--- title: "Metrum Community Credit Union Rates - Colorado" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Metrum Community Credit Union in Colorado. Updated daily with source verification. See who can join Metrum Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/metrum-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Metrum Community Credit Union Rates - Colorado ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.640% | 60 mo | Standard | | **AUTO EQUITY (Title Loan) Use your vehicle title and get a great rate!** auto_any_72mo | — APR | 5.740% | 72 mo | Standard | | **REFINANCE NEW & USED AUTO Any age of vehicle ** Refinanced from another financial** auto_any_72mo | — APR | 5.740% | 72 mo · any | Standard | | **NEW & USED AUTO Any age of vehicle ** Purchased from a dealer or private party** auto_any_84mo | — APR | 5.740% | 84 mo · any | Standard | | **Other Secured Motorcycles & RVs** motorcycle_any_84mo | — APR | 6.740% | 84 mo | Standard | Metrum Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.240% | — | Standard | | **HELOC (Non-Capped)** heloc_variable | — APR | 6.750% | — | Standard | | **HELOC (Capped)** heloc_variable | — APR | 7.750% | — | Standard | Metrum Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **SHARE SECURED Borrow from your own money at a great low rate!** personal_secured_60mo | — APR | 3.000% | 60 mo | Standard | | **Share Secured (from Base Share)** personal_secured_60mo | — APR | 3.100% | 60 mo | Standard | | **Unsecured / Personal** personal_unsecured_48mo | — APR | 10.990% | 48 mo | Standard | Metrum Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **PREMIER REWARD VISA CREDIT CARD** credit_card | — APR | 13.490% | — | Standard | Metrum Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **SMALL BUSINESS SPENDING (Checking)** checking | — APY | 0.03% | — | Eligibility restricted | | **REGULAR SHARE SAVINGS** share_savings | — APY | 0.10% | — | Standard | | **IRA** ira | — APY | 0.10% | — | Standard | | **VACATION CLUB SAVINGS** savings | — APY | 0.10% | — | Specialty offer | | **Money Market** money_market | — APY | 1.00% | — | Standard | | **Rates At A Glance** savings | — APY | 1.55% | — | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.75% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.75% | 48 mo | Standard | | **SWIPE & SAVE** savings | — APY | 4.00% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.00% | 12 mo | Standard | | **HIGH YIELD SPENDING (Checking)** checking | — APY | 4.00% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.25% | 24 mo | Standard | | **💥 CD SPECIAL! 💥 3-24 Months ( click for details )** cd_24mo | — APY | 4.50% | 24 mo | Standard | Metrum Community Credit Union savings & cd rates as of November 12, 2026 Metrum Community Credit Union is a credit union in Colorado. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/metrum-community) , verified from [Metrum Community Credit Union's official website](https://metrumcu.org/) Loading branch locator… ## About Metrum Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.8K Assets $112.9M Founded 1946 Locations reported 2 NCUA charter 62422 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Clean Energy** Administrative Office · Englewood · CO · 80112 About 0.4 miles away](https://rateapi.dev/credit-unions/colorado/clean-energy) [**Denver Fire Department** DFDFCU Satellite Office · Englewood · CO · 80112-5136 About 0.6 miles away](https://rateapi.dev/credit-unions/colorado/denver-fire-department) [**Ent** Park Meadows · Lone Tree · CO · 80124-5030 About 0.8 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Navy Federal Credit Union** Centennial CO · Centennial · CO · 80112 About 1.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Affidian** Lone Tree Branch · Lone Tree · CO · 80124 About 1.5 miles away](https://rateapi.dev/credit-unions/colorado/affidian) [**Canvas** Lone Tree · Lone Tree · CO · 80124 About 1.5 miles away](https://rateapi.dev/credit-unions/colorado/canvas) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Metrum Community Credit Union Membership eligibility from Metrum Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Metrum Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location CO - Employer A & A Ace Hardware (Tradin’ Post), Amato Wholesale Florist/Bill Doran Company, American Clay Works and Supply Company, Apria Healthcare, B & J Surveying Inc., Baski Inc., Big Tool Box, Big-O-Tires Corporate Office, Bill Morten’s Motor Sports, Bill Smith Plumbing & Heating, Inc., Castle Rock Florist, City of Centennial, Cochlear Corporation, Coleman Natural Meats, Inc., Colorado Benefit Advisors Inc., Colorado Golf & Turf, Inc., DWF Denver Wholesale Florists’ Company, Earls Restaurant, Lone Tree, Floral Partners, Flowers International, Front Range Stone Inc, Lafayette Florists, Lehrer’s, Mile Hi Frozen Foods/Mile Hi Companies, New Body Chiropractic, OMF International Inc., Outback Steakhouses, Restaurant Accounting Solutions Inc., Rinn Chiropractic Center, Signal Graphics Printing #51, South Metro Denver Chamber, Sypris Data Systems, Inc. (FKA Metrum Inc.), Tagawa Gardens, Tagawa Greenhouse, Take 5 Oil Change-Northern Colorado Region, Take 5 Oil Change-Metro Region, Veldkamp’s Flowers, Weichert Realtors, Welby Gardens, Wiesner Publishing Inc./Wiesner Media, Montessori School of Cherry Creek - Association BCTGM Local 26 (Bakery, confectionery, tobacco, grain miller), Colorado Chiropractic Association, Colorado Greenhouse Growers Association, Incorporated, Colorado Retail Florist Association/Floral Association of the Rockies, Dry Creek Baseball Club, GoWest Foundation, successor to Consumers United Association, MacinTech Computer Users Group, local subordinate granges in the State of Colorado that are affiliated with the Colorado State Grange, District Six Past Presidents Parley of the American Legion Auxiliary, Department of Colorado, United Floral Industry of Colorado, Inc., National Environmental Health Association, Veterans of Foreign Wars of the United States, Post 7386 - Place of worship St Thomas More Catholic Church & School - School Montessori School of Cherry Creek Verified from [Metrum Community Credit Union's membership page](https://metrumcu.org/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for Metrum Community Credit Union Geography 4 · Employers 41 · Associations 12 · Schools · Places of worship · Family 2 61 published paths to membership, last verified August 27, 2026, quoted from Metrum Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Centennial, CO “If you live, work, worship or attend school in the city of Centennial” > [source ↗](https://metrumcu.org/membership-eligibility/) ### Employers 41 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of A & A Ace Hardware (Tradin’ Post) “A & A Ace Hardware (Tradin’ Post)” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of A & A Ace Hardware (Tradin’ Post) - Employee of Amato Wholesale Florist/Bill Doran Company “Amato Wholesale Florist/Bill Doran Company” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Amato Wholesale Florist/Bill Doran Company - Employee of American Clay Works and Supply Company “American Clay Works and Supply Company” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of American Clay Works and Supply Company - Employee of Apria Healthcare “Apria Healthcare” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Apria Healthcare - Employee of B & J Surveying Inc. “B & J Surveying Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of B & J Surveying Inc. - Employee of Baski Inc. “Baski Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Baski Inc. - Employee of Big Tool Box “Big Tool Box” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Big Tool Box - Employee of Big-O-Tires Corporate Office “Big-O-Tires Corporate Office” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Big-O-Tires Corporate Office - Employee of Bill Morten’s Motor Sports “Bill Morten’s Motor Sports” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Bill Morten’s Motor Sports - Employee of Bill Smith Plumbing & Heating, Inc. “Bill Smith Plumbing & Heating, Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Bill Smith Plumbing & Heating, Inc. - Employee of Castle Rock Florist “Castle Rock Florist” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Castle Rock Florist - Employee of City of Centennial “City of Centennial- those that work or live within the city” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of City of Centennial - Employee of Cochlear Corporation “Cochlear Corporation” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Cochlear Corporation - Employee of Coleman Natural Meats, Inc. “Coleman Natural Meats, Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Coleman Natural Meats, Inc. - Employee of Colorado Benefit Advisors Inc. “Colorado Benefit Advisors Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Colorado Benefit Advisors Inc. - Employee of Colorado Golf & Turf, Inc. “Colorado Golf & Turf, Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Colorado Golf & Turf, Inc. - Employee of DWF Denver Wholesale Florists’ Company “DWF Denver Wholesale Florists’ Company” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of DWF Denver Wholesale Florists’ Company - Employee of Earls Restaurant, Lone Tree “Earls Restaurant, Lone Tree” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Earls Restaurant, Lone Tree - Employee of Floral Partners “Floral Partners” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Floral Partners - Employee of Flowers International “Flowers International” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Flowers International - Employee of Front Range Stone Inc “Front Range Stone Inc” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Front Range Stone Inc - Employee of Lafayette Florists “Lafayette Florists” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Lafayette Florists - Employee of Lehrer’s “Lehrer’s” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Lehrer’s - Employee of Mile Hi Frozen Foods/Mile Hi Companies “Mile Hi Frozen Foods/Mile Hi Companies” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Mile Hi Frozen Foods/Mile Hi Companies - Employee of New Body Chiropractic “New Body Chiropractic” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of New Body Chiropractic - Employee of OMF International Inc. “OMF International Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of OMF International Inc. - Employee of Outback Steakhouses “Outback Steakhouses” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Outback Steakhouses - Employee of Restaurant Accounting Solutions Inc. “Restaurant Accounting Solutions Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Restaurant Accounting Solutions Inc. - Employee of Rinn Chiropractic Center “Rinn Chiropractic Center” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Rinn Chiropractic Center - Employee of Signal Graphics Printing #51 “Signal Graphics Printing #51” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Signal Graphics Printing #51 - Employee of South Metro Denver Chamber “South Metro Denver Chamber Employees” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of South Metro Denver Chamber - Employee of Sypris Data Systems, Inc. (FKA Metrum Inc.) “Sypris Data Systems, Inc. (FKA Metrum Inc.), including field location employees within the United States.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Sypris Data Systems, Inc. (FKA Metrum Inc.) - Employee of Tagawa Gardens “Tagawa Gardens” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Tagawa Gardens - Employee of Tagawa Greenhouse “Tagawa Greenhouse” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Tagawa Greenhouse - Employee of Take 5 Oil Change-Northern Colorado Region “Take 5 Oil Change-Northern Colorado Region” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Take 5 Oil Change-Northern Colorado Region - Employee of Take 5 Oil Change-Metro Region “Take 5 Oil Change-Metro Region” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Take 5 Oil Change-Metro Region - Employee of Veldkamp’s Flowers “Veldkamp’s Flowers” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Veldkamp’s Flowers - Employee of Weichert Realtors “Weichert Realtors” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Weichert Realtors - Employee of Welby Gardens “Welby Gardens” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Welby Gardens - Employee of Wiesner Publishing Inc./Wiesner Media “Wiesner Publishing Inc./Wiesner Media” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of Wiesner Publishing Inc./Wiesner Media - Employee of school “Montessori School of Cherry Creek” > [source ↗](https://metrumcu.org/membership-eligibility/) - Employee of school ### Associations 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of BCTGM Local 26 (Bakery, confectionery, tobacco, grain miller) “BCTGM Local 26 (Bakery, confectionery, tobacco, grain miller)” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of BCTGM Local 26 (Bakery, confectionery, tobacco, grain miller) - Member of Colorado Chiropractic Association “Colorado Chiropractic Association” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of Colorado Chiropractic Association - Member of Colorado Greenhouse Growers Association, Incorporated “Colorado Greenhouse Growers Association, Incorporated” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of Colorado Greenhouse Growers Association, Incorporated - Member of Colorado Retail Florist Association/Floral Association of the Rockies “Colorado Retail Florist Association/Floral Association of the Rockies” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of Colorado Retail Florist Association/Floral Association of the Rockies - Member of Dry Creek Baseball Club “Dry Creek Baseball Club” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of Dry Creek Baseball Club - Member of GoWest Foundation, successor to Consumers United Association “GoWest Foundation, successor to Consumers United Association” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of GoWest Foundation, successor to Consumers United Association - Member of MacinTech Computer Users Group “MacinTech Computer Users Group” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of MacinTech Computer Users Group - Member of local subordinate granges in the State of Colorado that are affiliated with the Colorado State Grange (as written on the source page) “Members of local subordinate granges in the State of Colorado that are affiliated with the Colorado State Grange.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of local subordinate granges in the State of Colorado that are affiliated with the Colorado State Grange - Member of District Six Past Presidents Parley of the American Legion Auxiliary, Department of Colorado (as written on the source page) “Members of the District Six Past Presidents Parley of the American Legion Auxiliary, Department of Colorado.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of District Six Past Presidents Parley of the American Legion Auxiliary, Department of Colorado - Member of United Floral Industry of Colorado, Inc. “Members of the United Floral Industry of Colorado, Inc.” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of United Floral Industry of Colorado, Inc. - Member of National Environmental Health Association “National Environmental Health Association” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of National Environmental Health Association - Member of Veterans of Foreign Wars of the United States, Post 7386 “Veterans of Foreign Wars of the United States, Post 7386- Post and Auxiliary members” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of Veterans of Foreign Wars of the United States, Post 7386 ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Montessori School of Cherry Creek “Montessori School of Cherry Creek” > [source ↗](https://metrumcu.org/membership-eligibility/) - Student at Montessori School of Cherry Creek ### Places of worship 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of St Thomas More Catholic Church & School “St Thomas More Catholic Church & School” > [source ↗](https://metrumcu.org/membership-eligibility/) - Member of St Thomas More Catholic Church & School ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member blood relative, spouse, adopted relative “(Family members related by blood, marriage or adoption of any Metrum member is also eligible to join).” > [source ↗](https://metrumcu.org/membership-eligibility/) - Family member (blood relative, spouse, adopted relative) of a member - Family of a member relative “(Family members related by blood, marriage or adoption of any Metrum member is also eligible to join).” > [source ↗](https://metrumcu.org/membership-eligibility/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Metrum Community Credit Union? Yes No ## Work at Metrum Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metrum Community Credit Union ranks against Colorado peers. - See which AI assistants fetched Metrum Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=metrum-community&state=colorado&code=CO&name=Metrum%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Metrum Community Credit Union offer? Metrum Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Metrum Community Credit Union rates updated? RateAPI verifies Metrum Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Metrum Community Credit Union's rate data? Rate data is collected directly from Metrum Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Metrum Community Credit Union? Metrum Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 61 published membership paths covering 4 geographic areas, 41 employers, 12 associations, 1 school and 1 places of worship for Metrum Community Credit Union, each quoted from Metrum Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Metrum Community Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado HELOC rate leaders](https://rateapi.dev/heloc-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://metrumcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Metrum Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Metrum Community Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /metrum-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Metrum Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/metrum-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp