–$35,000)** cd_84mo | — APY | 6.89% | 84 mo | Standard | Rio Grande Credit Union savings & cd rates as of November 12, 2026 Rio Grande Credit Union is a credit union in Colorado. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/rio-grande) , verified from [Rio Grande Credit Union's official website](https://www.riograndefcu.org/) Loading branch locator… ## About Rio Grande Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $81.6M Founded 1940 Locations reported 3 NCUA charter 3963 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Canvas** Grand Junction · Grand Junction · CO · 81501 About 0.6 miles away](https://rateapi.dev/credit-unions/colorado/canvas) [**Coloramo** Coloramo FCU · Grand Junction · CO · 81501 About 0.7 miles away](https://rateapi.dev/credit-unions/colorado/coloramo) [**Credit Union of Colorado, A** Grand Junction Branch · Grand Junction · CO · 81501 About 1.3 miles away](https://rateapi.dev/credit-unions/colorado/credit-union-of-colorado-a) [**Sooper CU Dba Climb CU** Grand Junction Branch · Grand Junction · CO · 81505-1215 About 3.3 miles away](https://rateapi.dev/credit-unions/colorado/sooper-cu-dba-climb-cu) [**Grand Junction** grand junction fcu · Grand Junction · CO · 81505 About 3.8 miles away](https://rateapi.dev/credit-unions/colorado/grand-junction) [**Bellco** Clifton · Clifton · CO · 81520-7676 About 4.8 miles away](https://rateapi.dev/credit-unions/colorado/bellco) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Rio Grande Credit Union Membership eligibility from Rio Grande Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Rio Grande Credit Union's website. Check the membership page below to confirm whether you qualify. - Location mesa — CO Verified from [Rio Grande Credit Union's membership page](https://www.riograndefcu.org/join-rio-grande-federal-credit-union) . Final membership determination is always made by the credit union. ## Membership rules for Rio Grande Credit Union Geography 1 county 5 published paths to membership, last verified November 8, 2026, quoted from Rio Grande Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Mesa County, CO “Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Mesa County are eligible to join Rio Grande Credit Union.” > [source ↗](https://www.riograndefcu.org/join-rio-grande-federal-credit-union) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Rio Grande Credit Union? Yes No ## Work at Rio Grande Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rio Grande Credit Union ranks against Colorado peers. - See which AI assistants fetched Rio Grande Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=rio-grande&state=colorado&code=CO&name=Rio%20Grande%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Rio Grande Credit Union offer? Rio Grande Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Rio Grande Credit Union rates updated? RateAPI verifies Rio Grande Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Rio Grande Credit Union's rate data? Rate data is collected directly from Rio Grande Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Rio Grande Credit Union? Rio Grande Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for Rio Grande Credit Union, each quoted from Rio Grande Credit Union's own published membership criteria. ## Related Rate Data Compare Rio Grande Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado mortgage rate leaders](https://rateapi.dev/mortgage-rates/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado HELOC rate leaders](https://rateapi.dev/heloc-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.riograndefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Rio Grande Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Rio Grande Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /rio-grande " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Rio Grande Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/rio-grande Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp