Sun Pacific Mortgage, Auto Loan, HELOC & Personal Loan Rates

As of July 9, 2026, Sun Pacific offers a money_market mortgage at 1.8% APR (1.8% rate, 0 points). Auto loans available from 8.79% APR. HELOC rates from 7% APR. Personal loan rates from 4.79% APR.
Source: RateAPI.dev, verified from Sun Pacific's official website

Mortgage Rates

Rates as of July 9, 2026

money_market

1.800% APR

Rate1.800%

Points0

Sun Fund Money Market Balance $5,000 to less than $10,000

money_market

2.500% APR

Rate2.500%

Points0

Sun Fund Money Market Balance $10,000 or more

ira

2.500% APR

Rate2.500%

Points0

Variable Rate IRA

cd_30mo

2.950% APR

Rate2.950%

Points0

30-month Certificate less than $10,000

cd_12mo

3.000% APR

Rate3.000%

Points0

12-month Certificate less than $10,000

cd_30mo

3.150% APR

Rate3.150%

Points0

30-month Certificate $10,000 or more

cd_12mo

3.200% APR

Rate3.200%

Points0

12-month Certificate $10,000 or more

cd_6mo

3.350% APR

Rate3.350%

Points0

6-month Certificate less than $10,000

money_market

3.510% APR

Rate3.510%

Points0

Sun Fund Money Market Balance $50,000 or more

cd_6mo

3.550% APR

Rate3.550%

Points0

6-month Certificate $10,000 or more

savings

5.000% APR

Rate5.000%

Points0

Share Draft Account

Auto Loan Rates

Rates as of July 9, 2026

credit_card

8.790% APR

Rate8.790%

Pinnacle Gold (Risk Grade A+)

credit_card

11.950% APR

Rate11.950%

Elite Gold (Risk Grade A)

credit_card

13.570% APR

Rate13.570%

SP Gold (Risk Grade B)

credit_card

16.850% APR

Rate16.850%

Elite Classic (Risk Grade C)

credit_card

17.790% APR

Rate17.790%

SP Classic (Risk Grade D)

HELOC Rates

Rates as of July 9, 2026

heloc_variable

7.000% APR

Rate7.000%

Equity Line of Credit - Risk Grade A+

heloc_variable

7.250% APR

Rate7.250%

Equity Line of Credit - Risk Grade A

heloc_variable

7.750% APR

Rate7.750%

Equity Line of Credit - Risk Grade B

heloc_variable

9.750% APR

Rate9.750%

Equity Line of Credit - Risk Grade C

heloc_variable

10.250% APR

Rate10.250%

Equity Line of Credit - Risk Grade D

Personal Loan Rates

Rates as of July 9, 2026

personal_secured

4.790% APR

Rate4.790%

Share Secured Loan

personal_unsecured

7.990% APR

Rate7.990%

Personal/Unsecured

personal

28.000% APR

Rate28.000%

Emergency Loan

Frequently Asked Questions

What rates does Sun Pacific offer?

Sun Pacific currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Sun Pacific rates updated?

RateAPI verifies Sun Pacific's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Sun Pacific's rate data?

Rate data is collected directly from Sun Pacific's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sun Pacific's mortgage rate?

As of July 9, 2026, Sun Pacific offers a money_market mortgage at 1.8% APR.

What is Sun Pacific's auto loan rate?

As of July 9, 2026, Sun Pacific offers auto loans from 8.79% APR.

Related Rate Data

Compare Sun Pacific's rates against national credit-union benchmarks.

More California credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Sun Pacific
curl "https://api.rateapi.dev/credit-unions/california/sun-pacific" \
  -H "Authorization: Bearer YOUR_API_KEY"

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