Skyone Mortgage, Auto Loan, HELOC & Personal Loan Rates

As of July 9, 2026, Skyone offers a 30-year-fixed mortgage at 6.5% APR (6.5% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 13.5% APR.
Source: RateAPI.dev, verified from Skyone's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed

6.500% APR

Rate6.500%

Points0

30-Year Fixed Mortgage

savings

1.000% APR

Rate1.000%

Points0

Sky-High Savings

savings

1.000% APR

Rate1.000%

Points0

SmartPay

savings

3.000% APR

Rate2.960%

Points0

Perk Central

cd_11mo

3.100% APR

Rate3.100%

Points0

11 Month Liquid Certificate

cd_12mo

3.500% APR

Rate3.500%

Points0

1 Year Certificate

cd_24mo

3.500% APR

Rate3.500%

Points0

2 Year Certificate

cd_36mo

3.500% APR

Rate3.500%

Points0

3 Year Certificate

cd_48mo

3.500% APR

Rate3.500%

Points0

4 Year Certificate

cd_60mo

3.500% APR

Rate3.500%

Points0

5 Year Certificate

cd_6mo

3.500% APR

Rate3.500%

Points0

6 Month Certificate

cd_10mo

4.000% APR

Rate4.000%

Points0

10 Month Flex Certificate

savings

4.000% APR

Rate3.930%

Points0

[PROMOTIONAL] Perk Central

savings

5.000% APR

Rate5.000%

Points0

PlatinumPay

savings

5.000% APR

Rate5.000%

Points0

Regular Savings

Auto Loan Rates

Rates as of July 9, 2026

auto_any_48mo

4.990% APR

Rate4.990%

Vehicle Refinance - 36-48 Months

auto_any_60mo

5.240% APR

Rate5.240%

Vehicle Refinance - 60 Months

auto_any_48mo

5.740% APR

Rate5.740%

Auto Loan (36-48 Months)

auto_any_48mo

5.740% APR

Rate5.740%

New & Used Vehicles - 36-48 Months

auto_any_60mo

5.990% APR

Rate5.990%

Auto Loan (60 Months)

auto_any_60mo

5.990% APR

Rate5.990%

New & Used Vehicles - 60 Months

auto_any_72mo

5.990% APR

Rate5.990%

Vehicle Refinance - 72 Months

auto_any_84mo

6.240% APR

Rate6.240%

Vehicle Refinance - 84 Months

auto_any_72mo

6.490% APR

Rate6.490%

Auto Loan (72 Months)

auto_any_72mo

6.490% APR

Rate6.490%

New & Used Vehicles - 72 Months

auto_any_84mo

6.990% APR

Rate6.990%

Auto Loan (84 Months)

auto_any_84mo

6.990% APR

Rate6.990%

New & Used Vehicles - 84 Months

HELOC Rates

Rates as of July 9, 2026

heloc_variable

6.750% APR

Rate6.750%

HELOC

heloc_variable

6.750% APR

Rate6.750%

Home Equity Line of Credit (HELOC)

heloc_fixed

7.250% APR

Rate7.250%

Home Equity Loan (120 months)

heloc_fixed

7.250% APR

Rate7.250%

Home Equity Loan - 120 months

heloc_fixed

7.500% APR

Rate7.500%

Home Equity Loan (180 months)

heloc_fixed

7.500% APR

Rate7.500%

Home Equity Loan - 180 months

heloc_fixed

8.000% APR

Rate8.000%

Home Equity Loan (240 months)

heloc_fixed

8.000% APR

Rate8.000%

Home Equity Loan - 240 months

Personal Loan Rates

Rates as of July 9, 2026

ploc_variable

13.500% APR

Rate13.500%

Personal Line of Credit

ploc_variable

13.500% APR

Rate13.500%

[PROMOTIONAL] Personal Line of Credit

personal_unsecured

13.990% APR

Rate13.990%

Personal Loan

personal

13.990% APR

Rate13.990%

[PROMOTIONAL] Personal / Consolidation Loan

Frequently Asked Questions

What rates does Skyone offer?

Skyone currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Skyone rates updated?

RateAPI verifies Skyone's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Skyone's rate data?

Rate data is collected directly from Skyone's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Skyone's mortgage rate?

As of July 9, 2026, Skyone offers a 30-year-fixed mortgage at 6.5% APR.

What is Skyone's auto loan rate?

As of July 9, 2026, Skyone offers auto loans from 4.99% APR.

Related Rate Data

Compare Skyone's rates against national credit-union benchmarks.

More California credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Skyone
curl "https://api.rateapi.dev/credit-unions/california/skyone" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude