Thinkwise

san bernardino, California
Last verified: July 9, 2026

As of July 9, 2026, Thinkwise offers a savings mortgage at 5% APR (5% rate, 0 points). Auto loans available from 3.49% APR. HELOC rates from 7.25% APR. Personal loan rates from 8.5% APR.

Source: RateAPI.dev, verified from Thinkwise's official website

Mortgage Rates

Rates as of July 9, 2026

savings
5.000% APR
Rate5.000%
Points0
Regular & Business Savings ($2,501 - $5,000)
savings
5.000% APR
Rate5.000%
Points0
Youth Savings ($2,501 - $5,000)
ploc_variable
10.990% APR
Rate10.990%
Points0
Line of Credit
ploc_variable
10.990% APR
Rate10.990%
Points0
[PROMOTIONAL] Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto
3.490% APR
Rate3.490%
Auto Loan
auto_any
3.490% APR
Rate3.490%
[PROMOTIONAL] New & Used Auto Loans
auto
3.750% APR
Rate3.750%
Motorcycle Loan
auto_any
3.750% APR
Rate3.750%
[PROMOTIONAL] New & Used Motorcycles
auto
6.500% APR
Rate6.500%
Recreational Vehicle
auto_any
6.500% APR
Rate6.500%
[PROMOTIONAL] New & Used Motor Homes & Watercraft
credit_card_platinum
8.990% APR
Rate8.990%
VISA® Platinum Card

HELOC Rates

Rates as of July 9, 2026

heloc_variable
7.250% APR
Rate7.250%
HELOC
heloc_variable
7.250% APR
Rate7.250%
[PROMOTIONAL] Home Equity Line of Credit

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
8.500% APR
Rate8.500%
Personal Loan
personal_unsecured
8.500% APR
Rate8.500%
[PROMOTIONAL] Personal Loans

Frequently Asked Questions

What rates does Thinkwise offer?

Thinkwise currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Thinkwise rates updated?

RateAPI verifies Thinkwise's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Thinkwise's rate data?

Rate data is collected directly from Thinkwise's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Thinkwise's mortgage rate?

As of July 9, 2026, Thinkwise offers a savings mortgage at 5% APR.

What is Thinkwise's auto loan rate?

As of July 9, 2026, Thinkwise offers auto loans from 3.49% APR.

Related Rate Data

Compare Thinkwise's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Thinkwise
curl "https://api.rateapi.dev/credit-unions/california/thinkwise" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude