Strata

bakersfield, California
Last verified: July 9, 2026

As of July 9, 2026, Strata offers a 30-year-fixed mortgage at 5.5% APR (5.5% rate, 0 points). Auto loans available from 5.49% APR.

Source: RateAPI.dev, verified from Strata's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
5.500% APR
Rate5.500%
Points0
Mortgages

Auto Loan Rates

Rates as of July 9, 2026

auto
5.490% APR
Rate5.490%
Auto Loans
credit_card
10.750% APR
Rate10.750%
Credit Cards

Frequently Asked Questions

What rates does Strata offer?

Strata currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Strata rates updated?

RateAPI verifies Strata's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Strata's rate data?

Rate data is collected directly from Strata's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Strata's mortgage rate?

As of July 9, 2026, Strata offers a 30-year-fixed mortgage at 5.5% APR.

What is Strata's auto loan rate?

As of July 9, 2026, Strata offers auto loans from 5.49% APR.

Related Rate Data

Compare Strata's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Strata
curl "https://api.rateapi.dev/credit-unions/california/strata" \
  -H "Authorization: Bearer YOUR_API_KEY"