---
title: "Va Desert Pacific Credit Union Rates - California"
description: "Current savings &amp; cd rates from Va Desert Pacific Credit Union in California. Updated daily with source verification. See who can join Va Desert Pacific Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/va-desert-pacific"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Va Desert Pacific Credit Union Rates - California

### Savings & CD rates

20 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Regular Share Accounts ($2,500 to $9,999.99)** share_savings |  — APY |  0.25% |  — |  Standard |
| **Regular Share Accounts ($10,000 or more)** share_savings |  — APY |  0.25% |  — |  Standard |
| **Regular Share Accounts ($250 to $2,499.99)** share_savings |  — APY |  0.25% |  — |  Standard |
| **Money Market ($2,500 to $9,999.99)** money_market |  — APY |  0.25% |  — |  Standard |
| **Money Market ($10,000 to $24,999.99)** money_market |  — APY |  0.31% |  — |  Standard |
| **Money Market ($25,000 to $49,999.99)** money_market |  — APY |  0.37% |  — |  Standard |
| **Money Market ($50,000 to $99,999.99)** money_market |  — APY |  0.44% |  — |  Standard |
| **Term Certificates ($10,000 & Above) (6 months)** cd_6mo |  — APY |  0.50% |  6 mo |  Standard |
| **Regular IRA ($500 Minimum)** ira |  — APY |  0.50% |  — |  Standard |
| **Christmas & Vacation Club** savings |  — APY |  0.50% |  — |  Specialty offer |
| **Money Market ($100,000 to $249,999.99)** money_market |  — APY |  0.75% |  — |  Standard |
| **12-Month IRA Certificate** ira_cd_12mo |  — APY |  0.75% |  12 mo |  Standard |
| **Term Certificates ($10,000 & Above) (12 months)** cd_12mo |  — APY |  0.75% |  12 mo |  Standard |
| **24-Month IRA Certificate** ira_cd_24mo |  — APY |  0.94% |  24 mo |  Standard |
| **Term Certificates ($10,000 & Above) (24 months)** cd_24mo |  — APY |  0.94% |  24 mo |  Standard |
| **Money Market ($250,000+)** money_market |  — APY |  1.00% |  — |  Standard |
| **36-Month IRA Certificate** ira_cd_36mo |  — APY |  1.12% |  36 mo |  Standard |
| **Term Certificates ($10,000 & Above) (36 months)** cd_36mo |  — APY |  1.12% |  36 mo |  Standard |
| **Term Certificates ($10,000 & Above) (48 months)** cd_48mo |  — APY |  1.25% |  48 mo |  Standard |
| **48-Month IRA Certificate** ira_cd_48mo |  — APY |  1.25% |  48 mo |  Standard |
Va Desert Pacific Credit Union savings & cd rates as of November 13, 2026

Va Desert Pacific Credit Union is a credit union in California. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/va-desert-pacific) , verified from [Va Desert Pacific Credit Union's official website](https://www.vadpfcu.org/)

Loading branch locator…

## About Va Desert Pacific Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

6.2K

Assets

$99M

Founded

1947

Locations reported

4

NCUA charter

5530

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Wescom Central** Signal Hill · Signal Hill · CA · 90755 About 0.1 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**Long Beach City Employees** Long Beach City Employees Federal Credit Union 2845 Branch · Signal Hill · CA · 90755-2212 About 0.6 miles away](https://rateapi.dev/credit-unions/california/long-beach-city-employees) [**Southland** Long Beach Memorial Med. Center Branch · Long Beach · CA · 90806 About 1.1 miles away](https://rateapi.dev/credit-unions/california/southland) [**I.l.w.u.** Long Beach · Long Beach · CA · 90807 About 1.5 miles away](https://rateapi.dev/credit-unions/california/ilwu) [**Long Beach Firemen S** Long Beach Firemen's Credit Union · Long Beach · CA · 90815 About 1.8 miles away](https://rateapi.dev/credit-unions/california/long-beach-firemen-s) [**Orange County's** Orange County's CU · Long Beach · CA · 90815 About 1.9 miles away](https://rateapi.dev/credit-unions/california/orange-countys)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Va Desert Pacific Credit Union

Membership eligibility from Va Desert Pacific Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Va Desert Pacific Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Department of Veterans Affairs, Veterans Canteen Service, Veterans Service Organizations, American Red Cross, Seaside Child Development Center, above employment
- School affiliated educational institutions

Verified from [Va Desert Pacific Credit Union's membership page](https://www.vadpfcu.org/deposits/join-us) . Final membership determination is always made by the credit union.

## Membership rules for Va Desert Pacific Credit Union

Employers 7 · Schools · Family 2

10 published paths to membership, last verified August 21, 2026, quoted from Va Desert Pacific Credit Union’s own published criteria.

### Employers 7

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Department of Veterans Affairs

“Employees of the Department of Veterans Affairs, who work for VISN 22 or are employees of the VA Healthcare Network in the Las Vegas, NV area.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of Department of Veterans Affairs
  - Employee of VA Desert Pacific Federal Credit Union

“employees of this credit union”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of VA Desert Pacific Federal Credit Union
  - Retired employee of above employment

“persons retired as pensioners or annuitants from the above employment.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Retiree of above employment
  - Employee of Seaside Child Development Center
  - Work Location Long Beach, California (as written on the source page)

“Employees of Seaside Child Development Center who work in Long Beach, California.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of Seaside Child Development Center and Works at Long Beach, California
  - Employee of Veterans Canteen Service
  - Works in city:NV:las vegas

“Employees of the Veterans Canteen Service and all other federal employees assigned to duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area, on a full-time basis or on a regularly scheduled part-time basis.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of Veterans Canteen Service and Works in Las Vegas, NV
  - Employee of Veterans Service Organizations
  - Works in city:NV:las vegas

“Employees of Veterans Service Organizations and of the American Red Cross assigned full-time duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of Veterans Service Organizations and Works in Las Vegas, NV
  - Employee of American Red Cross
  - Works in city:NV:las vegas

“Employees of Veterans Service Organizations and of the American Red Cross assigned full-time duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Employee of American Red Cross and Works in Las Vegas, NV

### Schools 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Student of affiliated educational institutions

“Medical trainees (formerly employees) of affiliated educational institutions who work or train at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Student at affiliated educational institutions

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Family member (spouse) of a member
  - Family of a member spouse, child, sister, brother, parent, grandparent, grandchild

“If you qualify for membership, so does any member of your immediate family including your spouse, child, sister, brother, parent, grandparent, and grandchild.”

> [source ↗](https://www.vadpfcu.org/deposits/join-us)

- Family member (spouse, child, sister, brother, parent, grandparent, grandchild) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Va Desert Pacific Credit Union? Yes No

## Work at Va Desert Pacific Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Va Desert Pacific Credit Union ranks against California peers.

- See which AI assistants fetched Va Desert Pacific Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=va-desert-pacific&amp;state=california&amp;code=CA&amp;name=Va%20Desert%20Pacific%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Va Desert Pacific Credit Union offer?

Va Desert Pacific Credit Union is a credit union in California. Rate data is currently being verified.

### How often are Va Desert Pacific Credit Union rates updated?

RateAPI verifies Va Desert Pacific Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Va Desert Pacific Credit Union's rate data?

Rate data is collected directly from Va Desert Pacific Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Va Desert Pacific Credit Union?

Va Desert Pacific Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 7 employers and 1 school for Va Desert Pacific Credit Union, each quoted from Va Desert Pacific Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Va Desert Pacific Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.vadpfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Va Desert Pacific Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Va Desert Pacific Credit Union
curl "https://api.rateapi.dev/credit-unions/california /va-desert-pacific " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Va Desert Pacific Credit Union locations

Search, filter, and browse all 4 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/california/va-desert-pacific
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
