Ventura County Credit Union
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Verified rate book
Current Ventura County Credit Union rates
4 published offers verified as of August 3, 2026.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Share-Secured Loanpersonal_secured_12mo | 5.000% APR | 5.000% | 12 mo | Standard |
| 24-Month Share-Secured Loanpersonal_secured_24mo | 5.500% APR | 5.500% | 24 mo | Standard |
| 60-Month Share-Secured Loanpersonal_secured_60mo | 5.750% APR | 5.750% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewards Credit Cardcredit_card_rewards | 14.200% APR | 14.200% | — | Standard |
Personal loan rates from 5% APR. Credit card rates from 14.2% APR.
Source: RateAPI.dev, verified from Ventura County Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Ventura County Credit Union ranks in California
How Ventura County Credit Union's current published rate compares with other California credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| personal loan | 5.00% | Better than the California median | 300 bp from state best | 474 bp better than median |
This is the public snapshot. Claim Ventura County Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Ventura County Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 78.9K
- Assets
- $1.5B
- Founded
- 1950
- Locations reported
- 9
- NCUA charter
- 68458
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ventura County Credit Union
Membership eligibility from Ventura County Credit Union's own published criteria. How we verify this.
Membership criteria are published on Ventura County Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Ventura County Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ventura County Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ventura County Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Ventura County Credit Union offer?
Ventura County Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Ventura County Credit Union rates updated?
RateAPI verifies Ventura County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Ventura County Credit Union's rate data?
Rate data is collected directly from Ventura County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ventura County Credit Union's personal loan rate?
As of August 3, 2026, Ventura County Credit Union offers personal loans from 5% APR.
Who can join Ventura County Credit Union?
Ventura County Credit Union publishes its membership criteria on its own website.
Related Rate Data
Compare Ventura County Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Ventura County Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Ventura County Credit Union
curl "https://api.rateapi.dev/credit-unions/california/ventura-county" \
-H "Authorization: Bearer YOUR_API_KEY"