--- title: "Nuvista Credit Union Rates (Nov 2026): CDs to 5.12%" description: "Nuvista Credit Union rates today: savings & CDs up to 5.12% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Nuvista Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/nuvista" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Nuvista Credit Union Rates (Nov 2026): CDs to 5.12% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.540% | new | Standard | | **Used Cars (5 years old and newer)** auto_used | — APR | 5.640% | used | Standard | | **Older Used Cars (6 to 9 years old)** auto_used_108mo | — APR | 6.990% | 108 mo · used | Standard | | **New Street Motorcycles** motorcycle_new | — APR | 7.400% | new | Standard | | **New Recreation Vehicles** auto_new | — APR | 7.550% | new | Standard | | **Used Recreation Vehicles** auto_used | — APR | 7.650% | used | Standard | | **Used Street Motorcycles** motorcycle_used | — APR | 7.840% | used | Standard | | **Classic Used Cars (10 years or older)** auto_used | — APR | 8.040% | used | Standard | Nuvista Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 10.490% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 16.000% | — | Standard | Nuvista Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 11.900% | — | Standard | | **Classic VISA Credit Card** credit_card | — APR | 17.900% | — | Standard | Nuvista Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 21 offers | Product | Published | Rate | Term / condition | Status | | **HSA Checking** checking | 0.10% APY | 0.10% | — | Standard | | **Holiday/Tax Account** savings | 0.10% APY | 0.10% | — | Context only | | **IRA** ira | 0.10% APY | 0.10% | — | Standard | | **NuGeneration Savings** savings | 0.30% APY | 0.30% | — | Context only | | **Money Market** money_market | 0.30% APY | 0.40% | — | Context only | | **Business High Yield** savings | 0.35% APY | 0.45% | — | Eligibility restricted | | **24-Month Certificate** cd_24mo | 2.02% APY | 2.00% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 2.02% APY | 2.00% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 2.27% APY | 2.25% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 2.27% APY | 2.25% | 36 mo | Standard | | **Youth 36 Month Certificate** cd_36mo | 2.53% APY | 2.50% | 36 mo | Eligibility restricted | | **48-Month Certificate** cd_48mo | 2.53% APY | 2.50% | 48 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 2.53% APY | 2.50% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 2.78% APY | 2.75% | 60 mo | Standard | | **Youth 48 Month Certificate** cd_48mo | 2.78% APY | 2.75% | 48 mo | Eligibility restricted | | **60-Month IRA Certificate** ira_cd_60mo | 2.78% APY | 2.75% | 60 mo | Standard | | **Youth 60 Month Certificate** cd_60mo | 3.04% APY | 3.00% | 60 mo | Eligibility restricted | | **12-Month Certificate** cd_12mo | 3.34% APY | 3.29% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.34% APY | 3.29% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | 3.55% APY | 3.49% | 6 mo | Standard | | **12 Month DREAM Certificate****** cd_12mo | 5.12% APY | 5.00% | 12 mo | Standard | Nuvista Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 5.12% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/nuvista) , verified from [Nuvista Credit Union's official website](https://www.nuvista.org/) Loading branch locator… ## About Nuvista Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.2K Assets $177.7M Founded 1964 Locations reported 3 NCUA charter 16476 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**San Juan Mountains** San Juan Mountains Credit Union · Montrose · CO · 81401 About 5.8 miles away](https://rateapi.dev/credit-unions/colorado/san-juan-mountains) [**Olathe** Olathe Federal Credit Union · Olathe · CO · 81425 About 13.4 miles away](https://rateapi.dev/credit-unions/colorado/olathe) [**Delta County** Delta County FCU-Hotchkiss · Hotchkiss · CO · 81419 About 19.9 miles away](https://rateapi.dev/credit-unions/colorado/delta-county) [**Bellco** Clifton · Clifton · CO · 81520-7676 About 54.4 miles away](https://rateapi.dev/credit-unions/colorado/bellco) [**Coloramo** Coloramo FCU · Grand Junction · CO · 81501 About 56.5 miles away](https://rateapi.dev/credit-unions/colorado/coloramo) [**Canvas** Grand Junction · Grand Junction · CO · 81501 About 56.9 miles away](https://rateapi.dev/credit-unions/colorado/canvas) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Nuvista Credit Union Membership eligibility from Nuvista Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Nuvista Credit Union's website. Check the membership page below to confirm whether you qualify. - Location montrose, delta, gunnison, ouray, san miguel — CO Verified from [Nuvista Credit Union's membership page](https://www.nuvista.org/membership/index.html) . Final membership determination is always made by the credit union. ## Membership rules for Nuvista Credit Union Geography 5 counties 20 published paths to membership, last verified November 8, 2026, quoted from Nuvista Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Delta County, CO - Gunnison County, CO - Montrose County, CO - Ouray County, CO - San Miguel County, CO “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Gunnison County, CO; Montrose County, CO” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Nuvista Credit Union? Yes No ## Work at Nuvista Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Nuvista Credit Union ranks against Colorado peers. - See which AI assistants fetched Nuvista Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=nuvista&state=colorado&code=CO&name=Nuvista%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Nuvista Credit Union offer? Nuvista Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Nuvista Credit Union rates updated? RateAPI verifies Nuvista Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Nuvista Credit Union's rate data? Rate data is collected directly from Nuvista Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Nuvista Credit Union's best CD rate? As of November 13, 2026, Nuvista Credit Union offers savings and certificate (CD) yields up to 5.12% APY. ### Who can join Nuvista Credit Union? Nuvista Credit Union publishes its membership criteria on its own website. RateAPI tracks 20 published membership paths covering 5 counties for Nuvista Credit Union, each quoted from Nuvista Credit Union's own published membership criteria. ## Related Rate Data Compare Nuvista Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.nuvista.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Nuvista Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Nuvista Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /nuvista " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Nuvista Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/nuvista Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp