--- title: "Skyone Credit Union Rates (Nov 2026): CDs to 3.50%" description: "Skyone Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Skyone Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/skyone" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Skyone Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan, Refinance** auto | — APR | 4.990% | — | Standard | | **New & Used Vehicles** auto_any | — APR | 5.740% | any | Standard | | **48-Month New Motorcycle Loan** motorcycle_new_48mo | — APR | 7.740% | 48 mo · new | Standard | | **48-Month Motorcycle Loan** motorcycle_any_48mo | — APR | 7.740% | 48 mo | Standard | | **Toy Loan** auto_any_72mo | — APR | 7.990% | 72 mo | Standard | | **72-Month Used Motorcycle Loan** motorcycle_used_72mo | — APR | 8.240% | 72 mo · used | Standard | Skyone Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.250% | — | Standard | Skyone Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 13.750% | — | Standard | | **Personal / Consolidation Loan** personal | — APR | 13.990% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 13.990% | — | Standard | Skyone Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **Paycheck Perks** savings | — APY | 0.10% | — | Standard | | **Money Market** money_market | — APY | 0.10% | — | Standard | | **SmartPay** savings | — APY | 1.00% | — | Standard | | **11 Month Liquid** cd_11mo | — APY | 3.06% | 11 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.46% | 60 mo | Standard | | **6-Month Certificate** cd_6mo | 3.50% APY | 3.46% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 3.50% APY | 3.46% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | 3.50% APY | 3.46% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 3.50% APY | 3.46% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 3.50% APY | 3.46% | 48 mo | Standard | | **7-Month Certificate** cd_7mo | — APY | 4.18% | 7 mo | Standard | | **7-Month Certificate** cd_7mo | — APY | 4.25% | 7 mo | Standard | | **10 Month Flex** cd_10mo | — APY | 4.27% | 10 mo | Standard | Skyone Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Perk Central** other | — % | 4.889% | — | Standard | | **New Toys** other | — % | 7.990% | — | Standard | | **Used Toys** other | — % | 8.490% | — | Standard | Skyone Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/skyone) , verified from [Skyone Credit Union's official website](https://skyone.org/) Loading branch locator… ## About Skyone Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 52.9K Assets $875.8M Founded 1949 Locations reported 3 NCUA charter 6248 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kinecta** Hawthorne · Hawthorne · CA · 90250 About 0.2 miles away](https://rateapi.dev/credit-unions/california/kinecta) [**Navy Federal Credit Union** Hawthorne CA · Hawthorne · CA · 90250 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Wescom Central** Hawthorne · Hawthorne · CA · 90250 About 1.7 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**Fedex Employees Credit Association** Los Angeles · El Segundo · CA · 90245 About 1.8 miles away](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association) [**Aerospace** Aerospace FCU · El Segundo · CA · 90245 About 1.8 miles away](https://rateapi.dev/credit-unions/california/aerospace) [**Communityamerica** Hawthorne · Hawthorne · CA · 90250 About 1.8 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Skyone Credit Union Membership eligibility from Skyone Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Skyone Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Skyone Credit Union's membership page](https://skyone.org/) . Final membership determination is always made by the credit union. ## Work at Skyone Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Skyone Credit Union ranks against California peers. - See which AI assistants fetched Skyone Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=skyone&state=california&code=CA&name=Skyone%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Skyone Credit Union offer? Skyone Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Skyone Credit Union rates updated? RateAPI verifies Skyone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Skyone Credit Union's rate data? Rate data is collected directly from Skyone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Skyone Credit Union's best CD rate? As of November 12, 2026, Skyone Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Skyone Credit Union? Skyone Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Skyone Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://skyone.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Skyone Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Skyone Credit Union curl "https://api.rateapi.dev/credit-unions/california /skyone " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Skyone Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/skyone Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp