--- title: "Union Yes Credit Union Rates - California" description: "Current vehicle loan, personal loan, and credit card rates from Union Yes Credit Union in California. Updated daily with source verification. See who can join Union Yes Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/union-yes" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Union Yes Credit Union Rates - California ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.250% | new | Standard | | **Used Auto Loan (2022 and Newer)** auto_used | — APR | 5.250% | used | Standard | | **Used Auto Loan (2021 and Older)** auto_used | — APR | 7.250% | used | Standard | | **New RV Loan** rv_new | — APR | 7.500% | new | Standard | | **Used RV Loan** rv_used | — APR | 8.500% | used | Standard | | **Motorcycle Loan** motorcycle | — APR | 8.500% | — | Standard | Union Yes Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 10.900% | — | Standard | | **Line-of-Credit** personal | — APR | 12.990% | — | Standard | Union Yes Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Preferred VISA** credit_card | — APR | 14.500% | — | Standard | | **Standard VISA** credit_card | — APR | 16.500% | — | Standard | Union Yes Credit Union credit card rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Commodities/Precious Metals** other | — % | 8.000% | — | Standard | | **Immigration** other | — % | 10.000% | — | Standard | Union Yes Credit Union other rates as of November 12, 2026 Union Yes Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/union-yes) , verified from [Union Yes Credit Union's official website](https://uyfcu.org/) Loading branch locator… ## About Union Yes Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 25K Assets $96.9M Founded 1981 Locations reported 1 NCUA charter 24131 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Financial Partners** Orange Branch · Orange · CA · 92868-2743 About 0.5 miles away](https://rateapi.dev/credit-unions/california/financial-partners) [**Orange County's** Orange County's CU · Anaheim · CA · 92806 About 0.6 miles away](https://rateapi.dev/credit-unions/california/orange-countys) [**Wescom Central** Orange · Orange · CA · 92868 About 1.0 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**Partners** Katella Branch · Anaheim · CA · 92806 About 1.3 miles away](https://rateapi.dev/credit-unions/california/partners) [**Schoolsfirst** 01 - Santa Ana · Santa Ana · CA · 92706 About 1.7 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) [**California** Santa Ana · Santa Ana · CA · 92706-3308 About 2.0 miles away](https://rateapi.dev/credit-unions/california/california) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Union Yes Credit Union Membership eligibility from Union Yes Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Union Yes Credit Union's website. Check the membership page below to confirm whether you qualify. - Association union Verified from [Union Yes Credit Union's membership page](https://uyfcu.org/who-can-join/) . Final membership determination is always made by the credit union. ## Membership rules for Union Yes Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Union Yes Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of union “If you are a union member or work in a union shop, you’re eligible to join UYFCU.” > [source ↗](https://uyfcu.org/who-can-join/) - Member of union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, domestic partner, sibling, parent, child, grandparent, grandchild, stepparent, stepchildren, stepsibling “You are also eligible if you are a family member (spouse, domestic partner, sibling, parent, child, grandparent, grandchild, stepparent, stepchildren, or stepsibling) of a UYFCU member in good standing.” > [source ↗](https://uyfcu.org/who-can-join/) - Family member (spouse, domestic partner, sibling, parent, child, grandparent, grandchild, stepparent, stepchildren, stepsibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Union Yes Credit Union? Yes No ## Work at Union Yes Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Union Yes Credit Union ranks against California peers. - See which AI assistants fetched Union Yes Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=union-yes&state=california&code=CA&name=Union%20Yes%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Union Yes Credit Union offer? Union Yes Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Union Yes Credit Union rates updated? RateAPI verifies Union Yes Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Union Yes Credit Union's rate data? Rate data is collected directly from Union Yes Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Union Yes Credit Union? Union Yes Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Union Yes Credit Union, each quoted from Union Yes Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Union Yes Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://uyfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Union Yes Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Union Yes Credit Union curl "https://api.rateapi.dev/credit-unions/california /union-yes " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Union Yes Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/union-yes Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp