The First Financial

pasadena, California
Last verified: July 9, 2026

As of July 9, 2026, The First Financial offers a 30-year-fixed mortgage at 7.206% APR (7.125% rate, 0 points). Auto loans available from 5% APR. HELOC rates from 4.99% APR.

Source: RateAPI.dev, verified from The First Financial's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
7.206% APR
Rate7.125%
Points0
Fixed-Rate: Conforming
30-year-fixed
8.621% APR
Rate8.500%
Points0.625
Fixed-Rate: Jumbo
share_certificate
3.400% APR
Rate3.400%
Points0
Relationship Share Certificate

Auto Loan Rates

Rates as of July 9, 2026

auto
5.000% APR
Rate5.000%
Auto Loan
auto
5.090% APR
Rate5.090%
Auto Loans
auto
5.090% APR
Rate5.090%
[PROMOTIONAL] Auto Loans
auto
9.240% APR
Rate9.240%
Motorcycles
auto
9.740% APR
Rate9.740%
Recreational Vehicles
credit_card_platinum
11.900% APR
Rate11.900%
Visa Platinum Credit Card
credit_card_platinum
11.900% APR
Rate11.900%
[PROMOTIONAL] Visa Platinum Credit Card

HELOC Rates

Rates as of July 9, 2026

heloc_variable
4.990% APR
Rate4.990%
Home Equity Line of Credit
heloc_variable
4.990% APR
Rate4.990%
[PROMOTIONAL] Home Equity Line of Credit (HELOC)
heloc_fixed
6.875% APR
Rate6.875%
Home Equity Loans
heloc_fixed
6.875% APR
Rate6.875%
[PROMOTIONAL] Home Equity Loan

Frequently Asked Questions

What rates does The First Financial offer?

The First Financial currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are The First Financial rates updated?

RateAPI verifies The First Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get The First Financial's rate data?

Rate data is collected directly from The First Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is The First Financial's mortgage rate?

As of July 9, 2026, The First Financial offers a 30-year-fixed mortgage at 7.206% APR.

What is The First Financial's auto loan rate?

As of July 9, 2026, The First Financial offers auto loans from 5% APR.

Related Rate Data

Compare The First Financial's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for The First Financial
curl "https://api.rateapi.dev/credit-unions/california/the-first-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
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