---
title: "Foothills Credit Union Rates - Colorado"
description: "Current mortgage, auto loan, credit card, and savings &amp; cd rates from Foothills Credit Union in Colorado. Updated daily with source verification. See who can join Foothills Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/colorado/foothills"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Foothills Credit Union Rates - Colorado

### Mortgage rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Silver (85% CLTV)** other |  — APR |  7.000% |  — |  Standard |
| **Platinum (75% CLTV)** other |  — APR |  7.000% |  — |  Standard |
| **Gold (80% CLTV)** other |  — APR |  7.000% |  — |  Standard |
Foothills Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **84-Month Auto Loan** auto_any_84mo |  — APR |  5.490% |  84 mo |  Standard |
Foothills Credit Union auto & vehicle rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  12.990% |  — |  Standard |
Foothills Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **6-Month Certificate** cd_6mo |  — APY |  3.65% |  6 mo |  Standard |
Foothills Credit Union savings & cd rates as of November 12, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Bronze (90% CLTV)** other |  — % |  0.500% |  — |  Standard |
| **90% LTV** other |  6.410% % |  6.000% |  — |  Standard |
Foothills Credit Union other rates as of November 12, 2026

Foothills Credit Union is a credit union in Colorado. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/foothills) , verified from [Foothills Credit Union's official website](https://foothills-cu.com/)

Loading branch locator…

## About Foothills Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

11.2K

Assets

$163.3M

Founded

1946

Locations reported

3

NCUA charter

67181

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Credit Union of the Rockies** Corporate Office · Golden · CO · 80401-6031 About 2.1 miles away](https://rateapi.dev/credit-unions/colorado/credit-union-of-the-rockies) [**Space Age** SACU - Golden Branch · Golden · CO · 80401 About 2.3 miles away](https://rateapi.dev/credit-unions/colorado/space-age) [**Credit Union of Colorado, A** Golden Office · Golden · CO · 80401 About 2.5 miles away](https://rateapi.dev/credit-unions/colorado/credit-union-of-colorado-a) [**On Tap** CO-OP Shared Branch locations · Golden · CO · 80401-1046 About 2.8 miles away](https://rateapi.dev/credit-unions/colorado/on-tap) [**Northern New Mexico School Employee** InNetwork · Lakewood · CO · 80228 About 5.5 miles away](https://rateapi.dev/credit-unions/new-mexico/northern-new-mexico-school-employee) [**Westerra** GREEN MOUNTAIN PLAZA · Lakewood · CO · 80228 About 5.5 miles away](https://rateapi.dev/credit-unions/colorado/westerra)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Foothills Credit Union

Membership eligibility from Foothills Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Foothills Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location jefferson, larimer — CO

Verified from [Foothills Credit Union's membership page](https://foothills-cu.com/accounts/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Foothills Credit Union

Geography 2 counties · Family 2

6 published paths to membership, last verified August 27, 2026, quoted from Foothills Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Jefferson County, CO
- Larimer County, CO

“Anyone who lives or works in Jefferson County or Larimer County, CO are eligible to join Foothills Credit union.”

> [source ↗](https://foothills-cu.com/accounts/membership/)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, relative-in-law

“Family membership eligibility includes your spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin or relative-in-law.”

> [source ↗](https://foothills-cu.com/accounts/membership/)

- Family member (spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, relative-in-law) of a member
  - Family of a member spouse, significant other, child, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, relative-in-law

“Family membership eligibility includes your spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin or relative-in-law.”

> [source ↗](https://foothills-cu.com/accounts/membership/)

- Family member (spouse, significant other, child, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, relative-in-law) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Foothills Credit Union? Yes No

## Work at Foothills Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Foothills Credit Union ranks against Colorado peers.

- See which AI assistants fetched Foothills Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Colorado
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=foothills&amp;state=colorado&amp;code=CO&amp;name=Foothills%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Foothills Credit Union offer?

Foothills Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Foothills Credit Union rates updated?

RateAPI verifies Foothills Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Foothills Credit Union's rate data?

Rate data is collected directly from Foothills Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Foothills Credit Union?

Foothills Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 2 counties for Foothills Credit Union, each quoted from Foothills Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Foothills Credit Union's rates against national credit-union benchmarks.

[More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado mortgage rate leaders](https://rateapi.dev/mortgage-rates/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://foothills-cu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Foothills Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Foothills Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado /foothills " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Foothills Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/colorado/foothills
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
