Southland

los alamitos, California
Last verified: July 9, 2026

As of July 9, 2026, Southland offers a 30-year-fixed mortgage at 6.472% APR (6.472% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Southland's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
6.472% APR
Rate6.472%
Points0
[PROMOTIONAL] 30 Year Fixed High-Balance
savings
1.550% APR
Rate1.539%
Points0
Interest Checking Tier 1
savings
2.050% APR
Rate2.031%
Points0
High Yield Savings
cd_6mo
2.700% APR
Rate2.668%
Points0
6 Month Certificate
cd_12mo
2.800% APR
Rate2.765%
Points0
1 Year Certificate
cd_6mo
2.800% APR
Rate2.765%
Points0
Jumbo 6 Month Certificate
cd_12mo
2.900% APR
Rate2.863%
Points0
Jumbo 1 Year Certificate
cd_24mo
2.950% APR
Rate2.911%
Points0
2 Year Certificate
savings
3.000% APR
Rate3.000%
Points0
Super Checking Non-Qualified Rate
cd_24mo
3.050% APR
Rate3.009%
Points0
Jumbo 2 Year Certificate
cd_36mo
3.150% APR
Rate3.106%
Points0
3 Year Certificate
cd_36mo
3.250% APR
Rate3.203%
Points0
Jumbo 3 Year Certificate
cd_48mo
3.400% APR
Rate3.349%
Points0
4 Year Certificate
cd_48mo
3.500% APR
Rate3.446%
Points0
Jumbo 4 Year Certificate
cd_18mo
3.500% APR
Rate3.445%
Points0
[PROMOTIONAL] 18-Month Pick Your Term Certificate
cd_9mo
3.500% APR
Rate3.445%
Points0
[PROMOTIONAL] 9-Month Pick Your Term Certificate
cd_60mo
3.650% APR
Rate3.591%
Points0
5 Year Certificate
cd_60mo
3.750% APR
Rate3.688%
Points0
Jumbo 5 Year Certificate
ploc_variable
11.740% APR
Rate11.740%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto_new
4.490% APR
Rate4.490%
New Vehicle Loans
auto_new_36mo
4.490% APR
Rate4.490%
New Vehicle Loans - 36 Months
auto_new_48mo
4.490% APR
Rate4.490%
New Vehicle Loans - 48 Months
auto_new_66mo
4.490% APR
Rate4.490%
New Vehicle Loans - 60-66 Months
auto_new_36mo
4.490% APR
Rate4.490%
New Vehicle Loan - 36 Months
auto_new_48mo
4.490% APR
Rate4.490%
New Vehicle Loan - 48 Months
auto_new_66mo
4.490% APR
Rate4.490%
New Vehicle Loan - 60-66 Months
auto_new_36mo
4.740% APR
Rate4.740%
New Vehicle Loans - 36 Months (No Autopay)
auto_new_48mo
4.740% APR
Rate4.740%
New Vehicle Loans - 48 Months (No Autopay)
auto_new_66mo
4.740% APR
Rate4.740%
New Vehicle Loans - 60-66 Months (No Autopay)
auto_new_78mo
4.990% APR
Rate4.990%
New Vehicle Loans - 72-78 Months
auto_used
4.990% APR
Rate4.990%
Used Vehicle Loans
auto_used_36mo
4.990% APR
Rate4.990%
Used Vehicle Loans - 36 Months
auto_used_48mo
4.990% APR
Rate4.990%
Used Vehicle Loans - 48 Months
auto_used_66mo
4.990% APR
Rate4.990%
Used Vehicle Loans - 60-66 Months
auto_new_78mo
4.990% APR
Rate4.990%
New Vehicle Loan - 72-78 Months
auto_used_36mo
4.990% APR
Rate4.990%
Used Vehicle Loan - 36 Months
auto_used_48mo
4.990% APR
Rate4.990%
Used Vehicle Loan - 48 Months
auto_used_66mo
4.990% APR
Rate4.990%
Used Vehicle Loan - 60-66 Months
auto_used_78mo
5.240% APR
Rate5.240%
Used Vehicle Loans - 72-78 Months
auto_new_78mo
5.240% APR
Rate5.240%
New Vehicle Loans - 72-78 Months (No Autopay)
auto_used_78mo
5.240% APR
Rate5.240%
Used Vehicle Loan - 72-78 Months
auto_used_36mo
5.240% APR
Rate5.240%
Used Vehicle Loans - 36 Months (No Autopay)
auto_used_48mo
5.240% APR
Rate5.240%
Used Vehicle Loans - 48 Months (No Autopay)
auto_used_66mo
5.240% APR
Rate5.240%
Used Vehicle Loans - 60-66 Months (No Autopay)
auto_new_84mo
5.490% APR
Rate5.490%
New Vehicle Loans - 84 Months
auto_new_84mo
5.490% APR
Rate5.490%
New Vehicle Loan - 84 Months
auto_used_78mo
5.490% APR
Rate5.490%
Used Vehicle Loans - 72-78 Months (No Autopay)
auto_used_84mo
5.740% APR
Rate5.740%
Used Vehicle Loans - 84 Months
auto_new_84mo
5.740% APR
Rate5.740%
New Vehicle Loans - 84 Months (No Autopay)
auto_used_84mo
5.740% APR
Rate5.740%
Used Vehicle Loan - 84 Months
auto_used_84mo
5.990% APR
Rate5.990%
Used Vehicle Loans - 84 Months (No Autopay)
auto
8.750% APR
Rate8.750%
Boat, Motorhome & Travel Trailer
auto_new
8.750% APR
Rate8.750%
Boat, Motorhome & Travel Trailer - New
auto_new
8.750% APR
Rate8.750%
New Boat, Motorhome & Travel Trailer
auto_used
9.000% APR
Rate9.000%
Boat, Motorhome & Travel Trailer - Used
auto_new
9.000% APR
Rate9.000%
Boat, Motorhome & Travel Trailer - New (No Autopay)
auto_used
9.000% APR
Rate9.000%
Used Boat, Motorhome & Travel Trailer
auto_used
9.250% APR
Rate9.250%
Boat, Motorhome & Travel Trailer - Used (No Autopay)
auto
9.490% APR
Rate9.490%
Motorcycle & Personal Watercraft
auto_new
9.490% APR
Rate9.490%
Motorcycle & Personal Watercraft - New
auto_new
9.490% APR
Rate9.490%
New Motorcycle & Personal Watercraft
auto_used
9.740% APR
Rate9.740%
Motorcycle & Personal Watercraft - Used
auto_new
9.740% APR
Rate9.740%
Motorcycle & Personal Watercraft - New (No Autopay)
auto_used
9.740% APR
Rate9.740%
Used Motorcycle & Personal Watercraft
auto_used
9.990% APR
Rate9.990%
Motorcycle & Personal Watercraft - Used (No Autopay)

HELOC Rates

Rates as of July 9, 2026

heloc_variable
6.750% APR
Rate6.750%
HELOC A
heloc_fixed
6.750% APR
Rate6.750%
[PROMOTIONAL] 5-Year Fixed Rate HELOC Advantage
heloc_variable
7.000% APR
Rate7.000%
HELOC B

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loans
personal_secured
3.000% APR
Rate3.000%
Share Secured
personal_unsecured
11.740% APR
Rate11.740%
Personal Loans
personal_unsecured
11.740% APR
Rate11.740%
Signature Loan
ploc_variable
11.740% APR
Rate11.740%
Personal Line of Credit

Frequently Asked Questions

What rates does Southland offer?

Southland currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Southland rates updated?

RateAPI verifies Southland's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Southland's rate data?

Rate data is collected directly from Southland's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southland's mortgage rate?

As of July 9, 2026, Southland offers a 30-year-fixed mortgage at 6.472% APR.

What is Southland's auto loan rate?

As of July 9, 2026, Southland offers auto loans from 4.49% APR.

Related Rate Data

Compare Southland's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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