--- title: "Tucoemas Credit Union Rates - California" description: "Current auto loan, personal loan, and savings & cd rates from Tucoemas Credit Union in California. Updated daily with source verification. See who can join Tucoemas Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/tucoemas" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tucoemas Credit Union Rates - California ### Auto & vehicle rates 19 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.250% | — | Standard | | **Green Auto Loan (2018 Newer) (Term 37-48 Months)** auto_any_48mo | — APR | 6.000% | 48 mo | Standard | | **Green Auto Loan (2018 Newer) (Term 0-36 Months)** auto_any_36mo | — APR | 6.000% | 36 mo | Standard | | **Green Auto Loan (2018 Newer) (Term 49-60 Months)** auto_any_60mo | — APR | 6.250% | 60 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_48mo | — APR | 6.500% | 48 mo | Standard | | **Green Auto Loan (2018 Newer) (Term 61-72 Months)** auto_any_72mo | — APR | 6.500% | 72 mo | Standard | | **Max Loan-to-Value Financed 3 Up to 100%** auto_any_48mo | — APR | 6.750% | 48 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_60mo | — APR | 6.750% | 60 mo | Standard | | **Max Loan-to-Value Financed 3 Up to 100%** auto_any_60mo | — APR | 7.000% | 60 mo | Standard | | **Green Auto Loan (2018 Newer) (Term 73-84 Months)** auto_any_84mo | — APR | 7.000% | 84 mo | Standard | | **Max Loan-to-Value Financed 3 Up to 100%** auto_any_72mo | — APR | 7.250% | 72 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_72mo | — APR | 7.500% | 72 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_84mo | — APR | 7.750% | 84 mo | Standard | | **Max Loan-to-Value Financed 3 Up to 100%** auto_any_84mo | — APR | 8.000% | 84 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_120mo | — APR | 8.250% | 120 mo | Standard | | **Green Auto Loan (2018 Newer) (Term 85-96 Months)** auto_any_96mo | — APR | 8.750% | 96 mo | Standard | | **Estimated Term (In months) 120 Months 2** auto_any_120mo | — APR | 8.750% | 120 mo | Standard | | **Max Loan-to-Value Financed 2 Up to 100%** auto_any_180mo | — APR | 9.250% | 180 mo | Standard | | **Estimated Term (In months) 180 Months 2** auto_any_180mo | — APR | 10.250% | 180 mo | Standard | Tucoemas Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 13 offers | Product | Published | Rate | Term / condition | Status | | **Max Loan-to-Value Financed Up to 90%** personal_unsecured_60mo | — APR | 7.000% | 60 mo | Standard | | **Estimated Term (In months) 12 Months** personal_unsecured_12mo | — APR | 7.990% | 12 mo | Standard | | **Estimated Term (In months) 24 Months** personal_unsecured_24mo | — APR | 7.990% | 24 mo | Standard | | **Signature Home Improvement Loan** personal_unsecured | — APR | 9.740% | — | Standard | | **Estimated Term (In months) 60 Months** personal_unsecured_60mo | — APR | 9.740% | 60 mo | Standard | | **Estimated Term (In months) 36 Months** personal_unsecured_36mo | — APR | 9.990% | 36 mo | Standard | | **Estimated Term (In months) 72 Months** personal_unsecured_72mo | — APR | 10.740% | 72 mo | Standard | | **Estimated Term (In months) 84 Months** personal_unsecured_84mo | — APR | 11.240% | 84 mo | Standard | | **Estimated Term (In months) 48 Months** personal_unsecured_48mo | — APR | 11.490% | 48 mo | Standard | | **Estimated Term (In months) 96 Months** personal_unsecured_96mo | — APR | 12.740% | 96 mo | Standard | | **Maximum Loan Amount $5,000** personal_unsecured_36mo | — APR | 12.990% | 36 mo | Standard | | **Estimated Term (In months) 108 Months** personal_unsecured_108mo | — APR | 13.740% | 108 mo | Standard | | **Maximum Loan Amount $500** personal | — APR | 16.900% | — | Standard | Tucoemas Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Minimum Opening Deposit $360** savings | — APY | 0.20% | — | Standard | | **Regular Share Savings** share_savings | — APY | 0.20% | — | Standard | | **Minimum Opening Deposit $5** savings | — APY | 0.20% | — | Standard | | **6-Month Certificate ($100,000+)** cd_6mo | — APY | 1.25% | 6 mo | Standard | | **12-Month Certificate ($100,000+)** cd_12mo | — APY | 1.50% | 12 mo | Standard | | **24-Month Certificate ($100,000+)** cd_24mo | — APY | 2.00% | 24 mo | Standard | Tucoemas Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Max Loan to Value Financed Up to 100%** other | — % | 6.500% | — | Standard | Tucoemas Credit Union other rates as of November 13, 2026 Tucoemas Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/tucoemas) , verified from [Tucoemas Credit Union's official website](https://www.tucoemas.org/) Loading branch locator… ## About Tucoemas Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 26.9K Assets $336.9M Founded 1948 Locations reported 6 NCUA charter 5718 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tulare County** Rancho Office · Visalia · CA · 93277-3474 About 1.6 miles away](https://rateapi.dev/credit-unions/california/tulare-county) [**Educational Employees** Visalia · Visalia · CA · 93277-8511 About 3.3 miles away](https://rateapi.dev/credit-unions/california/educational-employees) [**Valley Strong** Central Visalia Branch · Visalia · CA · 93277-2125 About 3.5 miles away](https://rateapi.dev/credit-unions/california/valley-strong) [**Valley Oak** Visalia · Visalia · CA · 93291-6148 About 4.6 miles away](https://rateapi.dev/credit-unions/california/valley-oak) [**Safe 1** Visalia · Visalia · CA · 93292 About 5.6 miles away](https://rateapi.dev/credit-unions/california/safe-1) [**Families and Schools Together** FAST PLAZA · Hanford · CA · 93230 About 15.5 miles away](https://rateapi.dev/credit-unions/california/families-and-schools-together) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tucoemas Credit Union Membership eligibility from Tucoemas Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tucoemas Credit Union's website. Check the membership page below to confirm whether you qualify. - Location tulare — CA - Employer Tucoemas Federal Credit Union Verified from [Tucoemas Credit Union's membership page](https://www.tucoemas.org/open-account/) . Final membership determination is always made by the credit union. ## Membership rules for Tucoemas Credit Union Geography 1 county · Employers · Family 3 9 published paths to membership, last verified August 27, 2026, quoted from Tucoemas Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Tulare County, CA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Tulare County, CA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Federal “Our employees” > [source ↗](https://www.tucoemas.org/open-account/) - Employee of Federal ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse “Spouses of a person who passed away while in our field of membership.” > [source ↗](https://www.tucoemas.org/open-account/) - Family member (spouse) of a member - Family Of Deceased surviving spouse “Spouses of a person who passed away while in our field of membership.” > [source ↗](https://www.tucoemas.org/open-account/) - Family member (surviving spouse) of a deceased eligible person - Family of someone eligible immediate family “Our employees, and members of their immediate families, households, and organizations.” > [source ↗](https://www.tucoemas.org/open-account/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tucoemas Credit Union? Yes No ## Work at Tucoemas Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tucoemas Credit Union ranks against California peers. - See which AI assistants fetched Tucoemas Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tucoemas&state=california&code=CA&name=Tucoemas%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tucoemas Credit Union offer? Tucoemas Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Tucoemas Credit Union rates updated? RateAPI verifies Tucoemas Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Tucoemas Credit Union's rate data? Rate data is collected directly from Tucoemas Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tucoemas Credit Union? Tucoemas Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 1 county and 1 employer for Tucoemas Credit Union, each quoted from Tucoemas Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tucoemas Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tucoemas.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tucoemas Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tucoemas Credit Union curl "https://api.rateapi.dev/credit-unions/california /tucoemas " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tucoemas Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/tucoemas Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp