--- title: "Slo Credit Union Rates - California" description: "Current auto loan, heloc, personal loan, and credit card rates from Slo Credit Union in California. Updated daily with source verification. See who can join Slo Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/slo" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Slo Credit Union Rates - California ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.890% | 48 mo · new | Standard | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 5.390% | 48 mo · used | Standard | Slo Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.000% | — | Standard | Slo Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 11.990% | — | Standard | Slo Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.990% | — | Standard | Slo Credit Union credit card rates as of November 12, 2026 Slo Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/slo) , verified from [Slo Credit Union's official website](https://slocu.com/) Loading branch locator… ## About Slo Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.3K Assets $29.7M Founded 1953 Locations reported 3 NCUA charter 61779 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sesloc** Headquarters · San Luis Obispo · CA · 93401 About 1.9 miles away](https://rateapi.dev/credit-unions/california/sesloc) [**Educational Employees** Paso Robles · Paso Robles · CA · 93446-9604 About 24.4 miles away](https://rateapi.dev/credit-unions/california/educational-employees) [**Santa Barbara Teachers** Santa Barbara Teachers FCU · Santa Maria · CA · 93455-1775 About 24.7 miles away](https://rateapi.dev/credit-unions/california/santa-barbara-teachers) [**Families and Schools Together** Avenal Branch · Avenal · CA · 93204 About 59.8 miles away](https://rateapi.dev/credit-unions/california/families-and-schools-together) [**Safe 1** Taft · Taft · CA · 93268 About 65.1 miles away](https://rateapi.dev/credit-unions/california/safe-1) [**Kinecta** Goleta · Goleta · CA · 93117-2804 About 69.7 miles away](https://rateapi.dev/credit-unions/california/kinecta) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Slo Credit Union Membership eligibility from Slo Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Slo Credit Union's website. Check the membership page below to confirm whether you qualify. - Location san luis obispo — CA Verified from [Slo Credit Union's membership page](https://slocu.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Slo Credit Union Geography 1 county · Family 4 published paths to membership, last verified November 8, 2026, quoted from Slo Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - San Luis Obispo County, CA “Membership in the SLO Credit Union is limited to individuals who live, regularly work, or attend school in San Luis Obispo County.” > [source ↗](https://slocu.com/become-a-member/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family, spouse, child, parent, grandparent, grandchild “Immediate family of an existing member are also eligible to join. Family includes: spouse, child, parent, grandparent, or grandchild including step or adoptive relationships.” > [source ↗](https://slocu.com/become-a-member/) - Family member (immediate family, spouse, child, parent, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Slo Credit Union? Yes No ## Work at Slo Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Slo Credit Union ranks against California peers. - See which AI assistants fetched Slo Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=slo&state=california&code=CA&name=Slo%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Slo Credit Union offer? Slo Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Slo Credit Union rates updated? RateAPI verifies Slo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Slo Credit Union's rate data? Rate data is collected directly from Slo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Slo Credit Union? Slo Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county for Slo Credit Union, each quoted from Slo Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Slo Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://slocu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Slo Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Slo Credit Union curl "https://api.rateapi.dev/credit-unions/california /slo " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Slo Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/slo Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp