--- title: "SMW 104 Credit Union Rates & Who Can Join - California" description: "SMW 104 Credit Union is a credit union in California. Rate data is being verified. See who can join SMW 104 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/smw-104" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # SMW 104 Credit Union Rates & Who Can Join - California No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. SMW 104 Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/smw-104) , verified from [SMW 104 Credit Union's official website](https://smw104fcu.org/) Loading branch locator… ## About SMW 104 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11K Assets $116.8M Founded 1962 Locations reported 1 NCUA charter 14934 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st United** Livermore Branch · Livermore · CA · 94551 About 3.5 miles away](https://rateapi.dev/credit-unions/california/1st-united) [**Patelco** LIVERMORE · Livermore · CA · 94551 About 3.9 miles away](https://rateapi.dev/credit-unions/california/patelco) [**Uncle** MAIN OFFICE · LIVERMORE · CA · 94551-7301 About 3.9 miles away](https://rateapi.dev/credit-unions/california/uncle) [**Sunward** Downtown Livermore · Livermore · CA · 94550-3119 About 4.8 miles away](https://rateapi.dev/credit-unions/new-mexico/sunward) [**Pacific Service** Livermore · Livermore · CA · 94551-7666 About 5.0 miles away](https://rateapi.dev/credit-unions/california/pacific-service) [**Provident** Branch Office · Dublin · CA · 94568 About 6.4 miles away](https://rateapi.dev/credit-unions/california/provident) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join SMW 104 Credit Union Membership eligibility from SMW 104 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on SMW 104 Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [SMW 104 Credit Union's membership page](https://smw104fcu.org/) . Final membership determination is always made by the credit union. ## Work at SMW 104 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where SMW 104 Credit Union ranks against California peers. - See which AI assistants fetched SMW 104 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=smw-104&state=california&code=CA&name=SMW%20104%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does SMW 104 Credit Union offer? SMW 104 Credit Union is a credit union in California. Rate data is currently being verified. ### How often are SMW 104 Credit Union rates updated? RateAPI verifies SMW 104 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get SMW 104 Credit Union's rate data? Rate data is collected directly from SMW 104 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join SMW 104 Credit Union? SMW 104 Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare SMW 104 Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://smw104fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track SMW 104 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for SMW 104 Credit Union curl "https://api.rateapi.dev/credit-unions/california /smw-104 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## SMW 104 Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/smw-104 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp