--- title: "Electrical Credit Union Rates - Colorado" description: "Current rv loan, heloc, personal loan, credit card, and savings & cd rates from Electrical Credit Union in Colorado. Updated daily with source verification. See who can join Electrical Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/colorado/electrical" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Electrical Credit Union Rates - Colorado ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **RV Purchase- $60K+ up to 120 Months** rv_any_120mo | — APR | 7.240% | 120 mo | Standard | Electrical Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Electrical Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 2.000% | — | Standard | | **Share-Secured Loan** personal_secured | — APR | 4.000% | — | Standard | | **Credit Builder Loan** personal | — APR | 5.000% | — | Standard | | **Signature/Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 15.500% | — | Standard | Electrical Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.900% | — | Standard | Electrical Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate** cd_36mo | — APY | 4.49% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.74% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.49% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.99% | 72 mo | Standard | Electrical Credit Union savings & cd rates as of November 13, 2026 Electrical Credit Union is a credit union in Colorado. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/colorado/electrical) , verified from [Electrical Credit Union's official website](https://www.electricalfcu.org/) Loading branch locator… ## About Electrical Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.1K Assets $53.2M Founded 1953 Locations reported 2 NCUA charter 8701 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Westerra** ARVADA BRANCH · Arvada · CO · 80003 Branch in the same ZIP](https://rateapi.dev/credit-unions/colorado/westerra) [**Partner Colorado** Partner Colorado CU - Arvada Branch · Arvada · CO · 80003 About 1.2 miles away](https://rateapi.dev/credit-unions/colorado/partner-colorado) [**Fidelis Catholic** Main Branch · Arvada · CO · 80003-4838 About 1.3 miles away](https://rateapi.dev/credit-unions/colorado/fidelis-catholic) [**Canvas** Arvada · Arvada · CO · 80003 About 1.4 miles away](https://rateapi.dev/credit-unions/colorado/canvas) [**Sooper CU Dba Climb CU** Arvada Branch · Arvada · CO · 80003-6918 About 1.5 miles away](https://rateapi.dev/credit-unions/colorado/sooper-cu-dba-climb-cu) [**On Tap** Coors CU - Arvada · Arvada · CO · 80002 About 2.0 miles away](https://rateapi.dev/credit-unions/colorado/on-tap) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Electrical Credit Union Membership eligibility from Electrical Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Electrical Credit Union's website. Check the membership page below to confirm whether you qualify. - Association International Brotherhood of Electrical Workers Local 68 (IBEW 68), International Brotherhood of Electrical Workers Local 111 (IBEW 111), United Food and Commercial Workers Local 7 (UFCW 7), Plumbers Local 3 (PPF/UA Denver), SMART (Sheet Metal, Air, Rail, Transportation) Local 9, Carpenters Local 55 (CJA Denver), Office & Professional Employees International Union Local 30 (OPEIU 30), Denver Labor Council for Latin American Advancement (LCLAA), Any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF) Verified from [Electrical Credit Union's membership page](https://www.electricalfcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Electrical Credit Union Associations 9 · Family 10 published paths to membership, last verified August 21, 2026, quoted from Electrical Credit Union’s own published criteria. ### Associations 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of International Brotherhood of Electrical Workers Local 68 (IBEW 68) “International Brotherhood of Electrical Workers Local 68 (IBEW 68)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of International Brotherhood of Electrical Workers Local 68 (IBEW 68) - Member of International Brotherhood of Electrical Workers Local 111 (IBEW 111) “International Brotherhood of Electrical Workers Local 111 (IBEW 111)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of International Brotherhood of Electrical Workers Local 111 (IBEW 111) - Member of United Food and Commercial Workers Local 7 (UFCW 7) “United Food and Commercial Workers Local 7 (UFCW 7)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of United Food and Commercial Workers Local 7 (UFCW 7) - Member of Plumbers Local 3 (PPF/UA Denver) “Plumbers Local 3 (PPF/UA Denver)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of Plumbers Local 3 (PPF/UA Denver) - Member of SMART (Sheet Metal, Air, Rail, Transportation) Local 9 “SMART (Sheet Metal, Air, Rail, Transportation) Local 9” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of SMART (Sheet Metal, Air, Rail, Transportation) Local 9 - Member of Carpenters Local 55 (CJA Denver) “Carpenters Local 55 (CJA Denver)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of Carpenters Local 55 (CJA Denver) - Member of Office & Professional Employees International Union Local 30 (OPEIU 30) “Office & Professional Employees International Union Local 30 (OPEIU 30)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of Office & Professional Employees International Union Local 30 (OPEIU 30) - Member of Denver Labor Council for Latin American Advancement (LCLAA) “Denver Labor Council for Latin American Advancement (LCLAA)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of Denver Labor Council for Latin American Advancement (LCLAA) - Member of Any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF) (as written on the source page) “Any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)” > [source ↗](https://www.electricalfcu.org/become-a-member) - Member of Any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “if you are a family member of an EFCU member” > [source ↗](https://www.electricalfcu.org/become-a-member) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Electrical Credit Union? Yes No ## Work at Electrical Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Electrical Credit Union ranks against Colorado peers. - See which AI assistants fetched Electrical Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Colorado - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=electrical&state=colorado&code=CO&name=Electrical%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Electrical Credit Union offer? Electrical Credit Union currently offers RV loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Electrical Credit Union rates updated? RateAPI verifies Electrical Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Electrical Credit Union's rate data? Rate data is collected directly from Electrical Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Electrical Credit Union? Electrical Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 9 associations for Electrical Credit Union, each quoted from Electrical Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Electrical Credit Union's rates against national credit-union benchmarks. [More Colorado credit unions](https://rateapi.dev/credit-unions/colorado) [Colorado auto loan rate leaders](https://rateapi.dev/auto-loan-rates/colorado) [Colorado HELOC rate leaders](https://rateapi.dev/heloc-rates/colorado) [Colorado personal loan leaders](https://rateapi.dev/personal-loan-rates/colorado) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.electricalfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Electrical Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Electrical Credit Union curl "https://api.rateapi.dev/credit-unions/colorado /electrical " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Electrical Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/colorado/electrical Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp