Utility District

oakland, California
Last verified: July 7, 2026

As of July 7, 2026, Utility District offers a ploc_variable mortgage at 10% APR (10% rate, 0 points). Auto loans available from 3.5% APR. Personal loan rates from 9% APR.

Source: RateAPI.dev, verified from Utility District's official website

Mortgage Rates

Rates as of July 7, 2026

ploc_variable
10.000% APR
Rate10.000%
Points0
Line of Credit “Cash Flow”

Auto Loan Rates

Rates as of July 7, 2026

auto_new
3.500% APR
Rate3.500%
New Auto Loans
auto_used
4.000% APR
Rate4.000%
Used Auto Loans
auto
5.500% APR
Rate5.500%
Motorcycle Loans

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured
9.000% APR
Rate9.000%
Signature Loan

Frequently Asked Questions

What rates does Utility District offer?

Utility District currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Utility District rates updated?

RateAPI verifies Utility District's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Utility District's rate data?

Rate data is collected directly from Utility District's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Utility District's mortgage rate?

As of July 7, 2026, Utility District offers a ploc_variable mortgage at 10% APR.

What is Utility District's auto loan rate?

As of July 7, 2026, Utility District offers auto loans from 3.5% APR.

Related Rate Data

Compare Utility District's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Utility District
curl "https://api.rateapi.dev/credit-unions/california/utility-district" \
  -H "Authorization: Bearer YOUR_API_KEY"