--- title: "Power Credit Union Rates (Nov 2026): CDs to 0.10%" description: "Power Credit Union rates today: savings & CDs up to 0.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Power Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/power" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Power Credit Union Rates (Nov 2026): CDs to 0.10% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Up to 84-Month Auto Loan** auto_any_84mo | — APR | 4.990% | 84 mo | Standard | | **Up to 60-Month Auto Loan** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Up to 72-Month Auto Loan** auto_any_72mo | — APR | 6.490% | 72 mo | Standard | Power Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Fixed Home Equity Loans - 1st Position (15 Years)** heloc_fixed | — APR | 6.490% | — | Standard | | **Fixed Home Equity Loans - 1st Position (10 Years)** heloc_fixed | — APR | 6.490% | — | Standard | | **Fixed Home Equity Loans - 2nd Position (10 Years)** heloc_fixed | — APR | 6.740% | — | Standard | | **Fixed Home Equity Loans - 2nd Position (15 Years)** heloc_fixed | — APR | 6.740% | — | Standard | | **5 year Interest- Only Draw Period + 10 year Amortized Repayment Period** heloc | — APR | 7.000% | — | Standard | Power Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 5.000% | — | Standard | | **Personal Term Loans (Unsecured/Signature) (0-23 Months)** personal_unsecured_23mo | — APR | 9.990% | 23 mo | Standard | | **Personal Term Loans (Unsecured/Signature) (24-47 Months)** personal_unsecured_47mo | — APR | 10.490% | 47 mo | Standard | | **Personal Term Loans (Unsecured/Signature) (48-60 Months)** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | Power Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Power Shares** savings | 0.05% APY | 0.05% | — | Standard | | **Secondary Shares** savings | 0.10% APY | 0.10% | — | Standard | Power Credit Union savings & cd rates as of November 12, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Consolidation Loans (36- 59 Months)** other | — % | 10.990% | — | Standard | | **Consolidation Loans (60- 72 Months)** other | — % | 11.490% | — | Standard | | **Consolidation Loans (0-47 Months)** other | — % | 11.490% | — | Standard | | **Consolidation Loans (48-60 Months)** other | — % | 11.990% | — | Standard | Power Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 0.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/power) , verified from [Power Credit Union's official website](https://www.powercu.org/) Loading branch locator… ## About Power Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.6K Assets $156M Founded 1938 Locations reported 7 NCUA charter 64037 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ent** Pueblo South · Pueblo · CO · 81005-3166 About 12.7 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Security Service** Southside · Pueblo · CO · 81005-2527 About 13.5 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Minnequa Works** Regency Branch · Pueblo · CO · 81005 About 13.7 miles away](https://rateapi.dev/credit-unions/colorado/minnequa-works) [**Sunwest** Sovereign Branch · Pueblo · CO · 81005 About 14.1 miles away](https://rateapi.dev/credit-unions/colorado/sunwest) [**Blue** Pueblo Branch · Pueblo · CO · 81004 About 15.6 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Pueblo Government Agencies** Pueblo Government Agencies Federal Credit Union · Pueblo · CO · 81003-3014 About 16.8 miles away](https://rateapi.dev/credit-unions/colorado/pueblo-government-agencies) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Power Credit Union Membership eligibility from Power Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Power Credit Union's website. Check the membership page below to confirm whether you qualify. - Location fremont, el paso, chaffee, las animas, alamosa, lake, rio grande — CO Verified from [Power Credit Union's membership page](https://www.powercu.org/locate-and-connect/connect/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Power Credit Union Geography 7 counties · Family 2 10 published paths to membership, last verified November 8, 2026, quoted from Power Credit Union’s own published criteria. ### Geography 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Alamosa County, CO - Chaffee County, CO - El Paso County, CO - Fremont County, CO - Lake County, CO - Las Animas County, CO - Pueblo West, CO - Rio Grande County, CO “Pueblo West residents” > [source ↗](https://www.powercu.org/locate-and-connect/connect/become-a-member.html) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “The families of eligible Power Credit Union members” > [source ↗](https://www.powercu.org/locate-and-connect/connect/become-a-member.html) - Family member (family) of a member - Family of a member spouse, child, parent, sibling, stepchildren, stepparents, grandchild “Family members are defined as: spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.” > [source ↗](https://www.powercu.org/locate-and-connect/connect/become-a-member.html) - Family member (spouse, child, parent, sibling, stepchildren, stepparents, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Power Credit Union? Yes No ## Work at Power Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Power Credit Union ranks against Colorado peers. - See which AI assistants fetched Power Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=power&state=colorado&code=CO&name=Power%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Power Credit Union offer? Power Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Power Credit Union rates updated? RateAPI verifies Power Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Power Credit Union's rate data? Rate data is collected directly from Power Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Power Credit Union's best CD rate? As of November 12, 2026, Power Credit Union offers savings and certificate (CD) yields up to 0.10% APY. ### Who can join Power Credit Union? Power Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 7 counties for Power Credit Union, each quoted from Power Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Power Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado HELOC rate leaders](https://rateapi.dev/heloc-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.powercu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Power Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Power Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /power " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Power Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/power Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp